Compare Lake Leelanau, MI Car Insurance Rates (2021)

Car insurance in Lake Leelanau, MI averages $753 a month. Lake Leelanau, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Lake Leelanau car insurance rates, compare quotes from the top car insurance companies in Lake Leelanau, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lake Leelanau, MI are $9,041/year
  • Average car insurance rates in Lake Leelanau, MI after a DUI are $14,970/year
  • The cheapest car insurance company in Lake Leelanau is USAA

If you need to buy Lake Leelanau, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Leelanau, MI is right here.

You’ll find Lake Leelanau car insurance rates, the cheapest Lake Leelanau, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Lake Leelanau, Michigan car insurance rates to Sterling Heights car insurance rates, Lansing car insurance rates, and Detroit car insurance rates.

Ready to find affordable Lake Leelanau, MI car insurance today? Enter your ZIP code for fast, free Lake Leelanau car insurance quotes.

Cheapest Lake Leelanau, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Leelanau, MI car insurance rates? Every Lake Leelanau, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Leelanau, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,833 $14,833 $13,758 $13,758 $37,191 $37,191 $15,632 $15,632
Farmers $4,190 $4,190 $3,909 $3,909 $9,371 $9,371 $4,716 $4,716
GEICO $3,644 $3,644 $3,722 $3,722 $10,424 $10,424 $3,488 $3,488
Liberty Mutual $12,664 $12,664 $12,539 $12,539 $29,786 $29,786 $12,664 $12,664
Nationwide $4,399 $4,399 $3,927 $3,927 $10,998 $10,998 $4,790 $4,790
Progressive $2,947 $2,738 $2,606 $2,907 $10,781 $11,488 $3,427 $3,168
State Farm $6,465 $6,465 $5,982 $5,982 $22,567 $22,567 $7,594 $7,594
Travelers $5,348 $5,348 $4,589 $4,589 $16,137 $16,137 $5,811 $5,811
USAA $2,613 $2,477 $2,456 $2,320 $6,401 $6,090 $3,188 $3,062

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Minimum Car Insurance in Lake Leelanau, MI

Every driver must carry the minimum car insurance in Lake Leelanau, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Leelanau, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lake Leelanau, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Leelanau, MI. Compare credit history car insurance rates in Lake Leelanau from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Leelanau, Michigan

Insurance Company Poor Fair Good
Allstate $30,862 $17,099 $13,100
Farmers $7,312 $4,850 $4,477
GEICO $6,835 $5,029 $4,095
Liberty Mutual $26,739 $15,455 $8,546
Nationwide $7,610 $5,670 $4,805
Progressive $5,774 $4,864 $4,385
State Farm $17,265 $8,745 $5,945
Travelers $8,169 $7,922 $7,822
USAA $5,352 $3,051 $2,324

Cheapest Lake Leelanau, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Leelanau, MI to rates for a clean record with top companies.

Annual Lake Leelanau, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,870 $13,186 $44,504 $13,854
Farmers $4,657 $5,938 $5,861 $5,730
GEICO $1,867 $3,965 $11,988 $3,459
Liberty Mutual $11,790 $14,267 $26,469 $15,126
Nationwide $5,143 $6,895 $6,270 $5,806
Progressive $4,249 $5,576 $5,012 $5,195
State Farm $6,784 $8,129 $17,547 $10,147
Travelers $5,408 $7,706 $12,382 $6,390
USAA $2,877 $3,588 $4,701 $3,136

Cheapest Lake Leelanau, MI Car Insurance for Teen Drivers

Teen car insurance in Lake Leelanau, MI can be expensive. Take a look at rates from the top car insurance companies in Lake Leelanau for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Leelanau, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,191 $37,191
Farmers $9,371 $9,371
GEICO $10,424 $10,424
Liberty Mutual $29,786 $29,786
Nationwide $10,998 $10,998
Progressive $10,781 $11,488
State Farm $22,567 $22,567
Travelers $16,137 $16,137
USAA $6,401 $6,090

Cheapest Lake Leelanau, MI Car Insurance for Seniors

Take a look at Lake Leelanau, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Leelanau, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,758 $13,758
Farmers $3,909 $3,909
GEICO $3,722 $3,722
Liberty Mutual $12,539 $12,539
Nationwide $3,927 $3,927
Progressive $2,606 $2,907
State Farm $5,982 $5,982
Travelers $4,589 $4,589
USAA $2,456 $2,320

Cheapest Lake Leelanau, MI Car Insurance Rates After a DUI

A DUI in Lake Leelanau, MI increases car insurance rates. Compare Lake Leelanau, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Leelanau, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $44,504
Farmers $5,861
GEICO $11,988
Liberty Mutual $26,469
Nationwide $6,270
Progressive $5,012
State Farm $17,547
Travelers $12,382
USAA $4,701

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Cheapest Lake Leelanau, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Leelanau, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Leelanau, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,354 $20,354
Farmers $5,546 $5,546
GEICO $5,199 $5,440
Liberty Mutual $16,331 $17,495
Nationwide $6,028 $6,028
Progressive $5,008 $5,008
State Farm $10,373 $10,931
Travelers $7,926 $8,017
USAA $3,535 $3,616

The Best Cheap Car Insurance Companies in Lake Leelanau, MI

Take a look at a side-by-side comparison of the top car insurance companies in Lake Leelanau, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Leelanau, Michigan

Insurance Company Average Annual Rates
Allstate $20,354
Farmers $5,546
GEICO $5,320
Liberty Mutual $16,913
Nationwide $6,028
Progressive $5,008
State Farm $10,652
Travelers $7,971
USAA $3,576

Category Winners: Cheapest Car Insurance in Lake Leelanau, Michigan

Find the cheapest car insurance companies in Lake Leelanau, MI for each category right here.

Best Annual Car Insurance Rates by Company in Lake Leelanau, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lake Leelanau, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Leelanau car insurance rates. Find the cheapest Lake Leelanau, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Leelanau, Michigan

Insurance Company Low Medium High
Allstate $19,914 $20,392 $20,755
Farmers $5,425 $5,536 $5,678
GEICO $4,965 $5,272 $5,722
Liberty Mutual $16,498 $16,873 $17,368
Nationwide $6,359 $5,915 $5,811
Progressive $4,858 $5,014 $5,151
State Farm $10,160 $10,712 $11,083
Travelers $7,889 $7,978 $8,047
USAA $3,475 $3,584 $3,668

What affects car insurance rates in Lake Leelanau, Michigan?

What factors can have an impact on Lake Leelanau, MI car insurance? There are several reasons why Lake Leelanau car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Leelanau, Michigan.

Commute Time in Lake Leelanau

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Leelanau, MI is 20.3 minutes according to City-Data.

Compare Car Insurance Quotes in Lake Leelanau, MI

Ready to find affordable Lake Leelanau, Michigan car insurance today? Enter your ZIP code for fast, free Lake Leelanau, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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