Compare Lake Odessa, MI Car Insurance Rates (2021)

Car insurance in Lake Odessa, MI averages $769 a month. Lake Odessa, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Lake Odessa car insurance rates, compare quotes from the top car insurance companies in Lake Odessa, MI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Lake Odessa for teen drivers is USAA
  • Average car insurance rates in Lake Odessa, MI are $9,231/year
  • The cheapest car insurance company in Lake Odessa is USAA

If you need to buy Lake Odessa, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Odessa, MI is right here.

You’ll find Lake Odessa car insurance rates, the cheapest Lake Odessa, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Lake Odessa, Michigan car insurance rates to Sterling Heights car insurance rates, Livonia car insurance rates, and Lansing car insurance rates.

Ready to find affordable Lake Odessa, MI car insurance today? Enter your ZIP code for fast, free Lake Odessa car insurance quotes.

Cheapest Lake Odessa, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Odessa, MI car insurance rates? Every Lake Odessa, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Odessa, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,758 $16,758 $15,566 $15,566 $41,506 $41,506 $17,653 $17,653
Farmers $4,313 $4,313 $4,022 $4,022 $9,335 $9,335 $4,835 $4,835
GEICO $4,000 $4,000 $4,066 $4,066 $11,283 $11,283 $3,826 $3,826
Liberty Mutual $14,499 $14,499 $14,355 $14,355 $34,357 $34,357 $14,499 $14,499
Nationwide $2,796 $2,796 $2,515 $2,515 $6,805 $6,805 $3,033 $3,033
Progressive $3,022 $2,830 $2,661 $2,963 $10,720 $11,425 $3,526 $3,287
State Farm $6,436 $6,436 $5,943 $5,943 $22,042 $22,042 $7,535 $7,535
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,485 $2,361 $2,335 $2,213 $5,990 $5,704 $3,027 $2,914

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Lake Odessa, MI

Every driver must carry the minimum car insurance in Lake Odessa, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Odessa, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lake Odessa, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Odessa, MI. Compare credit history car insurance rates in Lake Odessa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Odessa, Michigan

Insurance Company Poor Fair Good
Allstate $34,761 $19,207 $14,645
Farmers $7,481 $4,890 $4,507
GEICO $7,450 $5,476 $4,455
Liberty Mutual $30,734 $17,750 $9,799
Nationwide $4,707 $3,581 $3,074
Progressive $5,847 $4,902 $4,414
State Farm $16,999 $8,612 $5,856
Travelers $6,813 $6,608 $6,525
USAA $5,050 $2,884 $2,201

Cheapest Lake Odessa, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Odessa, MI to rates for a clean record with top companies.

Annual Lake Odessa, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,140 $14,886 $49,871 $15,586
Farmers $4,742 $6,015 $5,946 $5,801
GEICO $2,047 $4,315 $13,038 $3,776
Liberty Mutual $13,662 $16,428 $30,178 $17,443
Nationwide $3,269 $4,294 $3,929 $3,658
Progressive $4,287 $5,614 $5,063 $5,252
State Farm $6,784 $8,073 $17,093 $10,006
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,723 $3,387 $4,437 $2,966

Cheapest Lake Odessa, MI Car Insurance for Teen Drivers

Teen car insurance in Lake Odessa, MI can be expensive. Take a look at rates from the top car insurance companies in Lake Odessa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Odessa, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,506 $41,506
Farmers $9,335 $9,335
GEICO $11,283 $11,283
Liberty Mutual $34,357 $34,357
Nationwide $6,805 $6,805
Progressive $10,720 $11,425
State Farm $22,042 $22,042
Travelers $13,395 $13,395
USAA $5,990 $5,704

Cheapest Lake Odessa, MI Car Insurance for Seniors

Take a look at Lake Odessa, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Odessa, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,566 $15,566
Farmers $4,022 $4,022
GEICO $4,066 $4,066
Liberty Mutual $14,355 $14,355
Nationwide $2,515 $2,515
Progressive $2,661 $2,963
State Farm $5,943 $5,943
Travelers $3,858 $3,858
USAA $2,335 $2,213

Cheapest Lake Odessa, MI Car Insurance Rates After a DUI

A DUI in Lake Odessa, MI increases car insurance rates. Compare Lake Odessa, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Odessa, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,871
Farmers $5,946
GEICO $13,038
Liberty Mutual $30,178
Nationwide $3,929
Progressive $5,063
State Farm $17,093
Travelers $10,331
USAA $4,437

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lake Odessa, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Odessa, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Odessa, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,871 $22,871
Farmers $5,626 $5,626
GEICO $5,661 $5,927
Liberty Mutual $18,753 $20,103
Nationwide $3,787 $3,787
Progressive $5,054 $5,054
State Farm $10,205 $10,773
Travelers $6,611 $6,686
USAA $3,340 $3,417

The Best Cheap Car Insurance Companies in Lake Odessa, MI

Take a look at a side-by-side comparison of the top car insurance companies in Lake Odessa, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Odessa, Michigan

Insurance Company Average Annual Rates
Allstate $22,871
Farmers $5,626
GEICO $5,794
Liberty Mutual $19,428
Nationwide $3,787
Progressive $5,054
State Farm $10,489
Travelers $6,649
USAA $3,379

Category Winners: Cheapest Car Insurance in Lake Odessa, Michigan

Find the cheapest car insurance companies in Lake Odessa, MI for each category right here.

Best Annual Car Insurance Rates by Company in Lake Odessa, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lake Odessa, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Odessa car insurance rates. Find the cheapest Lake Odessa, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Odessa, Michigan

Insurance Company Low Medium High
Allstate $22,308 $22,921 $23,383
Farmers $5,481 $5,612 $5,785
GEICO $5,412 $5,741 $6,229
Liberty Mutual $18,989 $19,385 $19,909
Nationwide $3,941 $3,729 $3,692
Progressive $4,901 $5,062 $5,200
State Farm $9,970 $10,553 $10,944
Travelers $6,575 $6,656 $6,715
USAA $3,284 $3,386 $3,466

What affects car insurance rates in Lake Odessa, Michigan?

What factors can have an impact on Lake Odessa, MI car insurance? There are several reasons why Lake Odessa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Odessa, Michigan.

Car Theft in Lake Odessa

High levels of vehicle theft can make car insurance more expensive. Lake Odessa, MI car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Lake Odessa

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Odessa, MI is 29.1 minutes according to City-Data.

Compare Car Insurance Quotes in Lake Odessa, MI

Ready to find affordable Lake Odessa, Michigan car insurance today? Enter your ZIP code for fast, free Lake Odessa, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption