Compare Lake Alfred, FL Car Insurance Rates (2021)

Car insurance in Lake Alfred, FL averages $372 a month. Lake Alfred, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Lake Alfred car insurance rates, compare quotes from the top car insurance companies in Lake Alfred, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lake Alfred for teen drivers is GEICO
  • Average car insurance rates in Lake Alfred, FL are $4,465/year
  • Average car insurance rates in Lake Alfred, FL after a DUI are $5,348/year

If you need to buy Lake Alfred, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Alfred, FL is right here.

You’ll find Lake Alfred car insurance rates, the cheapest Lake Alfred, FL car insurance companies, and information on Florida car insurance laws. You can also compare Lake Alfred, Florida car insurance rates to Miami car insurance rates, Tampa car insurance rates, and St. Petersburg car insurance rates.

Ready to find affordable Lake Alfred, FL car insurance today? Enter your ZIP code for fast, free Lake Alfred car insurance quotes.

Cheapest Lake Alfred, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Alfred, FL car insurance rates? Every Lake Alfred, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Alfred, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,499 $4,280 $3,908 $3,960 $15,640 $16,890 $4,438 $4,488
GEICO $2,728 $2,738 $2,556 $2,556 $4,877 $6,109 $3,003 $3,042
Liberty Mutual $3,404 $3,404 $3,119 $3,119 $7,172 $11,039 $3,404 $4,607
Nationwide $2,856 $2,816 $2,548 $2,635 $6,918 $8,512 $3,145 $3,269
Progressive $3,610 $3,406 $3,102 $3,321 $10,224 $11,169 $4,358 $4,169
State Farm $2,023 $2,023 $1,836 $1,836 $5,912 $7,530 $2,249 $2,405
USAA $1,671 $1,642 $1,564 $1,549 $5,746 $6,671 $2,084 $2,247

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Minimum Car Insurance in Lake Alfred, FL

Every driver must carry the minimum car insurance in Lake Alfred, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Alfred, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lake Alfred, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Alfred, FL. Compare credit history car insurance rates in Lake Alfred from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Alfred, Florida

Insurance Company Poor Fair Good
Allstate $10,171 $6,422 $5,197
GEICO $5,030 $3,041 $2,282
Liberty Mutual $6,319 $4,641 $3,765
Nationwide $5,119 $3,752 $3,391
Progressive $7,054 $5,019 $4,187
State Farm $4,418 $2,893 $2,370
USAA $4,700 $2,310 $1,681

Cheapest Lake Alfred, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Alfred, FL to rates for a clean record with top companies.

Annual Lake Alfred, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,246 $7,519 $8,342 $6,945
GEICO $2,402 $3,072 $4,576 $3,755
Liberty Mutual $3,552 $4,599 $6,649 $4,834
Nationwide $3,484 $3,826 $5,166 $3,874
Progressive $4,275 $6,333 $5,328 $5,743
State Farm $2,949 $3,505 $3,227 $3,227
USAA $2,265 $2,799 $4,148 $2,375

Cheapest Lake Alfred, FL Car Insurance for Teen Drivers

Teen car insurance in Lake Alfred, FL can be expensive. Take a look at rates from the top car insurance companies in Lake Alfred for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Alfred, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,640 $16,890
GEICO $4,877 $6,109
Liberty Mutual $7,172 $11,039
Nationwide $6,918 $8,512
Progressive $10,224 $11,169
State Farm $5,912 $7,530
USAA $5,746 $6,671

Cheapest Lake Alfred, FL Car Insurance for Seniors

Take a look at Lake Alfred, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Alfred, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,908 $3,960
GEICO $2,556 $2,556
Liberty Mutual $3,119 $3,119
Nationwide $2,548 $2,635
Progressive $3,102 $3,321
State Farm $1,836 $1,836
USAA $1,564 $1,549

Cheapest Lake Alfred, FL Car Insurance Rates After a DUI

A DUI in Lake Alfred, FL increases car insurance rates. Compare Lake Alfred, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Alfred, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,342
GEICO $4,576
Liberty Mutual $6,649
Nationwide $5,166
Progressive $5,328
State Farm $3,227
USAA $4,148

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Cheapest Lake Alfred, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Alfred, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Alfred, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,060 $7,466
GEICO $3,435 $3,468
Liberty Mutual $4,750 $5,067
Nationwide $4,088 $4,088
Progressive $5,420 $5,420
State Farm $3,116 $3,338
USAA $2,864 $2,930

The Best Cheap Car Insurance Companies in Lake Alfred, FL

Take a look at a side-by-side comparison of the top car insurance companies in Lake Alfred, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Alfred, Florida

Insurance Company Average Annual Rates
Allstate $7,263
GEICO $3,451
Liberty Mutual $4,908
Nationwide $4,088
Progressive $5,420
State Farm $3,227
USAA $2,897

Category Winners: Cheapest Car Insurance in Lake Alfred, Florida

Find the cheapest car insurance companies in Lake Alfred, FL for each category right here.

Best Annual Car Insurance Rates by Company in Lake Alfred, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lake Alfred, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Alfred car insurance rates. Find the cheapest Lake Alfred, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Alfred, Florida

Insurance Company Low Medium High
Allstate $5,601 $7,643 $8,546
GEICO $2,844 $3,568 $3,941
Liberty Mutual $4,517 $4,982 $5,226
Nationwide $3,250 $4,245 $4,768
Progressive $4,515 $5,548 $6,196
State Farm $2,747 $3,307 $3,626
USAA $2,466 $3,009 $3,216

What affects car insurance rates in Lake Alfred, Florida?

What factors can have an impact on Lake Alfred, FL car insurance? There are several reasons why Lake Alfred car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Alfred, Florida.

Car Theft in Lake Alfred

High levels of vehicle theft can make car insurance more expensive. Lake Alfred, FL car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Lake Alfred

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Alfred, FL is 28.4 minutes according to City-Data.

Compare Car Insurance Quotes in Lake Alfred, FL

Ready to find affordable Lake Alfred, Florida car insurance today? Enter your ZIP code for fast, free Lake Alfred, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State