Compare Lake Hopatcong, NJ Car Insurance Rates (2021)

Car insurance in Lake Hopatcong, NJ averages $395 a month. Lake Hopatcong, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lake Hopatcong car insurance rates, compare quotes from the top car insurance companies in Lake Hopatcong, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lake Hopatcong, NJ after a DUI are $5,611/year
  • The cheapest car insurance company in Lake Hopatcong is GEICO
  • The cheapest car insurance company in Lake Hopatcong for teen drivers is GEICO

If you need to buy Lake Hopatcong, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Hopatcong, NJ is right here.

You’ll find Lake Hopatcong car insurance rates, the cheapest Lake Hopatcong, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Lake Hopatcong, New Jersey car insurance rates to Paterson car insurance rates, Camden car insurance rates, and Elizabeth car insurance rates.

Ready to find affordable Lake Hopatcong, NJ car insurance today? Enter your ZIP code for fast, free Lake Hopatcong car insurance quotes.

Cheapest Lake Hopatcong, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Hopatcong, NJ car insurance rates? Every Lake Hopatcong, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Hopatcong, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,868 $2,767 $2,767 $9,085 $11,381 $3,360 $3,526
Farmers $4,055 $4,086 $3,933 $3,862 $11,904 $13,679 $4,824 $4,967
GEICO $1,990 $1,939 $1,925 $1,925 $3,537 $3,602 $2,260 $2,244
Liberty Mutual $3,592 $3,592 $3,939 $3,939 $9,217 $10,454 $3,939 $4,513
Progressive $1,760 $1,637 $1,592 $1,628 $7,906 $8,783 $2,080 $2,020
State Farm $3,960 $3,960 $3,586 $3,586 $12,938 $16,606 $4,512 $5,040
Travelers $2,960 $2,870 $2,738 $2,760 $6,651 $7,473 $2,880 $2,853

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Minimum Car Insurance in Lake Hopatcong, NJ

Every driver must carry the minimum car insurance in Lake Hopatcong, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Hopatcong, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lake Hopatcong, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Hopatcong, NJ. Compare credit history car insurance rates in Lake Hopatcong from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Hopatcong, New Jersey

Insurance Company Poor Fair Good
Allstate $6,659 $4,373 $3,456
Farmers $7,570 $6,002 $5,669
GEICO $3,643 $2,107 $1,533
Liberty Mutual $6,824 $5,076 $4,295
Progressive $3,819 $3,351 $3,108
State Farm $9,793 $5,914 $4,614
Travelers $5,231 $3,837 $2,627

Cheapest Lake Hopatcong, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Hopatcong, NJ to rates for a clean record with top companies.

Annual Lake Hopatcong, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,658 $5,978 $5,261 $4,420
Farmers $4,958 $8,425 $6,858 $5,415
GEICO $1,892 $2,482 $3,445 $1,892
Liberty Mutual $5,187 $5,926 $5,293 $5,187
Progressive $2,969 $3,928 $3,367 $3,441
State Farm $3,689 $6,702 $10,764 $5,939
Travelers $3,001 $4,457 $4,292 $3,842

Cheapest Lake Hopatcong, NJ Car Insurance for Teen Drivers

Teen car insurance in Lake Hopatcong, NJ can be expensive. Take a look at rates from the top car insurance companies in Lake Hopatcong for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Hopatcong, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,085 $11,381
Farmers $11,904 $13,679
GEICO $3,537 $3,602
Liberty Mutual $9,217 $10,454
Progressive $7,906 $8,783
State Farm $12,938 $16,606
Travelers $6,651 $7,473

Cheapest Lake Hopatcong, NJ Car Insurance for Seniors

Take a look at Lake Hopatcong, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Hopatcong, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,767 $2,767
Farmers $3,933 $3,862
GEICO $1,925 $1,925
Liberty Mutual $3,939 $3,939
Progressive $1,592 $1,628
State Farm $3,586 $3,586
Travelers $2,738 $2,760

Cheapest Lake Hopatcong, NJ Car Insurance Rates After a DUI

A DUI in Lake Hopatcong, NJ increases car insurance rates. Compare Lake Hopatcong, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Hopatcong, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,261
Farmers $6,858
GEICO $3,445
Liberty Mutual $5,293
Progressive $3,367
State Farm $10,764
Travelers $4,292

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Cheapest Lake Hopatcong, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Hopatcong, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Hopatcong, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,821 $4,838
Farmers $6,414 $6,414
GEICO $2,409 $2,447
Liberty Mutual $5,346 $5,450
Progressive $3,426 $3,426
State Farm $6,600 $6,947
Travelers $3,898 $3,898

The Best Cheap Car Insurance Companies in Lake Hopatcong, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Lake Hopatcong, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Hopatcong, New Jersey

Insurance Company Average Annual Rates
Allstate $4,829
Farmers $6,414
GEICO $2,428
Liberty Mutual $5,398
Progressive $3,426
State Farm $6,774
Travelers $3,898

Category Winners: Cheapest Car Insurance in Lake Hopatcong, New Jersey

Find the cheapest car insurance companies in Lake Hopatcong, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Lake Hopatcong, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Lake Hopatcong, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Hopatcong car insurance rates. Find the cheapest Lake Hopatcong, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Hopatcong, New Jersey

Insurance Company Low Medium High
Allstate $4,523 $4,888 $5,076
Farmers $5,833 $6,405 $7,003
GEICO $2,197 $2,471 $2,616
Liberty Mutual $4,859 $5,556 $5,779
Progressive $3,129 $3,482 $3,666
State Farm $6,304 $6,861 $7,156
Travelers $3,589 $3,901 $4,205

Compare Car Insurance Quotes in Lake Hopatcong, NJ

Ready to find affordable Lake Hopatcong, New Jersey car insurance today? Enter your ZIP code for fast, free Lake Hopatcong, NJ car insurance quotes.

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