Compare Lairdsville, PA Car Insurance Rates (2021)

Car insurance in Lairdsville, PA averages $315 a month. Lairdsville, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lairdsville car insurance rates, compare quotes from the top car insurance companies in Lairdsville, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lairdsville, PA are $3,776/year
  • The cheapest car insurance company in Lairdsville is USAA
  • Average car insurance rates in Lairdsville, PA after a DUI are $4,167/year

If you need to buy Lairdsville, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Lairdsville, PA is right here.

You’ll find Lairdsville car insurance rates, the cheapest Lairdsville, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Lairdsville, Pennsylvania car insurance rates to Erie car insurance rates, Philadelphia car insurance rates, and Reading car insurance rates.

Ready to find affordable Lairdsville, PA car insurance today? Enter your ZIP code for fast, free Lairdsville car insurance quotes.

Cheapest Lairdsville, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lairdsville, PA car insurance rates? Every Lairdsville, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lairdsville, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,217 $2,217 $2,035 $2,035 $7,150 $7,150 $2,448 $2,448
GEICO $1,771 $1,534 $1,655 $1,435 $4,360 $3,783 $1,787 $1,548
Liberty Mutual $3,468 $3,468 $3,175 $3,175 $10,156 $10,156 $4,407 $4,407
Nationwide $1,860 $1,860 $1,755 $1,755 $5,187 $5,187 $2,082 $2,082
Progressive $2,730 $2,730 $2,431 $2,431 $8,559 $8,559 $3,516 $3,516
State Farm $1,400 $1,400 $1,234 $1,234 $4,970 $4,970 $1,542 $1,542
Travelers $1,856 $1,856 $1,996 $1,996 $26,576 $26,576 $2,244 $2,244
USAA $1,113 $1,113 $1,003 $1,003 $3,309 $3,309 $1,477 $1,477

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Minimum Car Insurance in Lairdsville, PA

Every driver must carry the minimum car insurance in Lairdsville, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Lairdsville, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lairdsville, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lairdsville, PA. Compare credit history car insurance rates in Lairdsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lairdsville, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,438 $3,293 $2,656
GEICO $3,346 $1,891 $1,465
Liberty Mutual $6,766 $4,853 $4,285
Nationwide $3,196 $2,622 $2,345
Progressive $5,722 $3,998 $3,208
State Farm $3,252 $2,016 $1,592
Travelers $8,889 $8,025 $7,589
USAA $2,154 $1,602 $1,420

Cheapest Lairdsville, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lairdsville, PA to rates for a clean record with top companies.

Annual Lairdsville, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,318 $3,895 $3,318 $3,318
GEICO $1,648 $2,802 $2,204 $2,283
Liberty Mutual $4,855 $5,523 $5,414 $5,414
Nationwide $1,957 $2,617 $3,673 $2,638
Progressive $3,918 $5,359 $4,028 $3,932
State Farm $2,095 $2,478 $2,287 $2,287
Travelers $5,796 $8,252 $10,371 $8,252
USAA $1,392 $1,914 $2,040 $1,555

Cheapest Lairdsville, PA Car Insurance for Teen Drivers

Teen car insurance in Lairdsville, PA can be expensive. Take a look at rates from the top car insurance companies in Lairdsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lairdsville, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,150 $7,150
GEICO $4,360 $3,783
Liberty Mutual $10,156 $10,156
Nationwide $5,187 $5,187
Progressive $8,559 $8,559
State Farm $4,970 $4,970
Travelers $26,576 $26,576
USAA $3,309 $3,309

Cheapest Lairdsville, PA Car Insurance for Seniors

Take a look at Lairdsville, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lairdsville, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,035 $2,035
GEICO $1,655 $1,435
Liberty Mutual $3,175 $3,175
Nationwide $1,755 $1,755
Progressive $2,431 $2,431
State Farm $1,234 $1,234
Travelers $1,996 $1,996
USAA $1,003 $1,003

Cheapest Lairdsville, PA Car Insurance Rates After a DUI

A DUI in Lairdsville, PA increases car insurance rates. Compare Lairdsville, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lairdsville, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,318
GEICO $2,204
Liberty Mutual $5,414
Nationwide $3,673
Progressive $4,028
State Farm $2,287
Travelers $10,371
USAA $2,040

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Cheapest Lairdsville, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lairdsville, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lairdsville, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,397 $3,528
GEICO $2,197 $2,271
Liberty Mutual $5,165 $5,438
Nationwide $2,721 $2,721
Progressive $4,309 $4,309
State Farm $2,220 $2,353
Travelers $8,168 $8,168
USAA $1,676 $1,775

The Best Cheap Car Insurance Companies in Lairdsville, PA

Take a look at a side-by-side comparison of the top car insurance companies in Lairdsville, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lairdsville, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,462
GEICO $2,234
Liberty Mutual $5,302
Nationwide $2,721
Progressive $4,309
State Farm $2,287
Travelers $8,168
USAA $1,726

Category Winners: Cheapest Car Insurance in Lairdsville, Pennsylvania

Find the cheapest car insurance companies in Lairdsville, PA for each category right here.

Best Annual Car Insurance Rates by Company in Lairdsville, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lairdsville, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lairdsville car insurance rates. Find the cheapest Lairdsville, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lairdsville, Pennsylvania

Insurance Company Low Medium High
Allstate $3,290 $3,486 $3,611
GEICO $2,058 $2,249 $2,395
Liberty Mutual $5,079 $5,334 $5,491
Nationwide $2,755 $2,751 $2,656
Progressive $3,996 $4,337 $4,594
State Farm $2,145 $2,314 $2,400
Travelers $8,354 $8,155 $7,993
USAA $1,614 $1,739 $1,823

Compare Car Insurance Quotes in Lairdsville, PA

Ready to find affordable Lairdsville, Pennsylvania car insurance today? Enter your ZIP code for fast, free Lairdsville, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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