Compare Ladora, IA Car Insurance Rates (2021)

Car insurance in Ladora, IA averages $247 a month. Ladora, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Ladora car insurance rates, compare quotes from the top car insurance companies in Ladora, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ladora, IA are $2,960/year
  • The cheapest car insurance company in Ladora for teen drivers is USAA
  • The cheapest car insurance company in Ladora is USAA

If you need to buy Ladora, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Ladora, IA is right here.

You’ll find Ladora car insurance rates, the cheapest Ladora, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Ladora, Iowa car insurance rates to Ames car insurance rates, Des Moines car insurance rates, and Ankeny car insurance rates.

Ready to find affordable Ladora, IA car insurance today? Enter your ZIP code for fast, free Ladora car insurance quotes.

Cheapest Ladora, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ladora, IA car insurance rates? Every Ladora, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ladora, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $1,948 $1,948 $1,741 $1,741 $5,177 $7,274 $1,948 $2,348
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,081 $2,256 $1,832 $2,224 $10,266 $11,547 $2,358 $2,601
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,754 $1,693 $1,446 $1,499 $4,219 $4,764 $2,112 $2,281
State Farm $1,528 $1,528 $1,331 $1,331 $3,965 $5,052 $1,713 $1,940
Travelers $2,481 $2,533 $2,407 $2,413 $10,925 $17,356 $2,582 $3,063
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

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Minimum Car Insurance in Ladora, IA

Every driver must carry the minimum car insurance in Ladora, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Ladora, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ladora, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ladora, IA. Compare credit history car insurance rates in Ladora from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ladora, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,846 $2,827 $2,374
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,266 $3,874 $3,046
Nationwide $3,290 $2,569 $2,252
Progressive $2,927 $2,356 $2,130
State Farm $3,274 $2,025 $1,597
Travelers $6,155 $5,252 $5,004
USAA $2,399 $1,648 $1,427

Cheapest Ladora, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ladora, IA to rates for a clean record with top companies.

Annual Ladora, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,177 $3,189 $4,138 $2,560
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,796 $4,700 $4,787 $4,300
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,989 $3,247 $2,156 $2,491
State Farm $2,139 $2,458 $2,298 $2,298
Travelers $3,988 $5,316 $7,114 $5,462
USAA $1,395 $1,870 $2,432 $1,602

Cheapest Ladora, IA Car Insurance for Teen Drivers

Teen car insurance in Ladora, IA can be expensive. Take a look at rates from the top car insurance companies in Ladora for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ladora, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $5,177 $7,274
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,266 $11,547
Nationwide $4,309 $5,592
Progressive $4,219 $4,764
State Farm $3,965 $5,052
Travelers $10,925 $17,356
USAA $3,285 $3,490

Cheapest Ladora, IA Car Insurance for Seniors

Take a look at Ladora, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ladora, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,741 $1,741
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,832 $2,224
Nationwide $1,674 $1,791
Progressive $1,446 $1,499
State Farm $1,331 $1,331
Travelers $2,407 $2,413
USAA $1,123 $1,146

Cheapest Ladora, IA Car Insurance Rates After a DUI

A DUI in Ladora, IA increases car insurance rates. Compare Ladora, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ladora, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,223
American Family $4,138
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,787
Nationwide $3,845
Progressive $2,156
State Farm $2,298
Travelers $7,114
USAA $2,432

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Cheapest Ladora, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ladora, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ladora, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $2,981 $3,051
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,396 $4,396
Nationwide $2,704 $2,704
Progressive $2,471 $2,471
State Farm $2,243 $2,354
Travelers $5,470 $5,470
USAA $1,758 $1,891

The Best Cheap Car Insurance Companies in Ladora, IA

Take a look at a side-by-side comparison of the top car insurance companies in Ladora, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ladora, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $3,016
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,396
Nationwide $2,704
Progressive $2,471
State Farm $2,298
Travelers $5,470
USAA $1,825

Category Winners: Cheapest Car Insurance in Ladora, Iowa

Find the cheapest car insurance companies in Ladora, IA for each category right here.

Best Annual Car Insurance Rates by Company in Ladora, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Ladora, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ladora car insurance rates. Find the cheapest Ladora, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ladora, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $3,033 $3,183 $2,831
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,223 $4,388 $4,576
Nationwide $2,827 $2,688 $2,597
Progressive $2,346 $2,480 $2,587
State Farm $2,194 $2,310 $2,390
Travelers $5,174 $5,551 $5,685
USAA $1,732 $1,830 $1,911

What affects car insurance rates in Ladora, Iowa?

What factors can have an impact on Ladora, IA car insurance? There are several reasons why Ladora car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ladora, Iowa.

Commute Time in Ladora

The more time you spend in your car the higher the risk of an accident. The average commute length in Ladora, IA is 25.6 minutes according to City-Data.

Compare Car Insurance Quotes in Ladora, IA

Ready to find affordable Ladora, Iowa car insurance today? Enter your ZIP code for fast, free Ladora, IA car insurance quotes.

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