Compare Lake Montezuma, AZ Car Insurance Rates (2021)

Car insurance in Lake Montezuma, AZ averages $300 a month. Lake Montezuma, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Lake Montezuma car insurance rates, compare quotes from the top car insurance companies in Lake Montezuma, AZ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lake Montezuma for teen drivers is GEICO
  • Average car insurance rates in Lake Montezuma, AZ are $3,603/year
  • Average car insurance rates in Lake Montezuma, AZ after a DUI are $4,220/year

If you need to buy Lake Montezuma, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Montezuma, AZ is right here.

You’ll find Lake Montezuma car insurance rates, the cheapest Lake Montezuma, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Lake Montezuma, Arizona car insurance rates to Tempe car insurance rates, Peoria car insurance rates, and Scottsdale car insurance rates.

Ready to find affordable Lake Montezuma, AZ car insurance today? Enter your ZIP code for fast, free Lake Montezuma car insurance quotes.

Cheapest Lake Montezuma, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Montezuma, AZ car insurance rates? Every Lake Montezuma, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Montezuma, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,968 $2,968 $2,895 $2,895 $6,581 $8,561 $3,337 $3,636
American Family $2,462 $2,462 $2,261 $2,261 $6,473 $8,414 $2,462 $2,900
Farmers $2,636 $2,636 $2,350 $2,511 $11,181 $11,558 $2,966 $3,057
GEICO $1,416 $1,584 $1,183 $1,501 $4,095 $4,344 $1,299 $1,293
Nationwide $1,970 $2,008 $1,767 $1,872 $4,713 $6,030 $2,257 $2,438
Progressive $1,854 $1,634 $1,669 $1,582 $7,686 $8,605 $2,012 $2,020
State Farm $2,451 $2,451 $2,149 $2,149 $7,599 $9,531 $2,641 $3,353
Travelers $2,909 $3,071 $2,679 $2,858 $8,508 $10,731 $3,094 $3,259
USAA $1,433 $1,437 $1,341 $1,358 $5,241 $6,006 $1,874 $2,008

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Minimum Car Insurance in Lake Montezuma, AZ

Every driver must carry the minimum car insurance in Lake Montezuma, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Montezuma, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lake Montezuma, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Montezuma, AZ. Compare credit history car insurance rates in Lake Montezuma from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Montezuma, Arizona

Insurance Company Poor Fair Good
Allstate $5,422 $3,855 $3,414
American Family $4,668 $3,474 $2,994
Farmers $5,562 $4,626 $4,398
GEICO $2,867 $1,884 $1,517
Nationwide $3,460 $2,761 $2,425
Progressive $3,770 $3,297 $3,082
State Farm $7,443 $2,878 $1,801
Travelers $5,678 $4,600 $3,638
USAA $3,401 $2,379 $1,981

Cheapest Lake Montezuma, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Montezuma, AZ to rates for a clean record with top companies.

Annual Lake Montezuma, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,384 $4,276 $4,872 $4,388
American Family $2,618 $4,128 $5,060 $3,043
Farmers $4,109 $5,297 $5,173 $4,868
GEICO $1,622 $2,182 $2,931 $1,622
Nationwide $2,446 $2,570 $3,780 $2,731
Progressive $2,986 $3,927 $3,152 $3,466
State Farm $3,676 $4,405 $4,040 $4,040
Travelers $3,694 $4,826 $5,414 $4,621
USAA $1,885 $2,693 $3,554 $2,216

Cheapest Lake Montezuma, AZ Car Insurance for Teen Drivers

Teen car insurance in Lake Montezuma, AZ can be expensive. Take a look at rates from the top car insurance companies in Lake Montezuma for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Montezuma, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,581 $8,561
American Family $6,473 $8,414
Farmers $11,181 $11,558
GEICO $4,095 $4,344
Nationwide $4,713 $6,030
Progressive $7,686 $8,605
State Farm $7,599 $9,531
Travelers $8,508 $10,731
USAA $5,241 $6,006

Cheapest Lake Montezuma, AZ Car Insurance for Seniors

Take a look at Lake Montezuma, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Montezuma, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,895 $2,895
American Family $2,261 $2,261
Farmers $2,350 $2,511
GEICO $1,183 $1,501
Nationwide $1,767 $1,872
Progressive $1,669 $1,582
State Farm $2,149 $2,149
Travelers $2,679 $2,858
USAA $1,341 $1,358

Cheapest Lake Montezuma, AZ Car Insurance Rates After a DUI

A DUI in Lake Montezuma, AZ increases car insurance rates. Compare Lake Montezuma, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Montezuma, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,872
American Family $5,060
Farmers $5,173
GEICO $2,931
Nationwide $3,780
Progressive $3,152
State Farm $4,040
Travelers $5,414
USAA $3,554

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Cheapest Lake Montezuma, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Montezuma, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Montezuma, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,230 $4,230
American Family $3,676 $3,748
Farmers $4,862 $4,862
GEICO $2,055 $2,124
Nationwide $2,882 $2,882
Progressive $3,383 $3,383
State Farm $3,941 $4,140
Travelers $4,639 $4,639
USAA $2,559 $2,615

The Best Cheap Car Insurance Companies in Lake Montezuma, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Lake Montezuma, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Montezuma, Arizona

Insurance Company Average Annual Rates
Allstate $4,230
American Family $3,712
Farmers $4,862
GEICO $2,089
Nationwide $2,882
Progressive $3,383
State Farm $4,040
Travelers $4,639
USAA $2,587

Category Winners: Cheapest Car Insurance in Lake Montezuma, Arizona

Find the cheapest car insurance companies in Lake Montezuma, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Lake Montezuma, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Lake Montezuma, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Montezuma car insurance rates. Find the cheapest Lake Montezuma, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Montezuma, Arizona

Insurance Company Low Medium High
Allstate $3,985 $4,251 $4,455
American Family $3,574 $3,831 $3,732
Farmers $4,090 $4,912 $5,584
GEICO $1,802 $2,117 $2,350
Nationwide $2,779 $2,909 $2,958
Progressive $3,039 $3,439 $3,671
State Farm $3,669 $4,109 $4,343
Travelers $4,099 $4,719 $5,099
USAA $2,374 $2,624 $2,764

What affects car insurance rates in Lake Montezuma, Arizona?

What factors can have an impact on Lake Montezuma, AZ car insurance? There are several reasons why Lake Montezuma car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Montezuma, Arizona.

Commute Time in Lake Montezuma

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Montezuma, AZ is 27.1 minutes according to City-Data.

Compare Car Insurance Quotes in Lake Montezuma, AZ

Ready to find affordable Lake Montezuma, Arizona car insurance today? Enter your ZIP code for fast, free Lake Montezuma, AZ car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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