Compare Lake Preston, SD Car Insurance Rates (2021)

Car insurance in Lake Preston, SD averages $301 a month. Lake Preston, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lake Preston car insurance rates, compare quotes from the top car insurance companies in Lake Preston, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lake Preston for teen drivers is State Farm
  • Average car insurance rates in Lake Preston, SD are $3,611/year
  • Average car insurance rates in Lake Preston, SD after a DUI are $4,370/year

If you need to buy Lake Preston, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Preston, SD is right here.

You’ll find Lake Preston car insurance rates, the cheapest Lake Preston, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Lake Preston, South Dakota car insurance rates to Box Elder car insurance rates, Mitchell car insurance rates, and Yankton car insurance rates.

Ready to find affordable Lake Preston, SD car insurance today? Enter your ZIP code for fast, free Lake Preston car insurance quotes.

Cheapest Lake Preston, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Preston, SD car insurance rates? Every Lake Preston, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Preston, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,398 $2,454 $2,111 $2,258 $9,744 $11,624 $2,721 $2,983
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,801 $1,804 $1,583 $1,651 $8,207 $8,528 $2,014 $2,143
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,762 $4,088 $2,968 $3,605 $14,670 $16,464 $3,950 $4,394
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,811 $1,783 $1,492 $1,540 $6,616 $7,516 $2,268 $2,367
State Farm $1,405 $1,405 $1,216 $1,216 $3,531 $4,519 $1,573 $1,772

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Minimum Car Insurance in Lake Preston, SD

Every driver must carry the minimum car insurance in Lake Preston, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Preston, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lake Preston, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Preston, SD. Compare credit history car insurance rates in Lake Preston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Preston, South Dakota

Insurance Company Poor Fair Good
Allstate $5,530 $4,323 $3,756
American Family $4,802 $3,463 $2,924
Farmers $3,913 $3,311 $3,174
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,750 $5,863 $4,600
Nationwide $3,028 $2,388 $2,096
Progressive $3,660 $3,048 $2,815
State Farm $3,026 $1,810 $1,403

Cheapest Lake Preston, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Preston, SD to rates for a clean record with top companies.

Annual Lake Preston, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,765 $4,366 $5,806 $4,210
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,952 $3,738 $3,647 $3,528
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,678 $7,052 $7,325 $6,894
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $2,738 $3,712 $2,952 $3,296
State Farm $1,943 $2,216 $2,079 $2,079

Cheapest Lake Preston, SD Car Insurance for Teen Drivers

Teen car insurance in Lake Preston, SD can be expensive. Take a look at rates from the top car insurance companies in Lake Preston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Preston, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,744 $11,624
American Family $5,616 $8,249
Farmers $8,207 $8,528
GEICO $4,398 $5,174
Liberty Mutual $14,670 $16,464
Nationwide $3,909 $5,045
Progressive $6,616 $7,516
State Farm $3,531 $4,519

Cheapest Lake Preston, SD Car Insurance for Seniors

Take a look at Lake Preston, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Preston, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,111 $2,258
American Family $2,364 $2,364
Farmers $1,583 $1,651
GEICO $2,041 $1,881
Liberty Mutual $2,968 $3,605
Nationwide $1,592 $1,700
Progressive $1,492 $1,540
State Farm $1,216 $1,216

Cheapest Lake Preston, SD Car Insurance Rates After a DUI

A DUI in Lake Preston, SD increases car insurance rates. Compare Lake Preston, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Preston, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,806
American Family $5,125
Farmers $3,647
GEICO $4,443
Liberty Mutual $7,325
Nationwide $3,581
Progressive $2,952
State Farm $2,079

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Cheapest Lake Preston, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Preston, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Preston, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,426 $4,647
American Family $3,684 $3,775
Farmers $3,466 $3,466
GEICO $2,631 $2,696
Liberty Mutual $6,737 $6,737
Nationwide $2,504 $2,504
Progressive $3,174 $3,174
State Farm $2,029 $2,130

The Best Cheap Car Insurance Companies in Lake Preston, SD

Take a look at a side-by-side comparison of the top car insurance companies in Lake Preston, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Preston, South Dakota

Insurance Company Average Annual Rates
Allstate $4,537
American Family $3,730
Farmers $3,466
GEICO $2,664
Liberty Mutual $6,737
Nationwide $2,504
Progressive $3,174
State Farm $2,079

Category Winners: Cheapest Car Insurance in Lake Preston, South Dakota

Find the cheapest car insurance companies in Lake Preston, SD for each category right here.

Best Annual Car Insurance Rates by Company in Lake Preston, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Lake Preston, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Preston car insurance rates. Find the cheapest Lake Preston, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Preston, South Dakota

Insurance Company Low Medium High
Allstate $4,420 $4,529 $4,661
American Family $3,733 $3,834 $3,621
Farmers $3,309 $3,427 $3,663
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,616 $6,728 $6,869
Nationwide $2,363 $2,493 $2,655
Progressive $3,097 $3,150 $3,276
State Farm $2,010 $2,081 $2,148

What affects car insurance rates in Lake Preston, South Dakota?

What factors can have an impact on Lake Preston, SD car insurance? There are several reasons why Lake Preston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Preston, South Dakota.

Commute Time in Lake Preston

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Preston, SD is 22.2 minutes according to City-Data.

Compare Car Insurance Quotes in Lake Preston, SD

Ready to find affordable Lake Preston, South Dakota car insurance today? Enter your ZIP code for fast, free Lake Preston, SD car insurance quotes.

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