Compare Laddonia, MO Car Insurance Rates (2021)

Car insurance in Laddonia, MO averages $254 a month. Laddonia, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Laddonia car insurance rates, compare quotes from the top car insurance companies in Laddonia, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Laddonia, MO after a DUI are $3,546/year
  • The cheapest car insurance company in Laddonia for teen drivers is Nationwide
  • The cheapest car insurance company in Laddonia is Nationwide

If you need to buy Laddonia, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Laddonia, MO is right here.

You’ll find Laddonia car insurance rates, the cheapest Laddonia, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Laddonia, Missouri car insurance rates to St. Louis car insurance rates, Independence car insurance rates, and Columbia car insurance rates.

Ready to find affordable Laddonia, MO car insurance today? Enter your ZIP code for fast, free Laddonia car insurance quotes.

Cheapest Laddonia, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Laddonia, MO car insurance rates? Every Laddonia, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Laddonia, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,924 $1,924 $1,712 $1,712 $5,195 $6,763 $1,924 $2,253
Farmers $2,192 $2,186 $1,963 $2,075 $8,773 $9,069 $2,498 $2,621
GEICO $1,785 $1,982 $1,390 $1,740 $5,343 $5,669 $1,668 $1,692
Liberty Mutual $2,592 $2,809 $2,135 $2,393 $8,913 $9,894 $2,732 $2,915
Nationwide $1,390 $1,421 $1,244 $1,319 $3,506 $4,494 $1,586 $1,716
Progressive $1,864 $1,745 $1,524 $1,568 $5,870 $6,604 $2,276 $2,325
State Farm $1,412 $1,412 $1,256 $1,256 $3,969 $5,016 $1,585 $1,803
USAA $1,489 $1,481 $1,339 $1,371 $4,285 $5,244 $1,860 $2,077

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Minimum Car Insurance in Laddonia, MO

Every driver must carry the minimum car insurance in Laddonia, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Laddonia, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Laddonia, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Laddonia, MO. Compare credit history car insurance rates in Laddonia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Laddonia, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,823 $2,689 $2,265
Farmers $4,491 $3,729 $3,547
GEICO $3,669 $2,392 $1,915
Liberty Mutual $6,164 $3,764 $2,965
Nationwide $2,458 $2,029 $1,766
Progressive $3,450 $2,846 $2,620
State Farm $3,002 $1,989 $1,649
USAA $3,981 $1,861 $1,337

Cheapest Laddonia, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Laddonia, MO to rates for a clean record with top companies.

Annual Laddonia, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,201 $3,179 $3,821 $2,502
Farmers $3,415 $4,203 $4,114 $3,957
GEICO $2,119 $2,684 $3,549 $2,281
Liberty Mutual $3,124 $4,481 $4,621 $4,965
Nationwide $1,647 $2,102 $2,791 $1,799
Progressive $2,596 $3,420 $2,860 $3,013
State Farm $2,042 $2,385 $2,213 $2,213
USAA $1,942 $2,335 $3,183 $2,113

Cheapest Laddonia, MO Car Insurance for Teen Drivers

Teen car insurance in Laddonia, MO can be expensive. Take a look at rates from the top car insurance companies in Laddonia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Laddonia, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,195 $6,763
Farmers $8,773 $9,069
GEICO $5,343 $5,669
Liberty Mutual $8,913 $9,894
Nationwide $3,506 $4,494
Progressive $5,870 $6,604
State Farm $3,969 $5,016
USAA $4,285 $5,244

Cheapest Laddonia, MO Car Insurance for Seniors

Take a look at Laddonia, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Laddonia, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,712 $1,712
Farmers $1,963 $2,075
GEICO $1,390 $1,740
Liberty Mutual $2,135 $2,393
Nationwide $1,244 $1,319
Progressive $1,524 $1,568
State Farm $1,256 $1,256
USAA $1,339 $1,371

Cheapest Laddonia, MO Car Insurance Rates After a DUI

A DUI in Laddonia, MO increases car insurance rates. Compare Laddonia, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Laddonia, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,821
Farmers $4,114
GEICO $3,549
Liberty Mutual $4,621
Nationwide $2,791
Progressive $2,860
State Farm $2,213
USAA $3,183

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Cheapest Laddonia, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Laddonia, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Laddonia, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,897 $2,955
Farmers $3,922 $3,922
GEICO $2,605 $2,712
Liberty Mutual $4,298 $4,298
Nationwide $2,085 $2,085
Progressive $2,972 $2,972
State Farm $2,159 $2,267
USAA $2,305 $2,481

The Best Cheap Car Insurance Companies in Laddonia, MO

Take a look at a side-by-side comparison of the top car insurance companies in Laddonia, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Laddonia, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,926
Farmers $3,922
GEICO $2,659
Liberty Mutual $4,298
Nationwide $2,085
Progressive $2,972
State Farm $2,213
USAA $2,393

Category Winners: Cheapest Car Insurance in Laddonia, Missouri

Find the cheapest car insurance companies in Laddonia, MO for each category right here.

Best Annual Car Insurance Rates by Company in Laddonia, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Laddonia, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Laddonia car insurance rates. Find the cheapest Laddonia, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Laddonia, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,838 $3,019 $2,920
Farmers $3,689 $3,887 $4,190
GEICO $2,504 $2,674 $2,798
Liberty Mutual $4,063 $4,320 $4,510
Nationwide $1,957 $2,104 $2,193
Progressive $2,669 $2,978 $3,269
State Farm $2,081 $2,220 $2,339
USAA $2,283 $2,385 $2,512

What affects car insurance rates in Laddonia, Missouri?

What factors can have an impact on Laddonia, MO car insurance? There are several reasons why Laddonia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Laddonia, Missouri.

Commute Time in Laddonia

The more time you spend in your car the higher the risk of an accident. The average commute length in Laddonia, MO is 26.7 minutes according to City-Data.

Compare Car Insurance Quotes in Laddonia, MO

Ready to find affordable Laddonia, Missouri car insurance today? Enter your ZIP code for fast, free Laddonia, MO car insurance quotes.

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