Compare Lake Mohawk, NJ Car Insurance Rates (2021)

Car insurance in Lake Mohawk, NJ averages $397 a month. Lake Mohawk, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lake Mohawk car insurance rates, compare quotes from the top car insurance companies in Lake Mohawk, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lake Mohawk is GEICO
  • Average car insurance rates in Lake Mohawk, NJ are $4,767/year
  • Average car insurance rates in Lake Mohawk, NJ after a DUI are $5,599/year

If you need to buy Lake Mohawk, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Mohawk, NJ is right here.

You’ll find Lake Mohawk car insurance rates, the cheapest Lake Mohawk, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Lake Mohawk, New Jersey car insurance rates to Newark car insurance rates, Clifton car insurance rates, and Camden car insurance rates.

Ready to find affordable Lake Mohawk, NJ car insurance today? Enter your ZIP code for fast, free Lake Mohawk car insurance quotes.

Cheapest Lake Mohawk, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Mohawk, NJ car insurance rates? Every Lake Mohawk, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Mohawk, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,868 $2,767 $2,767 $9,085 $11,381 $3,360 $3,526
Farmers $4,273 $4,317 $4,130 $4,061 $12,739 $14,663 $5,092 $5,297
GEICO $2,185 $2,134 $2,119 $2,119 $3,918 $3,968 $2,492 $2,461
Liberty Mutual $3,681 $3,681 $4,038 $4,038 $9,417 $10,676 $4,038 $4,622
Progressive $1,847 $1,719 $1,668 $1,698 $8,414 $9,454 $2,190 $2,151
State Farm $3,630 $3,630 $3,272 $3,272 $11,692 $15,026 $4,125 $4,607
Travelers $2,797 $2,738 $2,581 $2,622 $6,358 $7,198 $2,745 $2,738

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Minimum Car Insurance in Lake Mohawk, NJ

Every driver must carry the minimum car insurance in Lake Mohawk, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Mohawk, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lake Mohawk, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Mohawk, NJ. Compare credit history car insurance rates in Lake Mohawk from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Mohawk, New Jersey

Insurance Company Poor Fair Good
Allstate $6,659 $4,373 $3,456
Farmers $8,031 $6,391 $6,043
GEICO $4,025 $2,318 $1,681
Liberty Mutual $6,984 $5,193 $4,393
Progressive $4,059 $3,562 $3,306
State Farm $8,893 $5,377 $4,200
Travelers $4,960 $3,665 $2,542

Cheapest Lake Mohawk, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Mohawk, NJ to rates for a clean record with top companies.

Annual Lake Mohawk, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,658 $5,978 $5,261 $4,420
Farmers $5,259 $8,988 $7,259 $5,779
GEICO $2,080 $2,735 $3,803 $2,080
Liberty Mutual $5,307 $6,066 $5,415 $5,307
Progressive $3,163 $4,162 $3,578 $3,667
State Farm $3,360 $6,088 $9,781 $5,398
Travelers $2,873 $4,239 $4,094 $3,683

Cheapest Lake Mohawk, NJ Car Insurance for Teen Drivers

Teen car insurance in Lake Mohawk, NJ can be expensive. Take a look at rates from the top car insurance companies in Lake Mohawk for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Mohawk, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,085 $11,381
Farmers $12,739 $14,663
GEICO $3,918 $3,968
Liberty Mutual $9,417 $10,676
Progressive $8,414 $9,454
State Farm $11,692 $15,026
Travelers $6,358 $7,198

Cheapest Lake Mohawk, NJ Car Insurance for Seniors

Take a look at Lake Mohawk, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Mohawk, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,767 $2,767
Farmers $4,130 $4,061
GEICO $2,119 $2,119
Liberty Mutual $4,038 $4,038
Progressive $1,668 $1,698
State Farm $3,272 $3,272
Travelers $2,581 $2,622

Cheapest Lake Mohawk, NJ Car Insurance Rates After a DUI

A DUI in Lake Mohawk, NJ increases car insurance rates. Compare Lake Mohawk, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Mohawk, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,261
Farmers $7,259
GEICO $3,803
Liberty Mutual $5,415
Progressive $3,578
State Farm $9,781
Travelers $4,094

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Cheapest Lake Mohawk, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Mohawk, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Mohawk, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,821 $4,838
Farmers $6,821 $6,821
GEICO $2,653 $2,696
Liberty Mutual $5,470 $5,577
Progressive $3,643 $3,643
State Farm $6,004 $6,309
Travelers $3,722 $3,722

The Best Cheap Car Insurance Companies in Lake Mohawk, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Lake Mohawk, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Mohawk, New Jersey

Insurance Company Average Annual Rates
Allstate $4,829
Farmers $6,821
GEICO $2,674
Liberty Mutual $5,524
Progressive $3,643
State Farm $6,157
Travelers $3,722

Category Winners: Cheapest Car Insurance in Lake Mohawk, New Jersey

Find the cheapest car insurance companies in Lake Mohawk, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Lake Mohawk, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Lake Mohawk, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Mohawk car insurance rates. Find the cheapest Lake Mohawk, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Mohawk, New Jersey

Insurance Company Low Medium High
Allstate $4,523 $4,888 $5,076
Farmers $6,279 $6,808 $7,377
GEICO $2,417 $2,724 $2,882
Liberty Mutual $4,996 $5,681 $5,894
Progressive $3,366 $3,692 $3,871
State Farm $5,773 $6,228 $6,469
Travelers $3,430 $3,726 $4,011

What affects car insurance rates in Lake Mohawk, New Jersey?

What factors can have an impact on Lake Mohawk, NJ car insurance? There are several reasons why Lake Mohawk car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Mohawk, New Jersey.

Commute Time in Lake Mohawk

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Mohawk, NJ is 38.7 minutes according to City-Data.

Compare Car Insurance Quotes in Lake Mohawk, NJ

Ready to find affordable Lake Mohawk, New Jersey car insurance today? Enter your ZIP code for fast, free Lake Mohawk, NJ car insurance quotes.

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