Compare Laconia, IN Car Insurance Rates (2021)

Car insurance in Laconia, IN averages $294 a month. Laconia, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Laconia car insurance rates, compare quotes from the top car insurance companies in Laconia, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Laconia, IN after a DUI are $4,173/year
  • Average car insurance rates in Laconia, IN are $3,533/year
  • The cheapest car insurance company in Laconia is USAA

If you need to buy Laconia, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Laconia, IN is right here.

You’ll find Laconia car insurance rates, the cheapest Laconia, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Laconia, Indiana car insurance rates to Carmel car insurance rates, Fort Wayne car insurance rates, and South Bend car insurance rates.

Ready to find affordable Laconia, IN car insurance today? Enter your ZIP code for fast, free Laconia car insurance quotes.

Cheapest Laconia, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Laconia, IN car insurance rates? Every Laconia, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Laconia, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,412 $2,470 $2,121 $2,325 $7,437 $9,415 $2,445 $2,652
American Family $2,473 $2,473 $2,219 $2,219 $6,768 $9,826 $2,473 $3,050
Farmers $1,739 $1,715 $1,485 $1,677 $9,708 $10,439 $2,317 $2,485
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,782 $1,827 $1,557 $1,669 $5,181 $6,759 $2,089 $2,292
Progressive $1,858 $1,762 $1,680 $1,693 $10,870 $12,240 $2,332 $2,380
State Farm $1,641 $1,641 $1,454 $1,454 $4,861 $6,243 $1,812 $2,014
Travelers $1,273 $1,294 $1,198 $1,198 $8,169 $12,999 $1,352 $1,547
USAA $1,052 $1,037 $978 $987 $2,916 $3,261 $1,423 $1,525

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Minimum Car Insurance in Laconia, IN

Every driver must carry the minimum car insurance in Laconia, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Laconia, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Laconia, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Laconia, IN. Compare credit history car insurance rates in Laconia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Laconia, Indiana

Insurance Company Poor Fair Good
Allstate $4,848 $3,603 $3,278
American Family $5,388 $3,498 $2,927
Farmers $4,589 $3,760 $3,488
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,297 $2,784 $2,602
Progressive $4,803 $4,249 $4,004
State Farm $3,848 $2,294 $1,778
Travelers $4,035 $3,426 $3,426
USAA $2,217 $1,467 $1,259

Cheapest Laconia, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Laconia, IN to rates for a clean record with top companies.

Annual Laconia, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,122 $4,591 $4,221 $3,704
American Family $2,714 $4,320 $5,483 $3,234
Farmers $3,536 $4,107 $4,242 $3,897
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,483 $3,214 $3,079 $2,802
Progressive $3,251 $5,732 $3,885 $4,540
State Farm $2,580 $2,820 $2,580 $2,580
Travelers $3,086 $3,807 $4,313 $3,310
USAA $1,245 $1,772 $2,031 $1,542

Cheapest Laconia, IN Car Insurance for Teen Drivers

Teen car insurance in Laconia, IN can be expensive. Take a look at rates from the top car insurance companies in Laconia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Laconia, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,437 $9,415
American Family $6,768 $9,826
Farmers $9,708 $10,439
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $5,181 $6,759
Progressive $10,870 $12,240
State Farm $4,861 $6,243
Travelers $8,169 $12,999
USAA $2,916 $3,261

Cheapest Laconia, IN Car Insurance for Seniors

Take a look at Laconia, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Laconia, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,121 $2,325
American Family $2,219 $2,219
Farmers $1,485 $1,677
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,557 $1,669
Progressive $1,680 $1,693
State Farm $1,454 $1,454
Travelers $1,198 $1,198
USAA $978 $987

Cheapest Laconia, IN Car Insurance Rates After a DUI

A DUI in Laconia, IN increases car insurance rates. Compare Laconia, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Laconia, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,221
American Family $5,483
Farmers $4,242
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,079
Progressive $3,885
State Farm $2,580
Travelers $4,313
USAA $2,031

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Cheapest Laconia, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Laconia, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Laconia, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,910 $3,910
American Family $3,890 $3,985
Farmers $3,946 $3,946
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,894 $2,894
Progressive $4,352 $4,352
State Farm $2,565 $2,716
Travelers $3,629 $3,629
USAA $1,626 $1,669

The Best Cheap Car Insurance Companies in Laconia, IN

Take a look at a side-by-side comparison of the top car insurance companies in Laconia, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Laconia, Indiana

Insurance Company Average Annual Rates
Allstate $3,910
American Family $3,938
Farmers $3,946
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,894
Progressive $4,352
State Farm $2,640
Travelers $3,629
USAA $1,648

Category Winners: Cheapest Car Insurance in Laconia, Indiana

Find the cheapest car insurance companies in Laconia, IN for each category right here.

Best Annual Car Insurance Rates by Company in Laconia, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Laconia, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Laconia car insurance rates. Find the cheapest Laconia, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Laconia, Indiana

Insurance Company Low Medium High
Allstate $3,701 $3,894 $4,134
American Family $3,904 $4,068 $3,841
Farmers $3,792 $3,940 $4,104
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,944 $2,871 $2,869
Progressive $4,088 $4,278 $4,690
State Farm $2,523 $2,639 $2,758
Travelers $3,542 $3,663 $3,682
USAA $1,585 $1,643 $1,715

Compare Car Insurance Quotes in Laconia, IN

Ready to find affordable Laconia, Indiana car insurance today? Enter your ZIP code for fast, free Laconia, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State