Compare Ladoga, IN Car Insurance Rates (2021)

Car insurance in Ladoga, IN averages $256 a month. Ladoga, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ladoga car insurance rates, compare quotes from the top car insurance companies in Ladoga, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ladoga, IN after a DUI are $3,619/year
  • The cheapest car insurance company in Ladoga for teen drivers is USAA
  • Average car insurance rates in Ladoga, IN are $3,067/year

If you need to buy Ladoga, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Ladoga, IN is right here.

You’ll find Ladoga car insurance rates, the cheapest Ladoga, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Ladoga, Indiana car insurance rates to Indianapolis car insurance rates, Evansville car insurance rates, and Gary car insurance rates.

Ready to find affordable Ladoga, IN car insurance today? Enter your ZIP code for fast, free Ladoga car insurance quotes.

Cheapest Ladoga, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ladoga, IN car insurance rates? Every Ladoga, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ladoga, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,393 $2,452 $2,102 $2,297 $7,360 $9,264 $2,433 $2,647
American Family $2,182 $2,182 $1,962 $1,962 $5,984 $8,674 $2,182 $2,690
Farmers $1,423 $1,405 $1,215 $1,366 $7,649 $8,155 $1,878 $2,031
GEICO $1,272 $1,259 $1,188 $1,223 $3,676 $3,421 $1,450 $1,283
Liberty Mutual $3,285 $3,285 $3,021 $3,021 $7,165 $10,807 $3,285 $4,496
Nationwide $1,569 $1,608 $1,376 $1,472 $4,497 $5,856 $1,833 $2,008
Progressive $1,638 $1,550 $1,482 $1,491 $9,620 $10,837 $2,056 $2,104
State Farm $1,301 $1,301 $1,157 $1,157 $3,931 $5,033 $1,438 $1,604
Travelers $1,212 $1,233 $1,133 $1,132 $7,347 $11,564 $1,279 $1,491
USAA $1,116 $1,099 $1,040 $1,049 $3,108 $3,471 $1,510 $1,616

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Minimum Car Insurance in Ladoga, IN

Every driver must carry the minimum car insurance in Ladoga, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Ladoga, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ladoga, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ladoga, IN. Compare credit history car insurance rates in Ladoga from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ladoga, Indiana

Insurance Company Poor Fair Good
Allstate $4,793 $3,570 $3,242
American Family $4,755 $3,090 $2,588
Farmers $3,663 $2,989 $2,769
GEICO $2,218 $1,846 $1,475
Liberty Mutual $6,385 $4,157 $3,845
Nationwide $2,876 $2,432 $2,274
Progressive $4,246 $3,756 $3,540
State Farm $3,081 $1,839 $1,426
Travelers $3,676 $3,112 $3,108
USAA $2,358 $1,559 $1,336

Cheapest Ladoga, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ladoga, IN to rates for a clean record with top companies.

Annual Ladoga, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,084 $4,530 $4,185 $3,675
American Family $2,396 $3,826 $4,834 $2,854
Farmers $2,806 $3,280 $3,375 $3,099
GEICO $1,217 $1,915 $2,570 $1,684
Liberty Mutual $3,724 $4,404 $6,945 $4,110
Nationwide $2,173 $2,802 $2,687 $2,448
Progressive $2,886 $5,043 $3,446 $4,015
State Farm $2,066 $2,264 $2,066 $2,066
Travelers $2,800 $3,464 $3,926 $3,005
USAA $1,322 $1,882 $2,158 $1,642

Cheapest Ladoga, IN Car Insurance for Teen Drivers

Teen car insurance in Ladoga, IN can be expensive. Take a look at rates from the top car insurance companies in Ladoga for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ladoga, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,360 $9,264
American Family $5,984 $8,674
Farmers $7,649 $8,155
GEICO $3,676 $3,421
Liberty Mutual $7,165 $10,807
Nationwide $4,497 $5,856
Progressive $9,620 $10,837
State Farm $3,931 $5,033
Travelers $7,347 $11,564
USAA $3,108 $3,471

Cheapest Ladoga, IN Car Insurance for Seniors

Take a look at Ladoga, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ladoga, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,102 $2,297
American Family $1,962 $1,962
Farmers $1,215 $1,366
GEICO $1,188 $1,223
Liberty Mutual $3,021 $3,021
Nationwide $1,376 $1,472
Progressive $1,482 $1,491
State Farm $1,157 $1,157
Travelers $1,133 $1,132
USAA $1,040 $1,049

Cheapest Ladoga, IN Car Insurance Rates After a DUI

A DUI in Ladoga, IN increases car insurance rates. Compare Ladoga, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ladoga, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,185
American Family $4,834
Farmers $3,375
GEICO $2,570
Liberty Mutual $6,945
Nationwide $2,687
Progressive $3,446
State Farm $2,066
Travelers $3,926
USAA $2,158

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Cheapest Ladoga, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ladoga, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ladoga, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,868 $3,868
American Family $3,436 $3,519
Farmers $3,140 $3,140
GEICO $1,815 $1,878
Liberty Mutual $4,669 $4,923
Nationwide $2,527 $2,527
Progressive $3,847 $3,847
State Farm $2,056 $2,175
Travelers $3,299 $3,299
USAA $1,728 $1,774

The Best Cheap Car Insurance Companies in Ladoga, IN

Take a look at a side-by-side comparison of the top car insurance companies in Ladoga, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ladoga, Indiana

Insurance Company Average Annual Rates
Allstate $3,868
American Family $3,477
Farmers $3,140
GEICO $1,847
Liberty Mutual $4,796
Nationwide $2,527
Progressive $3,847
State Farm $2,115
Travelers $3,299
USAA $1,751

Category Winners: Cheapest Car Insurance in Ladoga, Indiana

Find the cheapest car insurance companies in Ladoga, IN for each category right here.

Best Annual Car Insurance Rates by Company in Ladoga, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ladoga, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ladoga car insurance rates. Find the cheapest Ladoga, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ladoga, Indiana

Insurance Company Low Medium High
Allstate $3,693 $3,854 $4,058
American Family $3,445 $3,593 $3,394
Farmers $3,035 $3,134 $3,251
GEICO $1,739 $1,840 $1,960
Liberty Mutual $4,626 $4,782 $4,979
Nationwide $2,571 $2,506 $2,505
Progressive $3,650 $3,792 $4,101
State Farm $2,021 $2,114 $2,211
Travelers $3,245 $3,330 $3,322
USAA $1,689 $1,747 $1,817

What affects car insurance rates in Ladoga, Indiana?

What factors can have an impact on Ladoga, IN car insurance? There are several reasons why Ladoga car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ladoga, Indiana.

Commute Time in Ladoga

The more time you spend in your car the higher the risk of an accident. The average commute length in Ladoga, IN is 24.2 minutes according to City-Data.

Compare Car Insurance Quotes in Ladoga, IN

Ready to find affordable Ladoga, Indiana car insurance today? Enter your ZIP code for fast, free Ladoga, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State