Compare Lake Monroe, FL Car Insurance Rates (2021)

Car insurance in Lake Monroe, FL averages $347 a month. Lake Monroe, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Lake Monroe car insurance rates, compare quotes from the top car insurance companies in Lake Monroe, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lake Monroe, FL are $4,162/year
  • The cheapest car insurance company in Lake Monroe for teen drivers is GEICO
  • The cheapest car insurance company in Lake Monroe is USAA

If you need to buy Lake Monroe, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Monroe, FL is right here.

You’ll find Lake Monroe car insurance rates, the cheapest Lake Monroe, FL car insurance companies, and information on Florida car insurance laws. You can also compare Lake Monroe, Florida car insurance rates to Tallahassee car insurance rates, Tampa car insurance rates, and St. Petersburg car insurance rates.

Ready to find affordable Lake Monroe, FL car insurance today? Enter your ZIP code for fast, free Lake Monroe car insurance quotes.

Cheapest Lake Monroe, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Monroe, FL car insurance rates? Every Lake Monroe, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Monroe, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,144 $3,955 $3,606 $3,657 $14,132 $15,311 $4,114 $4,166
GEICO $2,783 $2,792 $2,607 $2,607 $4,978 $6,219 $3,062 $3,096
Liberty Mutual $3,147 $3,147 $2,891 $2,891 $6,564 $10,070 $3,147 $4,240
Nationwide $2,622 $2,588 $2,345 $2,424 $6,256 $7,694 $2,883 $2,998
Progressive $3,298 $3,127 $2,849 $3,039 $9,317 $10,173 $3,987 $3,825
State Farm $1,929 $1,929 $1,753 $1,753 $5,666 $7,244 $2,143 $2,301
USAA $1,560 $1,533 $1,460 $1,445 $5,345 $6,195 $1,947 $2,099

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Minimum Car Insurance in Lake Monroe, FL

Every driver must carry the minimum car insurance in Lake Monroe, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Monroe, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lake Monroe, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Monroe, FL. Compare credit history car insurance rates in Lake Monroe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Monroe, Florida

Insurance Company Poor Fair Good
Allstate $9,298 $5,862 $4,747
GEICO $5,137 $3,098 $2,318
Liberty Mutual $5,792 $4,269 $3,475
Nationwide $4,654 $3,425 $3,099
Progressive $6,452 $4,579 $3,825
State Farm $4,228 $2,771 $2,271
USAA $4,393 $2,145 $1,556

Cheapest Lake Monroe, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Monroe, FL to rates for a clean record with top companies.

Annual Lake Monroe, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,731 $6,861 $7,598 $6,353
GEICO $2,440 $3,128 $4,673 $3,830
Liberty Mutual $3,270 $4,228 $6,107 $4,444
Nationwide $3,186 $3,492 $4,692 $3,535
Progressive $3,906 $5,786 $4,869 $5,248
State Farm $2,824 $3,355 $3,090 $3,090
USAA $2,110 $2,608 $3,860 $2,213

Cheapest Lake Monroe, FL Car Insurance for Teen Drivers

Teen car insurance in Lake Monroe, FL can be expensive. Take a look at rates from the top car insurance companies in Lake Monroe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Monroe, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,132 $15,311
GEICO $4,978 $6,219
Liberty Mutual $6,564 $10,070
Nationwide $6,256 $7,694
Progressive $9,317 $10,173
State Farm $5,666 $7,244
USAA $5,345 $6,195

Cheapest Lake Monroe, FL Car Insurance for Seniors

Take a look at Lake Monroe, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Monroe, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,606 $3,657
GEICO $2,607 $2,607
Liberty Mutual $2,891 $2,891
Nationwide $2,345 $2,424
Progressive $2,849 $3,039
State Farm $1,753 $1,753
USAA $1,460 $1,445

Cheapest Lake Monroe, FL Car Insurance Rates After a DUI

A DUI in Lake Monroe, FL increases car insurance rates. Compare Lake Monroe, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Monroe, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,598
GEICO $4,673
Liberty Mutual $6,107
Nationwide $4,692
Progressive $4,869
State Farm $3,090
USAA $3,860

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Cheapest Lake Monroe, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Monroe, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Monroe, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,446 $6,825
GEICO $3,501 $3,535
Liberty Mutual $4,369 $4,656
Nationwide $3,726 $3,726
Progressive $4,952 $4,952
State Farm $2,985 $3,195
USAA $2,667 $2,729

The Best Cheap Car Insurance Companies in Lake Monroe, FL

Take a look at a side-by-side comparison of the top car insurance companies in Lake Monroe, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Monroe, Florida

Insurance Company Average Annual Rates
Allstate $6,636
GEICO $3,518
Liberty Mutual $4,512
Nationwide $3,726
Progressive $4,952
State Farm $3,090
USAA $2,698

Category Winners: Cheapest Car Insurance in Lake Monroe, Florida

Find the cheapest car insurance companies in Lake Monroe, FL for each category right here.

Best Annual Car Insurance Rates by Company in Lake Monroe, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lake Monroe, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Monroe car insurance rates. Find the cheapest Lake Monroe, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Monroe, Florida

Insurance Company Low Medium High
Allstate $5,123 $6,979 $7,805
GEICO $2,865 $3,645 $4,043
Liberty Mutual $4,150 $4,577 $4,809
Nationwide $2,937 $3,875 $4,366
Progressive $4,171 $5,065 $5,621
State Farm $2,623 $3,167 $3,480
USAA $2,338 $2,791 $2,965

Compare Car Insurance Quotes in Lake Monroe, FL

Ready to find affordable Lake Monroe, Florida car insurance today? Enter your ZIP code for fast, free Lake Monroe, FL car insurance quotes.

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