Compare Lafayette, GA Car Insurance Rates (2021)

Car insurance in Lafayette, GA averages $388 a month. Lafayette, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lafayette car insurance rates, compare quotes from the top car insurance companies in Lafayette, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lafayette, GA are $4,651/year
  • The cheapest car insurance company in Lafayette for teen drivers is GEICO
  • The cheapest car insurance company in Lafayette is GEICO

If you need to buy Lafayette, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Lafayette, GA is right here.

You’ll find Lafayette car insurance rates, the cheapest Lafayette, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Lafayette, Georgia car insurance rates to Smyrna car insurance rates, Johns Creek car insurance rates, and Atlanta car insurance rates.

Ready to find affordable Lafayette, GA car insurance today? Enter your ZIP code for fast, free Lafayette car insurance quotes.

Cheapest Lafayette, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lafayette, GA car insurance rates? Every Lafayette, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lafayette, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,650 $2,650 $2,538 $2,538 $6,329 $8,206 $2,979 $3,256
GEICO $1,598 $1,581 $1,552 $1,552 $4,805 $5,759 $2,073 $2,293
Liberty Mutual $5,070 $5,517 $4,146 $4,707 $21,867 $24,422 $5,377 $5,723
Nationwide $3,791 $3,915 $3,750 $4,115 $11,902 $15,313 $4,631 $5,024
Progressive $2,376 $2,192 $2,041 $2,151 $7,652 $8,486 $2,763 $2,916
State Farm $2,002 $2,002 $1,802 $1,802 $5,439 $7,120 $2,199 $2,387
USAA $1,652 $1,650 $1,526 $1,536 $5,849 $6,943 $2,054 $2,271

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Minimum Car Insurance in Lafayette, GA

Every driver must carry the minimum car insurance in Lafayette, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Lafayette, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lafayette, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lafayette, GA. Compare credit history car insurance rates in Lafayette from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lafayette, Georgia

Insurance Company Poor Fair Good
Allstate $5,043 $3,508 $3,129
GEICO $3,335 $2,344 $2,276
Liberty Mutual $13,756 $8,442 $6,613
Nationwide $7,808 $6,329 $5,528
Progressive $4,288 $3,722 $3,456
State Farm $4,385 $2,732 $2,165
USAA $3,827 $2,687 $2,292

Cheapest Lafayette, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lafayette, GA to rates for a clean record with top companies.

Annual Lafayette, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $4,942 $4,052 $3,375
GEICO $1,791 $2,239 $4,569 $2,008
Liberty Mutual $7,287 $9,965 $11,456 $9,707
Nationwide $5,051 $5,925 $9,124 $6,120
Progressive $2,994 $5,305 $3,507 $3,484
State Farm $2,813 $3,375 $3,094 $3,094
USAA $2,249 $2,836 $4,151 $2,504

Cheapest Lafayette, GA Car Insurance for Teen Drivers

Teen car insurance in Lafayette, GA can be expensive. Take a look at rates from the top car insurance companies in Lafayette for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lafayette, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,329 $8,206
GEICO $4,805 $5,759
Liberty Mutual $21,867 $24,422
Nationwide $11,902 $15,313
Progressive $7,652 $8,486
State Farm $5,439 $7,120
USAA $5,849 $6,943

Cheapest Lafayette, GA Car Insurance for Seniors

Take a look at Lafayette, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lafayette, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,538 $2,538
GEICO $1,552 $1,552
Liberty Mutual $4,146 $4,707
Nationwide $3,750 $4,115
Progressive $2,041 $2,151
State Farm $1,802 $1,802
USAA $1,526 $1,536

Cheapest Lafayette, GA Car Insurance Rates After a DUI

A DUI in Lafayette, GA increases car insurance rates. Compare Lafayette, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lafayette, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,052
GEICO $4,569
Liberty Mutual $11,456
Nationwide $9,124
Progressive $3,507
State Farm $3,094
USAA $4,151

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Cheapest Lafayette, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lafayette, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lafayette, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,809 $3,978
GEICO $2,607 $2,697
Liberty Mutual $9,604 $9,604
Nationwide $6,555 $6,555
Progressive $3,822 $3,822
State Farm $3,094 $3,094
USAA $2,802 $3,069

The Best Cheap Car Insurance Companies in Lafayette, GA

Take a look at a side-by-side comparison of the top car insurance companies in Lafayette, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lafayette, Georgia

Insurance Company Average Annual Rates
Allstate $3,893
GEICO $2,652
Liberty Mutual $9,604
Nationwide $6,555
Progressive $3,822
State Farm $3,094
USAA $2,935

Category Winners: Cheapest Car Insurance in Lafayette, Georgia

Find the cheapest car insurance companies in Lafayette, GA for each category right here.

Best Annual Car Insurance Rates by Company in Lafayette, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Lafayette, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lafayette car insurance rates. Find the cheapest Lafayette, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lafayette, Georgia

Insurance Company Low Medium High
Allstate $3,641 $3,925 $4,114
GEICO $2,459 $2,664 $2,832
Liberty Mutual $9,198 $9,553 $10,060
Nationwide $6,468 $6,671 $6,527
Progressive $3,538 $3,768 $4,161
State Farm $2,900 $3,096 $3,287
USAA $2,811 $2,921 $3,073

What affects car insurance rates in Lafayette, Georgia?

What factors can have an impact on Lafayette, GA car insurance? There are several reasons why Lafayette car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lafayette, Georgia.

Traffic in Lafayette

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Lafayette, GA traffic data from INRIX ranks Lafayette as the 617th-most congested in the world.

Compare Car Insurance Quotes in Lafayette, GA

Ready to find affordable Lafayette, Georgia car insurance today? Enter your ZIP code for fast, free Lafayette, GA car insurance quotes.

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