Compare Lake Isabella, MI Car Insurance Rates (2021)

Car insurance in Lake Isabella, MI averages $764 a month. Lake Isabella, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Lake Isabella car insurance rates, compare quotes from the top car insurance companies in Lake Isabella, MI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Lake Isabella is USAA
  • Average car insurance rates in Lake Isabella, MI are $9,167/year
  • Average car insurance rates in Lake Isabella, MI after a DUI are $14,889/year

If you need to buy Lake Isabella, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Isabella, MI is right here.

You’ll find Lake Isabella car insurance rates, the cheapest Lake Isabella, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Lake Isabella, Michigan car insurance rates to Grand Rapids car insurance rates, Troy car insurance rates, and Detroit car insurance rates.

Ready to find affordable Lake Isabella, MI car insurance today? Enter your ZIP code for fast, free Lake Isabella car insurance quotes.

Cheapest Lake Isabella, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Isabella, MI car insurance rates? Every Lake Isabella, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Isabella, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $12,750 $12,750 $11,776 $11,776 $32,526 $32,526 $13,452 $13,452
Farmers $4,319 $4,319 $4,030 $4,030 $9,374 $9,374 $4,849 $4,849
GEICO $3,935 $3,935 $3,984 $3,984 $10,872 $10,872 $3,763 $3,763
Liberty Mutual $14,956 $14,956 $14,804 $14,804 $35,785 $35,785 $14,956 $14,956
Nationwide $4,191 $4,191 $3,733 $3,733 $10,808 $10,808 $4,581 $4,581
Progressive $2,895 $2,729 $2,551 $2,816 $10,494 $11,291 $3,384 $3,204
State Farm $7,365 $7,365 $6,805 $6,805 $25,420 $25,420 $8,633 $8,633
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,925 $2,770 $2,747 $2,592 $7,224 $6,869 $3,579 $3,435

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Lake Isabella, MI

Every driver must carry the minimum car insurance in Lake Isabella, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Isabella, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lake Isabella, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Isabella, MI. Compare credit history car insurance rates in Lake Isabella from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Isabella, Michigan

Insurance Company Poor Fair Good
Allstate $26,626 $14,787 $11,465
Farmers $7,482 $4,914 $4,532
GEICO $7,249 $5,330 $4,337
Liberty Mutual $31,844 $18,386 $10,145
Nationwide $7,316 $5,496 $4,673
Progressive $5,667 $4,774 $4,320
State Farm $19,562 $9,892 $6,714
Travelers $6,813 $6,608 $6,525
USAA $6,037 $3,421 $2,595

Cheapest Lake Isabella, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Isabella, MI to rates for a clean record with top companies.

Annual Lake Isabella, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,682 $11,526 $38,214 $12,081
Farmers $4,748 $6,034 $5,961 $5,828
GEICO $2,017 $4,201 $12,647 $3,690
Liberty Mutual $14,339 $17,098 $30,874 $18,190
Nationwide $4,987 $6,651 $6,057 $5,618
Progressive $4,194 $5,460 $4,916 $5,113
State Farm $7,760 $9,254 $19,713 $11,496
Travelers $4,510 $6,426 $10,331 $5,327
USAA $3,226 $4,033 $5,292 $3,519

Cheapest Lake Isabella, MI Car Insurance for Teen Drivers

Teen car insurance in Lake Isabella, MI can be expensive. Take a look at rates from the top car insurance companies in Lake Isabella for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Isabella, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $32,526 $32,526
Farmers $9,374 $9,374
GEICO $10,872 $10,872
Liberty Mutual $35,785 $35,785
Nationwide $10,808 $10,808
Progressive $10,494 $11,291
State Farm $25,420 $25,420
Travelers $13,395 $13,395
USAA $7,224 $6,869

Cheapest Lake Isabella, MI Car Insurance for Seniors

Take a look at Lake Isabella, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Isabella, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $11,776 $11,776
Farmers $4,030 $4,030
GEICO $3,984 $3,984
Liberty Mutual $14,804 $14,804
Nationwide $3,733 $3,733
Progressive $2,551 $2,816
State Farm $6,805 $6,805
Travelers $3,858 $3,858
USAA $2,747 $2,592

Cheapest Lake Isabella, MI Car Insurance Rates After a DUI

A DUI in Lake Isabella, MI increases car insurance rates. Compare Lake Isabella, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Isabella, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $38,214
Farmers $5,961
GEICO $12,647
Liberty Mutual $30,874
Nationwide $6,057
Progressive $4,916
State Farm $19,713
Travelers $10,331
USAA $5,292

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lake Isabella, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Isabella, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Isabella, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $17,626 $17,626
Farmers $5,643 $5,643
GEICO $5,508 $5,769
Liberty Mutual $19,417 $20,833
Nationwide $5,828 $5,828
Progressive $4,920 $4,920
State Farm $11,729 $12,383
Travelers $6,611 $6,686
USAA $3,971 $4,064

The Best Cheap Car Insurance Companies in Lake Isabella, MI

Take a look at a side-by-side comparison of the top car insurance companies in Lake Isabella, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Isabella, Michigan

Insurance Company Average Annual Rates
Allstate $17,626
Farmers $5,643
GEICO $5,639
Liberty Mutual $20,125
Nationwide $5,828
Progressive $4,920
State Farm $12,056
Travelers $6,649
USAA $4,018

Category Winners: Cheapest Car Insurance in Lake Isabella, Michigan

Find the cheapest car insurance companies in Lake Isabella, MI for each category right here.

Best Annual Car Insurance Rates by Company in Lake Isabella, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lake Isabella, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Isabella car insurance rates. Find the cheapest Lake Isabella, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Isabella, Michigan

Insurance Company Low Medium High
Allstate $17,196 $17,664 $18,017
Farmers $5,524 $5,632 $5,772
GEICO $5,296 $5,592 $6,028
Liberty Mutual $19,708 $20,084 $20,583
Nationwide $6,109 $5,727 $5,648
Progressive $4,789 $4,926 $5,046
State Farm $11,459 $12,130 $12,579
Travelers $6,575 $6,656 $6,715
USAA $3,908 $4,027 $4,118

What affects car insurance rates in Lake Isabella, Michigan?

What factors can have an impact on Lake Isabella, MI car insurance? There are several reasons why Lake Isabella car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Isabella, Michigan.

Commute Time in Lake Isabella

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Isabella, MI is 31.6 minutes according to City-Data.

Compare Car Insurance Quotes in Lake Isabella, MI

Ready to find affordable Lake Isabella, Michigan car insurance today? Enter your ZIP code for fast, free Lake Isabella, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption