Compare Lake Placid, FL Car Insurance Rates (2021)

Car insurance in Lake Placid, FL averages $341 a month. Lake Placid, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Lake Placid car insurance rates, compare quotes from the top car insurance companies in Lake Placid, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lake Placid for teen drivers is GEICO
  • The cheapest car insurance company in Lake Placid is USAA
  • Average car insurance rates in Lake Placid, FL after a DUI are $4,897/year

If you need to buy Lake Placid, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Placid, FL is right here.

You’ll find Lake Placid car insurance rates, the cheapest Lake Placid, FL car insurance companies, and information on Florida car insurance laws. You can also compare Lake Placid, Florida car insurance rates to Tallahassee car insurance rates, Cape Coral car insurance rates, and Jacksonville car insurance rates.

Ready to find affordable Lake Placid, FL car insurance today? Enter your ZIP code for fast, free Lake Placid car insurance quotes.

Cheapest Lake Placid, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Placid, FL car insurance rates? Every Lake Placid, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Placid, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,065 $3,893 $3,549 $3,610 $14,200 $15,435 $4,052 $4,111
GEICO $2,715 $2,726 $2,543 $2,543 $4,842 $6,066 $2,989 $3,030
Liberty Mutual $3,147 $3,147 $2,890 $2,890 $6,566 $10,071 $3,147 $4,240
Nationwide $2,512 $2,482 $2,248 $2,325 $5,977 $7,354 $2,761 $2,872
Progressive $3,484 $3,289 $2,984 $3,197 $9,621 $10,479 $4,194 $4,012
State Farm $1,695 $1,695 $1,532 $1,532 $4,838 $6,165 $1,875 $2,015
USAA $1,530 $1,503 $1,426 $1,415 $5,263 $6,126 $1,912 $2,065

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Minimum Car Insurance in Lake Placid, FL

Every driver must carry the minimum car insurance in Lake Placid, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Placid, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lake Placid, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Placid, FL. Compare credit history car insurance rates in Lake Placid from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Placid, Florida

Insurance Company Poor Fair Good
Allstate $9,234 $5,855 $4,754
GEICO $4,994 $3,026 $2,275
Liberty Mutual $5,792 $4,269 $3,476
Nationwide $4,457 $3,277 $2,965
Progressive $6,747 $4,768 $3,958
State Farm $3,618 $2,402 $1,985
USAA $4,318 $2,112 $1,535

Cheapest Lake Placid, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Placid, FL to rates for a clean record with top companies.

Annual Lake Placid, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,692 $6,830 $7,605 $6,330
GEICO $2,393 $3,056 $4,545 $3,733
Liberty Mutual $3,268 $4,228 $6,110 $4,444
Nationwide $3,055 $3,344 $4,481 $3,386
Progressive $4,088 $6,009 $5,071 $5,462
State Farm $2,447 $2,890 $2,668 $2,668
USAA $2,076 $2,565 $3,802 $2,177

Cheapest Lake Placid, FL Car Insurance for Teen Drivers

Teen car insurance in Lake Placid, FL can be expensive. Take a look at rates from the top car insurance companies in Lake Placid for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Placid, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,200 $15,435
GEICO $4,842 $6,066
Liberty Mutual $6,566 $10,071
Nationwide $5,977 $7,354
Progressive $9,621 $10,479
State Farm $4,838 $6,165
USAA $5,263 $6,126

Cheapest Lake Placid, FL Car Insurance for Seniors

Take a look at Lake Placid, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Placid, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,549 $3,610
GEICO $2,543 $2,543
Liberty Mutual $2,890 $2,890
Nationwide $2,248 $2,325
Progressive $2,984 $3,197
State Farm $1,532 $1,532
USAA $1,426 $1,415

Cheapest Lake Placid, FL Car Insurance Rates After a DUI

A DUI in Lake Placid, FL increases car insurance rates. Compare Lake Placid, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Placid, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,605
GEICO $4,545
Liberty Mutual $6,110
Nationwide $4,481
Progressive $5,071
State Farm $2,668
USAA $3,802

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Cheapest Lake Placid, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Placid, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Placid, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,428 $6,801
GEICO $3,415 $3,448
Liberty Mutual $4,369 $4,656
Nationwide $3,566 $3,566
Progressive $5,158 $5,158
State Farm $2,578 $2,758
USAA $2,625 $2,685

The Best Cheap Car Insurance Companies in Lake Placid, FL

Take a look at a side-by-side comparison of the top car insurance companies in Lake Placid, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Placid, Florida

Insurance Company Average Annual Rates
Allstate $6,614
GEICO $3,432
Liberty Mutual $4,512
Nationwide $3,566
Progressive $5,158
State Farm $2,668
USAA $2,655

Category Winners: Cheapest Car Insurance in Lake Placid, Florida

Find the cheapest car insurance companies in Lake Placid, FL for each category right here.

Best Annual Car Insurance Rates by Company in Lake Placid, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lake Placid, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Placid car insurance rates. Find the cheapest Lake Placid, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Placid, Florida

Insurance Company Low Medium High
Allstate $5,101 $6,958 $7,784
GEICO $2,830 $3,547 $3,919
Liberty Mutual $4,157 $4,577 $4,803
Nationwide $2,821 $3,707 $4,171
Progressive $4,388 $5,268 $5,817
State Farm $2,309 $2,727 $2,969
USAA $2,290 $2,750 $2,925

What affects car insurance rates in Lake Placid, Florida?

What factors can have an impact on Lake Placid, FL car insurance? There are several reasons why Lake Placid car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Placid, Florida.

Car Theft in Lake Placid

High levels of vehicle theft can make car insurance more expensive. Lake Placid, FL car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Lake Placid

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Placid, FL is 18.0 minutes according to City-Data.

Compare Car Insurance Quotes in Lake Placid, FL

Ready to find affordable Lake Placid, Florida car insurance today? Enter your ZIP code for fast, free Lake Placid, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State