Compare Lake Lure, NC Car Insurance Rates (2021)

Car insurance in Lake Lure, NC averages $259 a month. Lake Lure, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Lake Lure car insurance rates, compare quotes from the top car insurance companies in Lake Lure, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lake Lure, NC after a DUI are $5,854/year
  • The cheapest car insurance company in Lake Lure for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Lake Lure is Liberty Mutual

If you need to buy Lake Lure, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Lure, NC is right here.

You’ll find Lake Lure car insurance rates, the cheapest Lake Lure, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Lake Lure, North Carolina car insurance rates to Wilmington car insurance rates, Winston-Salem car insurance rates, and Charlotte car insurance rates.

Ready to find affordable Lake Lure, NC car insurance today? Enter your ZIP code for fast, free Lake Lure car insurance quotes.

Cheapest Lake Lure, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Lure, NC car insurance rates? Every Lake Lure, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Lure, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,141 $5,141 $4,222 $4,222 $12,336 $12,336 $5,242 $5,242
GEICO $2,385 $2,339 $2,340 $2,297 $4,309 $4,272 $2,083 $2,071
Liberty Mutual $1,652 $1,652 $1,711 $1,711 $2,886 $2,886 $1,652 $1,652
Nationwide $2,223 $2,223 $2,223 $2,223 $3,725 $3,725 $2,223 $2,223
Progressive $1,658 $1,658 $1,503 $1,503 $3,776 $3,776 $1,842 $1,842
State Farm $2,281 $2,281 $1,973 $1,973 $3,355 $3,355 $2,820 $2,820
Travelers $2,444 $2,444 $2,424 $2,424 $4,108 $4,108 $2,509 $2,509

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Minimum Car Insurance in Lake Lure, NC

Every driver must carry the minimum car insurance in Lake Lure, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Lure, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lake Lure, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Lure, NC. Compare credit history car insurance rates in Lake Lure from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Lure, North Carolina

Insurance Company Poor Fair Good
Allstate $9,128 $5,918 $5,160
GEICO $2,997 $2,747 $2,542
Liberty Mutual $1,975 $1,975 $1,975
Nationwide $2,598 $2,598 $2,598
Progressive $2,475 $2,142 $1,967
State Farm $3,664 $2,341 $1,817
Travelers $3,065 $2,790 $2,759

Cheapest Lake Lure, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Lure, NC to rates for a clean record with top companies.

Annual Lake Lure, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,648 $6,405 $11,953 $4,935
GEICO $1,513 $2,216 $5,265 $2,053
Liberty Mutual $1,174 $1,509 $3,708 $1,509
Nationwide $1,524 $1,974 $4,922 $1,974
Progressive $1,030 $1,508 $4,782 $1,458
State Farm $1,396 $2,009 $5,015 $2,009
Travelers $1,706 $2,238 $5,336 $2,205

Cheapest Lake Lure, NC Car Insurance for Teen Drivers

Teen car insurance in Lake Lure, NC can be expensive. Take a look at rates from the top car insurance companies in Lake Lure for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Lure, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,336 $12,336
GEICO $4,309 $4,272
Liberty Mutual $2,886 $2,886
Nationwide $3,725 $3,725
Progressive $3,776 $3,776
State Farm $3,355 $3,355
Travelers $4,108 $4,108

Cheapest Lake Lure, NC Car Insurance for Seniors

Take a look at Lake Lure, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Lure, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,222 $4,222
GEICO $2,340 $2,297
Liberty Mutual $1,711 $1,711
Nationwide $2,223 $2,223
Progressive $1,503 $1,503
State Farm $1,973 $1,973
Travelers $2,424 $2,424

Cheapest Lake Lure, NC Car Insurance Rates After a DUI

A DUI in Lake Lure, NC increases car insurance rates. Compare Lake Lure, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Lure, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,953
GEICO $5,265
Liberty Mutual $3,708
Nationwide $4,922
Progressive $4,782
State Farm $5,015
Travelers $5,336

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Cheapest Lake Lure, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Lure, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Lure, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,735 $6,735
GEICO $2,762 $2,762
Liberty Mutual $1,975 $1,975
Nationwide $2,598 $2,598
Progressive $2,195 $2,195
State Farm $2,594 $2,620
Travelers $2,871 $2,871

The Best Cheap Car Insurance Companies in Lake Lure, NC

Take a look at a side-by-side comparison of the top car insurance companies in Lake Lure, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Lure, North Carolina

Insurance Company Average Annual Rates
Allstate $6,735
GEICO $2,762
Liberty Mutual $1,975
Nationwide $2,598
Progressive $2,195
State Farm $2,607
Travelers $2,871

Category Winners: Cheapest Car Insurance in Lake Lure, North Carolina

Find the cheapest car insurance companies in Lake Lure, NC for each category right here.

Best Annual Car Insurance Rates by Company in Lake Lure, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Lake Lure, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Lure car insurance rates. Find the cheapest Lake Lure, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Lure, North Carolina

Insurance Company Low Medium High
Allstate $6,536 $6,714 $6,956
GEICO $2,651 $2,753 $2,882
Liberty Mutual $1,891 $1,964 $2,071
Nationwide $2,505 $2,587 $2,703
Progressive $2,099 $2,183 $2,303
State Farm $2,523 $2,595 $2,704
Travelers $2,765 $2,858 $2,991

What affects car insurance rates in Lake Lure, North Carolina?

What factors can have an impact on Lake Lure, NC car insurance? There are several reasons why Lake Lure car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Lure, North Carolina.

Commute Time in Lake Lure

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Lure, NC is 24.6 minutes according to City-Data.

Compare Car Insurance Quotes in Lake Lure, NC

Ready to find affordable Lake Lure, North Carolina car insurance today? Enter your ZIP code for fast, free Lake Lure, NC car insurance quotes.

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