Compare Lake Nacimiento, CA Car Insurance Rates (2021)

Car insurance in Lake Nacimiento, CA averages $251 a month. Lake Nacimiento, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lake Nacimiento car insurance rates, compare quotes from the top car insurance companies in Lake Nacimiento, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lake Nacimiento, CA are $3,011/year
  • The cheapest car insurance company in Lake Nacimiento for teen drivers is USAA
  • Average car insurance rates in Lake Nacimiento, CA after a DUI are $4,221/year

If you need to buy Lake Nacimiento, California car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Nacimiento, CA is right here.

You’ll find Lake Nacimiento car insurance rates, the cheapest Lake Nacimiento, CA car insurance companies, and information on California car insurance laws. You can also compare Lake Nacimiento, California car insurance rates to Fresno car insurance rates, San Francisco car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Lake Nacimiento, CA car insurance today? Enter your ZIP code for fast, free Lake Nacimiento car insurance quotes.

Cheapest Lake Nacimiento, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Nacimiento, CA car insurance rates? Every Lake Nacimiento, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Nacimiento, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,260 $2,274 $1,652 $1,680 $6,166 $7,780 $2,927 $3,259
Farmers $2,024 $2,024 $1,828 $1,828 $6,448 $10,546 $2,398 $2,670
GEICO $1,608 $1,610 $1,514 $1,514 $4,881 $4,969 $2,308 $2,363
Liberty Mutual $1,960 $1,856 $1,825 $1,768 $4,270 $4,542 $2,208 $2,227
Nationwide $2,452 $2,344 $2,149 $2,029 $6,159 $6,800 $2,918 $2,885
Progressive $1,620 $1,665 $1,388 $1,639 $4,329 $5,194 $2,334 $2,504
State Farm $2,732 $2,732 $2,440 $2,440 $5,011 $6,216 $3,023 $3,117
Travelers $2,027 $1,967 $1,796 $1,778 $4,088 $4,657 $2,605 $2,558
USAA $1,795 $1,700 $1,755 $1,763 $4,052 $4,084 $2,491 $2,353

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Minimum Car Insurance in Lake Nacimiento, CA

Every driver must carry the minimum car insurance in Lake Nacimiento, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Nacimiento, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lake Nacimiento, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Nacimiento, CA to rates for a clean record with top companies.

Annual Lake Nacimiento, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,112 $3,564 $5,553 $2,770
Farmers $2,753 $3,747 $4,664 $3,719
GEICO $1,817 $2,797 $3,516 $2,253
Liberty Mutual $2,241 $3,003 $2,710 $2,375
Nationwide $2,426 $3,105 $5,232 $3,105
Progressive $1,693 $2,879 $3,326 $2,439
State Farm $2,470 $2,947 $5,571 $2,868
Travelers $1,819 $2,908 $3,373 $2,636
USAA $1,662 $2,469 $4,044 $1,821

Cheapest Lake Nacimiento, CA Car Insurance for Teen Drivers

Teen car insurance in Lake Nacimiento, CA can be expensive. Take a look at rates from the top car insurance companies in Lake Nacimiento for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Nacimiento, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,166 $7,780
Farmers $6,448 $10,546
GEICO $4,881 $4,969
Liberty Mutual $4,270 $4,542
Nationwide $6,159 $6,800
Progressive $4,329 $5,194
State Farm $5,011 $6,216
Travelers $4,088 $4,657
USAA $4,052 $4,084

Cheapest Lake Nacimiento, CA Car Insurance for Seniors

Take a look at Lake Nacimiento, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Nacimiento, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,652 $1,680
Farmers $1,828 $1,828
GEICO $1,514 $1,514
Liberty Mutual $1,825 $1,768
Nationwide $2,149 $2,029
Progressive $1,388 $1,639
State Farm $2,440 $2,440
Travelers $1,796 $1,778
USAA $1,755 $1,763

Cheapest Lake Nacimiento, CA Car Insurance Rates After a DUI

A DUI in Lake Nacimiento, CA increases car insurance rates. Compare Lake Nacimiento, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Nacimiento, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,553
Farmers $4,664
GEICO $3,516
Liberty Mutual $2,710
Nationwide $5,232
Progressive $3,326
State Farm $5,571
Travelers $3,373
USAA $4,044

Cheapest Lake Nacimiento, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Nacimiento, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Nacimiento, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,163 $3,836
Farmers $3,376 $4,065
GEICO $2,358 $2,833
Liberty Mutual $2,372 $2,792
Nationwide $3,067 $3,867
Progressive $2,343 $2,825
State Farm $3,338 $3,590
Travelers $2,423 $2,946
USAA $2,305 $2,693

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The Best Cheap Car Insurance Companies in Lake Nacimiento, CA

Take a look at a side-by-side comparison of the top car insurance companies in Lake Nacimiento, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Nacimiento, California

Insurance Company Average Annual Rates
Allstate $3,500
Farmers $3,721
GEICO $2,596
Liberty Mutual $2,582
Nationwide $3,467
Progressive $2,584
State Farm $3,464
Travelers $2,684
USAA $2,499

Category Winners: Cheapest Car Insurance in Lake Nacimiento, California

Find the cheapest car insurance companies in Lake Nacimiento, CA for each category right here.

Best Annual Car Insurance Rates by Company in Lake Nacimiento, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Lake Nacimiento, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Nacimiento car insurance rates. Find the cheapest Lake Nacimiento, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Nacimiento, California

Insurance Company Low Medium High
Allstate $3,351 $3,525 $3,623
Farmers $3,460 $3,750 $3,952
GEICO $2,361 $2,625 $2,801
Liberty Mutual $2,410 $2,604 $2,732
Nationwide $3,116 $3,526 $3,758
Progressive $2,293 $2,670 $2,790
State Farm $3,138 $3,519 $3,734
Travelers $2,345 $2,755 $2,953
USAA $2,288 $2,543 $2,666

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What affects car insurance rates in Lake Nacimiento, California?

What factors can have an impact on Lake Nacimiento, CA car insurance? There are several reasons why Lake Nacimiento car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Nacimiento, California.

Commute Time in Lake Nacimiento

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Nacimiento, CA is 35.3 minutes according to City-Data.

Compare Car Insurance Quotes in Lake Nacimiento, CA

Ready to find affordable Lake Nacimiento, California car insurance today? Enter your ZIP code for fast, free Lake Nacimiento, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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