Compare Lacombe, LA Car Insurance Rates (2021)

Car insurance in Lacombe, LA averages $490 a month. Lacombe, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Lacombe car insurance rates, compare quotes from the top car insurance companies in Lacombe, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lacombe for teen drivers is USAA
  • Average car insurance rates in Lacombe, LA are $5,877/year
  • Average car insurance rates in Lacombe, LA after a DUI are $6,724/year

If you need to buy Lacombe, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Lacombe, LA is right here.

You’ll find Lacombe car insurance rates, the cheapest Lacombe, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Lacombe, Louisiana car insurance rates to Alexandria car insurance rates, Bossier City car insurance rates, and Lake Charles car insurance rates.

Ready to find affordable Lacombe, LA car insurance today? Enter your ZIP code for fast, free Lacombe car insurance quotes.

Cheapest Lacombe, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lacombe, LA car insurance rates? Every Lacombe, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lacombe, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,659 $3,659 $3,780 $3,780 $8,093 $10,215 $4,046 $4,389
GEICO $3,245 $3,711 $3,879 $4,700 $11,802 $12,432 $3,116 $3,015
Progressive $5,529 $5,214 $4,618 $4,954 $20,675 $23,051 $6,319 $6,410
State Farm $2,881 $2,881 $2,653 $2,653 $8,516 $10,674 $3,212 $3,599
USAA $2,590 $2,547 $2,532 $2,509 $7,779 $9,109 $3,178 $3,478

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Minimum Car Insurance in Lacombe, LA

Every driver must carry the minimum car insurance in Lacombe, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Lacombe, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lacombe, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lacombe, LA. Compare credit history car insurance rates in Lacombe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lacombe, Louisiana

Insurance Company Poor Fair Good
Allstate $6,832 $4,693 $4,082
GEICO $6,825 $5,923 $4,465
Progressive $10,925 $9,272 $8,592
State Farm $6,415 $4,139 $3,348
USAA $5,812 $3,722 $3,111

Cheapest Lacombe, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lacombe, LA to rates for a clean record with top companies.

Annual Lacombe, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,097 $6,284 $5,601 $4,829
GEICO $3,905 $6,303 $7,718 $5,025
Progressive $8,021 $10,638 $10,336 $9,391
State Farm $4,247 $5,021 $4,634 $4,634
USAA $3,218 $4,470 $5,332 $3,841

Cheapest Lacombe, LA Car Insurance for Teen Drivers

Teen car insurance in Lacombe, LA can be expensive. Take a look at rates from the top car insurance companies in Lacombe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lacombe, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,093 $10,215
GEICO $11,802 $12,432
Progressive $20,675 $23,051
State Farm $8,516 $10,674
USAA $7,779 $9,109

Cheapest Lacombe, LA Car Insurance for Seniors

Take a look at Lacombe, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lacombe, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,780 $3,780
GEICO $3,879 $4,700
Progressive $4,618 $4,954
State Farm $2,653 $2,653
USAA $2,532 $2,509

Cheapest Lacombe, LA Car Insurance Rates After a DUI

A DUI in Lacombe, LA increases car insurance rates. Compare Lacombe, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lacombe, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,601
GEICO $7,718
Progressive $10,336
State Farm $4,634
USAA $5,332

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Cheapest Lacombe, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lacombe, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lacombe, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,203 $5,203
GEICO $5,628 $5,847
Progressive $9,596 $9,596
State Farm $4,515 $4,753
USAA $4,085 $4,346

The Best Cheap Car Insurance Companies in Lacombe, LA

Take a look at a side-by-side comparison of the top car insurance companies in Lacombe, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lacombe, Louisiana

Insurance Company Average Annual Rates
Allstate $5,203
GEICO $5,737
Progressive $9,596
State Farm $4,634
USAA $4,215

Category Winners: Cheapest Car Insurance in Lacombe, Louisiana

Find the cheapest car insurance companies in Lacombe, LA for each category right here.

Best Annual Car Insurance Rates by Company in Lacombe, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lacombe, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lacombe car insurance rates. Find the cheapest Lacombe, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lacombe, Louisiana

Insurance Company Low Medium High
Allstate $4,545 $5,295 $5,768
GEICO $4,749 $5,762 $6,701
Progressive $7,959 $9,513 $11,317
State Farm $3,988 $4,622 $5,292
USAA $3,643 $4,282 $4,721

What affects car insurance rates in Lacombe, Louisiana?

What factors can have an impact on Lacombe, LA car insurance? There are several reasons why Lacombe car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lacombe, Louisiana.

Commute Time in Lacombe

The more time you spend in your car the higher the risk of an accident. The average commute length in Lacombe, LA is 30.3 minutes according to City-Data.

Compare Car Insurance Quotes in Lacombe, LA

Ready to find affordable Lacombe, Louisiana car insurance today? Enter your ZIP code for fast, free Lacombe, LA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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