Compare Lake George, MN Car Insurance Rates (2021)

Car insurance in Lake George, MN averages $417 a month. Lake George, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Lake George car insurance rates, compare quotes from the top car insurance companies in Lake George, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lake George, MN are $5,000/year
  • The cheapest car insurance company in Lake George is State Farm
  • Average car insurance rates in Lake George, MN after a DUI are $6,745/year

If you need to buy Lake George, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Lake George, MN is right here.

You’ll find Lake George car insurance rates, the cheapest Lake George, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Lake George, Minnesota car insurance rates to Duluth car insurance rates, Maple Grove car insurance rates, and Woodbury car insurance rates.

Ready to find affordable Lake George, MN car insurance today? Enter your ZIP code for fast, free Lake George car insurance quotes.

Cheapest Lake George, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake George, MN car insurance rates? Every Lake George, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake George, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,951 $2,951 $2,822 $2,822 $6,696 $9,797 $3,574 $3,787
American Family $2,246 $2,246 $2,034 $2,034 $6,099 $8,859 $2,246 $2,537
Farmers $2,996 $2,977 $2,883 $3,017 $8,265 $8,174 $3,885 $3,734
GEICO $3,083 $3,062 $2,956 $2,873 $6,249 $7,971 $2,893 $2,971
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $2,116 $2,141 $1,876 $2,002 $5,263 $6,462 $2,466 $2,582
State Farm $1,657 $1,657 $1,461 $1,461 $3,459 $4,281 $1,922 $1,588
USAA $2,007 $2,007 $1,815 $1,833 $5,204 $5,746 $2,633 $2,827

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Minimum Car Insurance in Lake George, MN

Every driver must carry the minimum car insurance in Lake George, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Lake George, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lake George, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake George, MN. Compare credit history car insurance rates in Lake George from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake George, Minnesota

Insurance Company Poor Fair Good
Allstate $6,510 $3,510 $3,256
American Family $4,822 $3,209 $2,583
Farmers $5,675 $4,035 $3,765
GEICO $4,813 $3,931 $3,277
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,709 $2,982 $2,649
State Farm $3,188 $1,948 $1,421
USAA $4,760 $2,292 $1,975

Cheapest Lake George, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake George, MN to rates for a clean record with top companies.

Annual Lake George, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,251 $4,663 $5,574 $4,212
American Family $2,378 $4,277 $4,800 $2,696
Farmers $3,830 $4,878 $4,926 $4,332
GEICO $2,641 $4,226 $6,333 $2,829
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,456 $3,282 $3,790 $2,925
State Farm $2,021 $2,350 $2,186 $2,186
USAA $2,239 $2,834 $4,293 $2,670

Cheapest Lake George, MN Car Insurance for Teen Drivers

Teen car insurance in Lake George, MN can be expensive. Take a look at rates from the top car insurance companies in Lake George for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake George, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,696 $9,797
American Family $6,099 $8,859
Farmers $8,265 $8,174
GEICO $6,249 $7,971
Liberty Mutual $21,303 $32,066
Nationwide $5,263 $6,462
State Farm $3,459 $4,281
USAA $5,204 $5,746

Cheapest Lake George, MN Car Insurance for Seniors

Take a look at Lake George, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake George, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,822 $2,822
American Family $2,034 $2,034
Farmers $2,883 $3,017
GEICO $2,956 $2,873
Liberty Mutual $10,624 $10,624
Nationwide $1,876 $2,002
State Farm $1,461 $1,461
USAA $1,815 $1,833

Cheapest Lake George, MN Car Insurance Rates After a DUI

A DUI in Lake George, MN increases car insurance rates. Compare Lake George, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake George, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,574
American Family $4,800
Farmers $4,926
GEICO $6,333
Liberty Mutual $22,059
Nationwide $3,790
State Farm $2,186
USAA $4,293

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Cheapest Lake George, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake George, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake George, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,425 $4,425
American Family $3,496 $3,580
Farmers $4,491 $4,491
GEICO $3,955 $4,059
Liberty Mutual $14,776 $15,681
Nationwide $3,113 $3,113
State Farm $2,128 $2,243
USAA $2,969 $3,049

The Best Cheap Car Insurance Companies in Lake George, MN

Take a look at a side-by-side comparison of the top car insurance companies in Lake George, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake George, Minnesota

Insurance Company Average Annual Rates
Allstate $4,425
American Family $3,538
Farmers $4,491
GEICO $4,007
Liberty Mutual $15,229
Nationwide $3,113
State Farm $2,186
USAA $3,009

Category Winners: Cheapest Car Insurance in Lake George, Minnesota

Find the cheapest car insurance companies in Lake George, MN for each category right here.

Best Annual Car Insurance Rates by Company in Lake George, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Lake George, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake George car insurance rates. Find the cheapest Lake George, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake George, Minnesota

Insurance Company Low Medium High
Allstate $4,366 $4,422 $4,487
American Family $3,532 $3,636 $3,446
Farmers $4,350 $4,503 $4,621
GEICO $3,909 $4,005 $4,107
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,964 $3,130 $3,246
State Farm $2,112 $2,192 $2,253
USAA $2,931 $3,007 $3,089

What affects car insurance rates in Lake George, Minnesota?

What factors can have an impact on Lake George, MN car insurance? There are several reasons why Lake George car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake George, Minnesota.

Commute Time in Lake George

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake George, MN is 22.9 minutes according to City-Data.

Compare Car Insurance Quotes in Lake George, MN

Ready to find affordable Lake George, Minnesota car insurance today? Enter your ZIP code for fast, free Lake George, MN car insurance quotes.

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