Compare Laclede, MO Car Insurance Rates (2021)

Car insurance in Laclede, MO averages $256 a month. Laclede, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Laclede car insurance rates, compare quotes from the top car insurance companies in Laclede, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Laclede for teen drivers is Nationwide
  • The cheapest car insurance company in Laclede is Nationwide
  • Average car insurance rates in Laclede, MO after a DUI are $3,571/year

If you need to buy Laclede, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Laclede, MO is right here.

You’ll find Laclede car insurance rates, the cheapest Laclede, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Laclede, Missouri car insurance rates to Florissant car insurance rates, Kansas City car insurance rates, and Springfield car insurance rates.

Ready to find affordable Laclede, MO car insurance today? Enter your ZIP code for fast, free Laclede car insurance quotes.

Cheapest Laclede, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Laclede, MO car insurance rates? Every Laclede, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Laclede, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,924 $1,924 $1,712 $1,712 $5,195 $6,763 $1,924 $2,253
Farmers $2,171 $2,165 $1,947 $2,056 $8,573 $8,855 $2,468 $2,588
GEICO $1,786 $1,985 $1,393 $1,749 $5,384 $5,702 $1,663 $1,682
Liberty Mutual $2,759 $2,999 $2,269 $2,549 $8,868 $9,860 $2,921 $3,135
Nationwide $1,327 $1,362 $1,181 $1,260 $3,284 $4,240 $1,507 $1,639
Progressive $1,887 $1,777 $1,541 $1,584 $5,764 $6,491 $2,303 $2,361
State Farm $1,593 $1,593 $1,398 $1,398 $4,246 $5,396 $1,782 $2,018
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

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Minimum Car Insurance in Laclede, MO

Every driver must carry the minimum car insurance in Laclede, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Laclede, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Laclede, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Laclede, MO. Compare credit history car insurance rates in Laclede from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Laclede, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,823 $2,689 $2,265
Farmers $4,414 $3,661 $3,484
GEICO $3,682 $2,401 $1,922
Liberty Mutual $6,365 $3,853 $3,042
Nationwide $2,334 $1,918 $1,673
Progressive $3,445 $2,836 $2,611
State Farm $3,217 $2,203 $1,863
USAA $4,157 $1,919 $1,371

Cheapest Laclede, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Laclede, MO to rates for a clean record with top companies.

Annual Laclede, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,201 $3,179 $3,821 $2,502
Farmers $3,364 $4,124 $4,038 $3,885
GEICO $2,117 $2,697 $3,577 $2,282
Liberty Mutual $3,233 $4,590 $4,762 $5,094
Nationwide $1,578 $1,991 $2,617 $1,715
Progressive $2,607 $3,389 $2,856 $3,003
State Farm $2,256 $2,600 $2,428 $2,428
USAA $2,027 $2,420 $3,284 $2,197

Cheapest Laclede, MO Car Insurance for Teen Drivers

Teen car insurance in Laclede, MO can be expensive. Take a look at rates from the top car insurance companies in Laclede for teenagers.

Annual Car Insurance Rates for Teen Drivers in Laclede, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,195 $6,763
Farmers $8,573 $8,855
GEICO $5,384 $5,702
Liberty Mutual $8,868 $9,860
Nationwide $3,284 $4,240
Progressive $5,764 $6,491
State Farm $4,246 $5,396
USAA $4,426 $5,428

Cheapest Laclede, MO Car Insurance for Seniors

Take a look at Laclede, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Laclede, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,712 $1,712
Farmers $1,947 $2,056
GEICO $1,393 $1,749
Liberty Mutual $2,269 $2,549
Nationwide $1,181 $1,260
Progressive $1,541 $1,584
State Farm $1,398 $1,398
USAA $1,378 $1,418

Cheapest Laclede, MO Car Insurance Rates After a DUI

A DUI in Laclede, MO increases car insurance rates. Compare Laclede, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Laclede, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,821
Farmers $4,038
GEICO $3,577
Liberty Mutual $4,762
Nationwide $2,617
Progressive $2,856
State Farm $2,428
USAA $3,284

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Cheapest Laclede, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Laclede, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Laclede, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,897 $2,955
Farmers $3,853 $3,853
GEICO $2,615 $2,721
Liberty Mutual $4,420 $4,420
Nationwide $1,975 $1,975
Progressive $2,964 $2,964
State Farm $2,369 $2,486
USAA $2,390 $2,574

The Best Cheap Car Insurance Companies in Laclede, MO

Take a look at a side-by-side comparison of the top car insurance companies in Laclede, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Laclede, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,926
Farmers $3,853
GEICO $2,668
Liberty Mutual $4,420
Nationwide $1,975
Progressive $2,964
State Farm $2,428
USAA $2,482

Category Winners: Cheapest Car Insurance in Laclede, Missouri

Find the cheapest car insurance companies in Laclede, MO for each category right here.

Best Annual Car Insurance Rates by Company in Laclede, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Laclede, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Laclede car insurance rates. Find the cheapest Laclede, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Laclede, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,838 $3,019 $2,920
Farmers $3,630 $3,820 $4,109
GEICO $2,507 $2,685 $2,812
Liberty Mutual $4,190 $4,438 $4,632
Nationwide $1,864 $1,992 $2,069
Progressive $2,692 $2,971 $3,228
State Farm $2,306 $2,434 $2,543
USAA $2,385 $2,474 $2,587

What affects car insurance rates in Laclede, Missouri?

What factors can have an impact on Laclede, MO car insurance? There are several reasons why Laclede car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Laclede, Missouri.

Commute Time in Laclede

The more time you spend in your car the higher the risk of an accident. The average commute length in Laclede, MO is 20.8 minutes according to City-Data.

Compare Car Insurance Quotes in Laclede, MO

Ready to find affordable Laclede, Missouri car insurance today? Enter your ZIP code for fast, free Laclede, MO car insurance quotes.

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