Compare Lake Dunlap, TX Car Insurance Rates (2021)

Car insurance in Lake Dunlap, TX averages $289 a month. Lake Dunlap, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Lake Dunlap car insurance rates, compare quotes from the top car insurance companies in Lake Dunlap, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Lake Dunlap, TX are $3,467/year
  • Average car insurance rates in Lake Dunlap, TX after a DUI are $3,948/year
  • The cheapest car insurance company in Lake Dunlap is USAA

If you need to buy Lake Dunlap, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Dunlap, TX is right here.

You’ll find Lake Dunlap car insurance rates, the cheapest Lake Dunlap, TX car insurance companies, and information on Texas car insurance laws. You can also compare Lake Dunlap, Texas car insurance rates to Corpus Christi car insurance rates, Plano car insurance rates, and Houston car insurance rates.

Ready to find affordable Lake Dunlap, TX car insurance today? Enter your ZIP code for fast, free Lake Dunlap car insurance quotes.

Cheapest Lake Dunlap, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Dunlap, TX car insurance rates? Every Lake Dunlap, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Dunlap, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,168 $3,195 $3,125 $3,125 $8,514 $10,281 $3,931 $4,098
American Family $2,425 $2,710 $2,316 $2,660 $6,705 $8,744 $3,531 $4,025
GEICO $2,259 $2,435 $2,184 $2,477 $4,912 $5,071 $2,437 $2,421
Nationwide $1,975 $2,007 $1,751 $1,851 $5,492 $7,040 $2,310 $2,496
Progressive $2,122 $2,022 $1,890 $1,926 $8,776 $9,790 $2,513 $2,558
State Farm $1,965 $1,965 $1,750 $1,750 $4,725 $6,025 $2,137 $2,203
USAA $1,461 $1,464 $1,403 $1,386 $4,149 $4,496 $1,941 $2,066

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Lake Dunlap, TX

Every driver must carry the minimum car insurance in Lake Dunlap, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Dunlap, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lake Dunlap, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Dunlap, TX. Compare credit history car insurance rates in Lake Dunlap from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Dunlap, Texas

Insurance Company Poor Fair Good
Allstate $6,251 $4,598 $3,940
American Family $5,645 $3,616 $3,157
GEICO $4,659 $2,645 $1,770
Nationwide $3,727 $3,002 $2,616
Progressive $4,447 $3,842 $3,560
State Farm $3,986 $2,481 $1,977
USAA $3,350 $1,956 $1,581

Cheapest Lake Dunlap, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Dunlap, TX to rates for a clean record with top companies.

Annual Lake Dunlap, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,810 $5,909 $6,190 $3,810
American Family $3,759 $4,822 $4,218 $3,759
GEICO $2,569 $3,388 $2,836 $3,306
Nationwide $2,709 $2,709 $3,991 $3,053
Progressive $3,451 $4,444 $4,024 $3,880
State Farm $2,499 $2,869 $3,392 $2,499
USAA $1,708 $2,531 $2,984 $1,960

Cheapest Lake Dunlap, TX Car Insurance for Teen Drivers

Teen car insurance in Lake Dunlap, TX can be expensive. Take a look at rates from the top car insurance companies in Lake Dunlap for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Dunlap, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,514 $10,281
American Family $6,705 $8,744
GEICO $4,912 $5,071
Nationwide $5,492 $7,040
Progressive $8,776 $9,790
State Farm $4,725 $6,025
USAA $4,149 $4,496

Cheapest Lake Dunlap, TX Car Insurance for Seniors

Take a look at Lake Dunlap, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Dunlap, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,125 $3,125
American Family $2,316 $2,660
GEICO $2,184 $2,477
Nationwide $1,751 $1,851
Progressive $1,890 $1,926
State Farm $1,750 $1,750
USAA $1,403 $1,386

Cheapest Lake Dunlap, TX Car Insurance Rates After a DUI

A DUI in Lake Dunlap, TX increases car insurance rates. Compare Lake Dunlap, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Dunlap, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,190
American Family $4,218
GEICO $2,836
Nationwide $3,991
Progressive $4,024
State Farm $3,392
USAA $2,984

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lake Dunlap, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Dunlap, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Dunlap, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,811 $5,047
American Family $4,139 $4,139
GEICO $2,969 $3,080
Nationwide $3,115 $3,115
Progressive $3,950 $3,950
State Farm $2,815 $2,815
USAA $2,267 $2,324

The Best Cheap Car Insurance Companies in Lake Dunlap, TX

Take a look at a side-by-side comparison of the top car insurance companies in Lake Dunlap, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Dunlap, Texas

Insurance Company Average Annual Rates
Allstate $4,929
American Family $4,139
GEICO $3,025
Nationwide $3,115
Progressive $3,950
State Farm $2,815
USAA $2,296

Category Winners: Cheapest Car Insurance in Lake Dunlap, Texas

Find the cheapest car insurance companies in Lake Dunlap, TX for each category right here.

Best Annual Car Insurance Rates by Company in Lake Dunlap, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lake Dunlap, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Dunlap car insurance rates. Find the cheapest Lake Dunlap, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Dunlap, Texas

Insurance Company Low Medium High
Allstate $4,836 $4,895 $5,058
American Family $3,858 $3,990 $4,570
GEICO $2,858 $2,986 $3,229
Nationwide $3,353 $2,986 $3,007
Progressive $3,778 $3,932 $4,138
State Farm $2,670 $2,808 $2,967
USAA $2,208 $2,285 $2,394

What affects car insurance rates in Lake Dunlap, Texas?

What factors can have an impact on Lake Dunlap, TX car insurance? There are several reasons why Lake Dunlap car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Dunlap, Texas.

Commute Time in Lake Dunlap

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Dunlap, TX is 23.2 minutes according to City-Data.

Compare Car Insurance Quotes in Lake Dunlap, TX

Ready to find affordable Lake Dunlap, Texas car insurance today? Enter your ZIP code for fast, free Lake Dunlap, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption