Compare Lake Harmony, PA Car Insurance Rates (2021)

Car insurance in Lake Harmony, PA averages $364 a month. Lake Harmony, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lake Harmony car insurance rates, compare quotes from the top car insurance companies in Lake Harmony, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Lake Harmony, PA after a DUI are $4,747/year
  • Average car insurance rates in Lake Harmony, PA are $4,371/year
  • The cheapest car insurance company in Lake Harmony for teen drivers is USAA

If you need to buy Lake Harmony, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Harmony, PA is right here.

You’ll find Lake Harmony car insurance rates, the cheapest Lake Harmony, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Lake Harmony, Pennsylvania car insurance rates to Erie car insurance rates, Altoona car insurance rates, and Philadelphia car insurance rates.

Ready to find affordable Lake Harmony, PA car insurance today? Enter your ZIP code for fast, free Lake Harmony car insurance quotes.

Cheapest Lake Harmony, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Harmony, PA car insurance rates? Every Lake Harmony, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Harmony, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,810 $2,810 $2,582 $2,582 $9,378 $9,378 $3,102 $3,102
GEICO $2,879 $2,485 $2,709 $2,339 $7,079 $6,130 $2,898 $2,501
Liberty Mutual $3,822 $3,822 $3,502 $3,502 $11,166 $11,166 $4,853 $4,853
Nationwide $2,038 $2,038 $1,935 $1,935 $5,787 $5,787 $2,289 $2,289
Progressive $3,435 $3,435 $3,062 $3,062 $10,862 $10,862 $4,325 $4,325
State Farm $1,856 $1,856 $1,636 $1,636 $6,637 $6,637 $2,047 $2,047
Travelers $1,696 $1,696 $1,831 $1,831 $24,708 $24,708 $2,038 $2,038
USAA $1,277 $1,277 $1,150 $1,150 $3,828 $3,828 $1,699 $1,699

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Lake Harmony, PA

Every driver must carry the minimum car insurance in Lake Harmony, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Harmony, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lake Harmony, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Harmony, PA. Compare credit history car insurance rates in Lake Harmony from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Harmony, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,712 $4,261 $3,431
GEICO $5,469 $3,060 $2,353
Liberty Mutual $7,451 $5,341 $4,716
Nationwide $3,530 $2,911 $2,596
Progressive $7,200 $5,034 $4,029
State Farm $4,334 $2,682 $2,116
Travelers $8,239 $7,438 $7,028
USAA $2,491 $1,844 $1,631

Cheapest Lake Harmony, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Harmony, PA to rates for a clean record with top companies.

Annual Lake Harmony, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,273 $5,053 $4,273 $4,273
GEICO $2,667 $4,542 $3,593 $3,707
Liberty Mutual $5,322 $6,102 $5,960 $5,960
Nationwide $2,183 $2,917 $4,045 $2,905
Progressive $4,909 $6,785 $5,063 $4,928
State Farm $2,786 $3,302 $3,044 $3,044
Travelers $5,355 $7,638 $9,641 $7,638
USAA $1,601 $2,208 $2,355 $1,790

Cheapest Lake Harmony, PA Car Insurance for Teen Drivers

Teen car insurance in Lake Harmony, PA can be expensive. Take a look at rates from the top car insurance companies in Lake Harmony for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Harmony, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,378 $9,378
GEICO $7,079 $6,130
Liberty Mutual $11,166 $11,166
Nationwide $5,787 $5,787
Progressive $10,862 $10,862
State Farm $6,637 $6,637
Travelers $24,708 $24,708
USAA $3,828 $3,828

Cheapest Lake Harmony, PA Car Insurance for Seniors

Take a look at Lake Harmony, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Harmony, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,582 $2,582
GEICO $2,709 $2,339
Liberty Mutual $3,502 $3,502
Nationwide $1,935 $1,935
Progressive $3,062 $3,062
State Farm $1,636 $1,636
Travelers $1,831 $1,831
USAA $1,150 $1,150

Cheapest Lake Harmony, PA Car Insurance Rates After a DUI

A DUI in Lake Harmony, PA increases car insurance rates. Compare Lake Harmony, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Harmony, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,273
GEICO $3,593
Liberty Mutual $5,960
Nationwide $4,045
Progressive $5,063
State Farm $3,044
Travelers $9,641
USAA $2,355

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lake Harmony, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Harmony, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Harmony, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,379 $4,557
GEICO $3,567 $3,688
Liberty Mutual $5,686 $5,985
Nationwide $3,012 $3,012
Progressive $5,421 $5,421
State Farm $2,954 $3,134
Travelers $7,568 $7,568
USAA $1,931 $2,046

The Best Cheap Car Insurance Companies in Lake Harmony, PA

Take a look at a side-by-side comparison of the top car insurance companies in Lake Harmony, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Harmony, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,468
GEICO $3,628
Liberty Mutual $5,836
Nationwide $3,012
Progressive $5,421
State Farm $3,044
Travelers $7,568
USAA $1,989

Category Winners: Cheapest Car Insurance in Lake Harmony, Pennsylvania

Find the cheapest car insurance companies in Lake Harmony, PA for each category right here.

Best Annual Car Insurance Rates by Company in Lake Harmony, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lake Harmony, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Harmony car insurance rates. Find the cheapest Lake Harmony, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Harmony, Pennsylvania

Insurance Company Low Medium High
Allstate $4,232 $4,502 $4,670
GEICO $3,278 $3,664 $3,940
Liberty Mutual $5,572 $5,875 $6,061
Nationwide $3,000 $3,055 $2,982
Progressive $4,907 $5,447 $5,909
State Farm $2,854 $3,084 $3,194
Travelers $7,630 $7,566 $7,510
USAA $1,853 $2,005 $2,108

Compare Car Insurance Quotes in Lake Harmony, PA

Ready to find affordable Lake Harmony, Pennsylvania car insurance today? Enter your ZIP code for fast, free Lake Harmony, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption