Compare Lake Benton, MN Car Insurance Rates (2021)

Car insurance in Lake Benton, MN averages $340 a month. Lake Benton, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Lake Benton car insurance rates, compare quotes from the top car insurance companies in Lake Benton, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lake Benton is State Farm
  • Average car insurance rates in Lake Benton, MN after a DUI are $5,543/year
  • The cheapest car insurance company in Lake Benton for teen drivers is State Farm

If you need to buy Lake Benton, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Benton, MN is right here.

You’ll find Lake Benton car insurance rates, the cheapest Lake Benton, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Lake Benton, Minnesota car insurance rates to Woodbury car insurance rates, St. Cloud car insurance rates, and Brooklyn Park car insurance rates.

Ready to find affordable Lake Benton, MN car insurance today? Enter your ZIP code for fast, free Lake Benton car insurance quotes.

Cheapest Lake Benton, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Benton, MN car insurance rates? Every Lake Benton, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Benton, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,801 $2,801 $2,694 $2,694 $6,399 $9,271 $3,411 $3,579
American Family $1,959 $1,959 $1,777 $1,777 $5,302 $7,684 $1,959 $2,211
Farmers $1,724 $1,719 $1,657 $1,753 $4,842 $4,866 $2,252 $2,143
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,831 $1,842 $1,630 $1,731 $4,560 $5,545 $2,136 $2,221
State Farm $1,367 $1,367 $1,207 $1,207 $2,855 $3,526 $1,581 $1,310
USAA $1,904 $1,897 $1,728 $1,737 $5,013 $5,516 $2,493 $2,666

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Minimum Car Insurance in Lake Benton, MN

Every driver must carry the minimum car insurance in Lake Benton, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Benton, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lake Benton, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Benton, MN. Compare credit history car insurance rates in Lake Benton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Benton, Minnesota

Insurance Company Poor Fair Good
Allstate $6,170 $3,346 $3,103
American Family $4,165 $2,804 $2,267
Farmers $3,293 $2,361 $2,205
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,197 $2,576 $2,289
State Farm $2,627 $1,607 $1,173
USAA $4,516 $2,193 $1,898

Cheapest Lake Benton, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Benton, MN to rates for a clean record with top companies.

Annual Lake Benton, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,060 $4,432 $5,325 $4,008
American Family $2,054 $3,788 $4,144 $2,328
Farmers $2,247 $2,827 $2,861 $2,543
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,129 $2,831 $3,261 $2,527
State Farm $1,667 $1,938 $1,802 $1,802
USAA $2,131 $2,706 $4,100 $2,539

Cheapest Lake Benton, MN Car Insurance for Teen Drivers

Teen car insurance in Lake Benton, MN can be expensive. Take a look at rates from the top car insurance companies in Lake Benton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Benton, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,399 $9,271
American Family $5,302 $7,684
Farmers $4,842 $4,866
GEICO $4,914 $6,255
Liberty Mutual $17,050 $25,601
Nationwide $4,560 $5,545
State Farm $2,855 $3,526
USAA $5,013 $5,516

Cheapest Lake Benton, MN Car Insurance for Seniors

Take a look at Lake Benton, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Benton, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,694 $2,694
American Family $1,777 $1,777
Farmers $1,657 $1,753
GEICO $2,305 $2,240
Liberty Mutual $8,564 $8,564
Nationwide $1,630 $1,731
State Farm $1,207 $1,207
USAA $1,728 $1,737

Cheapest Lake Benton, MN Car Insurance Rates After a DUI

A DUI in Lake Benton, MN increases car insurance rates. Compare Lake Benton, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Benton, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,325
American Family $4,144
Farmers $2,861
GEICO $4,945
Liberty Mutual $17,909
Nationwide $3,261
State Farm $1,802
USAA $4,100

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Cheapest Lake Benton, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Benton, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Benton, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,206 $4,206
American Family $3,043 $3,114
Farmers $2,620 $2,620
GEICO $3,095 $3,177
Liberty Mutual $11,863 $12,582
Nationwide $2,687 $2,687
State Farm $1,755 $1,850
USAA $2,831 $2,907

The Best Cheap Car Insurance Companies in Lake Benton, MN

Take a look at a side-by-side comparison of the top car insurance companies in Lake Benton, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Benton, Minnesota

Insurance Company Average Annual Rates
Allstate $4,206
American Family $3,078
Farmers $2,620
GEICO $3,136
Liberty Mutual $12,222
Nationwide $2,687
State Farm $1,802
USAA $2,869

Category Winners: Cheapest Car Insurance in Lake Benton, Minnesota

Find the cheapest car insurance companies in Lake Benton, MN for each category right here.

Best Annual Car Insurance Rates by Company in Lake Benton, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Lake Benton, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Benton car insurance rates. Find the cheapest Lake Benton, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Benton, Minnesota

Insurance Company Low Medium High
Allstate $4,150 $4,202 $4,267
American Family $3,067 $3,163 $3,006
Farmers $2,518 $2,630 $2,711
GEICO $3,045 $3,135 $3,228
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,546 $2,705 $2,810
State Farm $1,736 $1,807 $1,863
USAA $2,788 $2,867 $2,953

What affects car insurance rates in Lake Benton, Minnesota?

What factors can have an impact on Lake Benton, MN car insurance? There are several reasons why Lake Benton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Benton, Minnesota.

Commute Time in Lake Benton

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Benton, MN is 22.5 minutes according to City-Data.

Compare Car Insurance Quotes in Lake Benton, MN

Ready to find affordable Lake Benton, Minnesota car insurance today? Enter your ZIP code for fast, free Lake Benton, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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