Compare Lake Holiday, IL Car Insurance Rates (2021)

Car insurance in Lake Holiday, IL averages $261 a month. Lake Holiday, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Lake Holiday car insurance rates, compare quotes from the top car insurance companies in Lake Holiday, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lake Holiday for teen drivers is State Farm
  • Average car insurance rates in Lake Holiday, IL after a DUI are $3,646/year
  • The cheapest ZIP code in Lake Holiday is 60548

If you need to buy Lake Holiday, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Holiday, IL is right here.

You’ll find Lake Holiday car insurance rates, the cheapest Lake Holiday, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Lake Holiday, Illinois car insurance rates to Joliet car insurance rates, Champaign car insurance rates, and Naperville car insurance rates.

Ready to find affordable Lake Holiday, IL car insurance today? Enter your ZIP code for fast, free Lake Holiday car insurance quotes.

Cheapest Lake Holiday, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Holiday, IL car insurance rates? Every Lake Holiday, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Holiday, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,452 $3,467 $3,616 $3,616 $9,033 $11,750 $4,154 $4,491
American Family $2,232 $2,232 $2,047 $2,047 $6,364 $8,798 $2,232 $2,881
Farmers $2,318 $2,315 $2,055 $2,175 $10,027 $10,443 $2,650 $2,770
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,325 $1,428 $1,103 $1,230 $4,425 $4,916 $1,385 $1,460
Nationwide $1,783 $1,810 $1,591 $1,681 $4,888 $6,259 $2,077 $2,246
Progressive $1,860 $1,753 $1,535 $1,605 $6,838 $7,675 $2,215 $2,401
State Farm $1,383 $1,383 $1,238 $1,238 $3,975 $5,038 $1,563 $1,796
Travelers $1,555 $1,639 $1,433 $1,526 $4,632 $5,857 $1,644 $1,731
USAA $1,600 $1,645 $1,486 $1,482 $4,980 $5,522 $2,110 $2,346

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Minimum Car Insurance in Lake Holiday, IL

Every driver must carry the minimum car insurance in Lake Holiday, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Holiday, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Lake Holiday, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Holiday, IL. Compare credit history car insurance rates in Lake Holiday from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Holiday, Illinois

Insurance Company Poor Fair Good
Allstate $6,946 $5,011 $4,386
American Family $4,786 $3,264 $2,762
Farmers $4,934 $4,150 $3,948
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,050 $1,908 $1,519
Nationwide $3,326 $2,691 $2,358
Progressive $3,681 $3,130 $2,895
State Farm $3,198 $1,918 $1,489
Travelers $3,046 $2,464 $1,997
USAA $3,539 $2,416 $1,985

Cheapest Lake Holiday, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Holiday, IL to rates for a clean record with top companies.

Annual Lake Holiday, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,865 $6,644 $6,169 $5,111
American Family $2,648 $3,768 $4,998 $3,003
Farmers $3,665 $4,731 $4,613 $4,368
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,797 $2,553 $2,244 $2,042
Nationwide $2,255 $2,910 $3,416 $2,586
Progressive $2,665 $3,962 $2,952 $3,363
State Farm $2,011 $2,392 $2,202 $2,202
Travelers $1,986 $2,607 $2,922 $2,493
USAA $1,898 $2,702 $3,703 $2,283

Cheapest Lake Holiday, IL Car Insurance for Teen Drivers

Teen car insurance in Lake Holiday, IL can be expensive. Take a look at rates from the top car insurance companies in Lake Holiday for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Holiday, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,033 $11,750
American Family $6,364 $8,798
Farmers $10,027 $10,443
GEICO $4,524 $4,715
Liberty Mutual $4,425 $4,916
Nationwide $4,888 $6,259
Progressive $6,838 $7,675
State Farm $3,975 $5,038
Travelers $4,632 $5,857
USAA $4,980 $5,522

Cheapest Lake Holiday, IL Car Insurance for Seniors

Take a look at Lake Holiday, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Holiday, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,616 $3,616
American Family $2,047 $2,047
Farmers $2,055 $2,175
GEICO $1,429 $1,724
Liberty Mutual $1,103 $1,230
Nationwide $1,591 $1,681
Progressive $1,535 $1,605
State Farm $1,238 $1,238
Travelers $1,433 $1,526
USAA $1,486 $1,482

Cheapest Lake Holiday, IL Car Insurance Rates After a DUI

A DUI in Lake Holiday, IL increases car insurance rates. Compare Lake Holiday, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Holiday, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,169
American Family $4,998
Farmers $4,613
GEICO $3,243
Liberty Mutual $2,244
Nationwide $3,416
Progressive $2,952
State Farm $2,202
Travelers $2,922
USAA $3,703

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Cheapest Lake Holiday, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Holiday, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Holiday, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,447 $5,447
American Family $3,558 $3,650
Farmers $4,344 $4,344
GEICO $2,338 $2,425
Liberty Mutual $2,159 $2,159
Nationwide $2,792 $2,792
Progressive $3,235 $3,235
State Farm $2,146 $2,257
Travelers $2,404 $2,600
USAA $2,572 $2,721

Cheapest Lake Holiday, IL Car Insurance Rates by ZIP Code

Lake Holiday car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Lake Holiday, IL.

Annual Car Insurance Rates by ZIP Code in Lake Holiday, Illinois

ZIP Code Average Annual Rates
60548 $3,081
60552 $3,094

The Best Cheap Car Insurance Companies in Lake Holiday, IL

Take a look at a side-by-side comparison of the top car insurance companies in Lake Holiday, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Holiday, Illinois

Insurance Company Average Annual Rates
Allstate $5,447
American Family $3,604
Farmers $4,344
GEICO $2,382
Liberty Mutual $2,159
Nationwide $2,792
Progressive $3,235
State Farm $2,202
Travelers $2,502
USAA $2,647

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Category Winners: Cheapest Car Insurance in Lake Holiday, Illinois

Find the cheapest car insurance companies in Lake Holiday, IL for each category right here.

Best Annual Car Insurance Rates by Company in Lake Holiday, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Cheapest Lake Holiday, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Holiday car insurance rates. Find the cheapest Lake Holiday, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Holiday, Illinois

Insurance Company Low Medium High
Allstate $5,273 $5,442 $5,627
American Family $3,462 $3,737 $3,613
Farmers $4,134 $4,243 $4,655
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,041 $2,154 $2,281
Nationwide $2,749 $2,820 $2,806
Progressive $2,961 $3,227 $3,518
State Farm $2,078 $2,204 $2,322
Travelers $2,330 $2,499 $2,677
USAA $2,479 $2,643 $2,817

What affects car insurance rates in Lake Holiday, Illinois?

What factors can have an impact on Lake Holiday, IL car insurance? There are several reasons why Lake Holiday car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Holiday, Illinois.

Commute Time in Lake Holiday

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Holiday, IL is 36.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Lake Holiday, IL

Ready to find affordable Lake Holiday, Illinois car insurance today? Enter your ZIP code for fast, free Lake Holiday, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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