Compare Lake San Marcos, CA Car Insurance Rates (2021)

Car insurance in Lake San Marcos, CA averages $268 a month. Lake San Marcos, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lake San Marcos car insurance rates, compare quotes from the top car insurance companies in Lake San Marcos, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lake San Marcos for teen drivers is USAA
  • The cheapest car insurance company in Lake San Marcos is Progressive
  • Average car insurance rates in Lake San Marcos, CA are $3,215/year

If you need to buy Lake San Marcos, California car insurance, the options can be confusing. Everything you need to know about car insurance in Lake San Marcos, CA is right here.

You’ll find Lake San Marcos car insurance rates, the cheapest Lake San Marcos, CA car insurance companies, and information on California car insurance laws. You can also compare Lake San Marcos, California car insurance rates to San Jose car insurance rates, Fresno car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Lake San Marcos, CA car insurance today? Enter your ZIP code for fast, free Lake San Marcos car insurance quotes.

Cheapest Lake San Marcos, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake San Marcos, CA car insurance rates? Every Lake San Marcos, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake San Marcos, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,664 $2,664 $1,953 $1,968 $7,448 $9,369 $3,408 $3,738
Farmers $2,298 $2,298 $2,076 $2,076 $7,313 $11,945 $2,721 $3,030
GEICO $1,573 $1,573 $1,479 $1,479 $4,786 $4,859 $2,258 $2,304
Liberty Mutual $1,855 $1,750 $1,731 $1,675 $3,967 $4,255 $2,078 $2,110
Nationwide $2,974 $2,834 $2,616 $2,462 $7,638 $8,417 $3,556 $3,503
Progressive $1,488 $1,532 $1,259 $1,496 $3,949 $4,765 $2,128 $2,289
State Farm $2,755 $2,755 $2,464 $2,464 $5,104 $6,347 $3,049 $3,142
Travelers $2,225 $2,152 $1,976 $1,956 $4,601 $5,237 $2,885 $2,819
USAA $1,795 $1,699 $1,755 $1,761 $4,046 $4,072 $2,479 $2,342

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Minimum Car Insurance in Lake San Marcos, CA

Every driver must carry the minimum car insurance in Lake San Marcos, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Lake San Marcos, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lake San Marcos, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake San Marcos, CA to rates for a clean record with top companies.

Annual Lake San Marcos, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,507 $4,212 $6,600 $3,286
Farmers $3,123 $4,250 $5,288 $4,218
GEICO $1,774 $2,745 $3,436 $2,200
Liberty Mutual $2,106 $2,821 $2,550 $2,233
Nationwide $2,969 $3,805 $6,422 $3,805
Progressive $1,554 $2,628 $3,036 $2,234
State Farm $2,507 $2,989 $5,637 $2,908
Travelers $1,998 $3,242 $3,756 $2,931
USAA $1,659 $2,466 $4,033 $1,817

Cheapest Lake San Marcos, CA Car Insurance for Teen Drivers

Teen car insurance in Lake San Marcos, CA can be expensive. Take a look at rates from the top car insurance companies in Lake San Marcos for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake San Marcos, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,448 $9,369
Farmers $7,313 $11,945
GEICO $4,786 $4,859
Liberty Mutual $3,967 $4,255
Nationwide $7,638 $8,417
Progressive $3,949 $4,765
State Farm $5,104 $6,347
Travelers $4,601 $5,237
USAA $4,046 $4,072

Cheapest Lake San Marcos, CA Car Insurance for Seniors

Take a look at Lake San Marcos, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake San Marcos, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,953 $1,968
Farmers $2,076 $2,076
GEICO $1,479 $1,479
Liberty Mutual $1,731 $1,675
Nationwide $2,616 $2,462
Progressive $1,259 $1,496
State Farm $2,464 $2,464
Travelers $1,976 $1,956
USAA $1,755 $1,761

Cheapest Lake San Marcos, CA Car Insurance Rates After a DUI

A DUI in Lake San Marcos, CA increases car insurance rates. Compare Lake San Marcos, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake San Marcos, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,600
Farmers $5,288
GEICO $3,436
Liberty Mutual $2,550
Nationwide $6,422
Progressive $3,036
State Farm $5,637
Travelers $3,756
USAA $4,033

Cheapest Lake San Marcos, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake San Marcos, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake San Marcos, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,748 $4,555
Farmers $3,828 $4,611
GEICO $2,306 $2,772
Liberty Mutual $2,229 $2,626
Nationwide $3,752 $4,748
Progressive $2,144 $2,583
State Farm $3,381 $3,640
Travelers $2,687 $3,276
USAA $2,300 $2,687

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The Best Cheap Car Insurance Companies in Lake San Marcos, CA

Take a look at a side-by-side comparison of the top car insurance companies in Lake San Marcos, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake San Marcos, California

Insurance Company Average Annual Rates
Allstate $4,151
Farmers $4,220
GEICO $2,539
Liberty Mutual $2,428
Nationwide $4,250
Progressive $2,363
State Farm $3,510
Travelers $2,981
USAA $2,494

Category Winners: Cheapest Car Insurance in Lake San Marcos, California

Find the cheapest car insurance companies in Lake San Marcos, CA for each category right here.

Best Annual Car Insurance Rates by Company in Lake San Marcos, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Lake San Marcos, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake San Marcos car insurance rates. Find the cheapest Lake San Marcos, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake San Marcos, California

Insurance Company Low Medium High
Allstate $3,943 $4,186 $4,325
Farmers $3,917 $4,254 $4,488
GEICO $2,281 $2,570 $2,765
Liberty Mutual $2,247 $2,449 $2,587
Nationwide $3,795 $4,329 $4,626
Progressive $2,139 $2,433 $2,517
State Farm $3,121 $3,577 $3,833
Travelers $2,590 $3,066 $3,288
USAA $2,266 $2,542 $2,673

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What affects car insurance rates in Lake San Marcos, California?

What factors can have an impact on Lake San Marcos, CA car insurance? There are several reasons why Lake San Marcos car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake San Marcos, California.

Commute Time in Lake San Marcos

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake San Marcos, CA is 26.6 minutes according to City-Data.

Compare Car Insurance Quotes in Lake San Marcos, CA

Ready to find affordable Lake San Marcos, California car insurance today? Enter your ZIP code for fast, free Lake San Marcos, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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