Compare Ladera, CA Car Insurance Rates (2021)

Car insurance in Ladera, CA averages $281 a month. Ladera, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Ladera car insurance rates, compare quotes from the top car insurance companies in Ladera, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Ladera, CA after a DUI are $4,741/year
  • Average car insurance rates in Ladera, CA are $3,372/year
  • The cheapest car insurance company in Ladera is USAA

If you need to buy Ladera, California car insurance, the options can be confusing. Everything you need to know about car insurance in Ladera, CA is right here.

You’ll find Ladera car insurance rates, the cheapest Ladera, CA car insurance companies, and information on California car insurance laws. You can also compare Ladera, California car insurance rates to Fresno car insurance rates, Anaheim car insurance rates, and San Diego car insurance rates.

Ready to find affordable Ladera, CA car insurance today? Enter your ZIP code for fast, free Ladera car insurance quotes.

Cheapest Ladera, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ladera, CA car insurance rates? Every Ladera, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ladera, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,648 $2,654 $1,943 $1,961 $7,417 $9,350 $3,398 $3,743
Farmers $2,277 $2,277 $2,065 $2,065 $7,364 $12,080 $2,710 $3,028
GEICO $1,683 $1,685 $1,583 $1,583 $5,142 $5,236 $2,421 $2,476
Liberty Mutual $2,021 $1,917 $1,882 $1,825 $4,463 $4,732 $2,282 $2,293
Nationwide $2,904 $2,770 $2,543 $2,395 $7,444 $8,194 $3,476 $3,432
Progressive $1,815 $1,867 $1,546 $1,832 $4,869 $5,855 $2,614 $2,808
State Farm $3,062 $3,062 $2,736 $2,736 $5,652 $7,010 $3,392 $3,498
Travelers $2,244 $2,170 $1,992 $1,972 $4,651 $5,288 $2,906 $2,844
USAA $1,877 $1,776 $1,833 $1,838 $4,291 $4,320 $2,603 $2,457

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Ladera, CA

Every driver must carry the minimum car insurance in Ladera, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Ladera, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Ladera, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ladera, CA to rates for a clean record with top companies.

Annual Ladera, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,500 $4,202 $6,576 $3,280
Farmers $3,130 $4,262 $5,307 $4,234
GEICO $1,906 $2,945 $3,690 $2,364
Liberty Mutual $2,324 $3,114 $2,808 $2,462
Nationwide $2,897 $3,709 $6,265 $3,709
Progressive $1,899 $3,232 $3,732 $2,739
State Farm $2,779 $3,314 $6,256 $3,225
Travelers $2,018 $3,266 $3,791 $2,959
USAA $1,744 $2,598 $4,245 $1,910

Cheapest Ladera, CA Car Insurance for Teen Drivers

Teen car insurance in Ladera, CA can be expensive. Take a look at rates from the top car insurance companies in Ladera for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ladera, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,417 $9,350
Farmers $7,364 $12,080
GEICO $5,142 $5,236
Liberty Mutual $4,463 $4,732
Nationwide $7,444 $8,194
Progressive $4,869 $5,855
State Farm $5,652 $7,010
Travelers $4,651 $5,288
USAA $4,291 $4,320

Cheapest Ladera, CA Car Insurance for Seniors

Take a look at Ladera, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ladera, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,943 $1,961
Farmers $2,065 $2,065
GEICO $1,583 $1,583
Liberty Mutual $1,882 $1,825
Nationwide $2,543 $2,395
Progressive $1,546 $1,832
State Farm $2,736 $2,736
Travelers $1,992 $1,972
USAA $1,833 $1,838

Cheapest Ladera, CA Car Insurance Rates After a DUI

A DUI in Ladera, CA increases car insurance rates. Compare Ladera, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ladera, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,576
Farmers $5,307
GEICO $3,690
Liberty Mutual $2,808
Nationwide $6,265
Progressive $3,732
State Farm $6,256
Travelers $3,791
USAA $4,245

Cheapest Ladera, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ladera, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ladera, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,738 $4,541
Farmers $3,841 $4,626
GEICO $2,477 $2,976
Liberty Mutual $2,460 $2,893
Nationwide $3,660 $4,630
Progressive $2,628 $3,173
State Farm $3,753 $4,035
Travelers $2,710 $3,307
USAA $2,419 $2,830

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Ladera, CA

Take a look at a side-by-side comparison of the top car insurance companies in Ladera, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ladera, California

Insurance Company Average Annual Rates
Allstate $4,139
Farmers $4,233
GEICO $2,726
Liberty Mutual $2,677
Nationwide $4,145
Progressive $2,901
State Farm $3,894
Travelers $3,009
USAA $2,624

Category Winners: Cheapest Car Insurance in Ladera, California

Find the cheapest car insurance companies in Ladera, CA for each category right here.

Best Annual Car Insurance Rates by Company in Ladera, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Ladera, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ladera car insurance rates. Find the cheapest Ladera, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ladera, California

Insurance Company Low Medium High
Allstate $3,948 $4,172 $4,298
Farmers $3,951 $4,270 $4,479
GEICO $2,497 $2,755 $2,926
Liberty Mutual $2,509 $2,701 $2,821
Nationwide $3,753 $4,221 $4,461
Progressive $2,590 $2,995 $3,118
State Farm $3,510 $3,963 $4,208
Travelers $2,615 $3,097 $3,314
USAA $2,386 $2,674 $2,813

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in Ladera, California?

What factors can have an impact on Ladera, CA car insurance? There are several reasons why Ladera car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ladera, California.

Commute Time in Ladera

The more time you spend in your car the higher the risk of an accident. The average commute length in Ladera, CA is 30.7 minutes according to City-Data.

Compare Car Insurance Quotes in Ladera, CA

Ready to find affordable Ladera, California car insurance today? Enter your ZIP code for fast, free Ladera, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption