Compare Lake Shore, MD Car Insurance Rates (2021)

Car insurance in Lake Shore, MD averages $374 a month. Lake Shore, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Lake Shore car insurance rates, compare quotes from the top car insurance companies in Lake Shore, MD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lake Shore, MD are $4,490/year
  • The cheapest car insurance company in Lake Shore for teen drivers is USAA
  • Average car insurance rates in Lake Shore, MD after a DUI are $5,226/year

If you need to buy Lake Shore, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Shore, MD is right here.

You’ll find Lake Shore car insurance rates, the cheapest Lake Shore, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Lake Shore, Maryland car insurance rates to College Park car insurance rates, Baltimore car insurance rates, and Bowie car insurance rates.

Ready to find affordable Lake Shore, MD car insurance today? Enter your ZIP code for fast, free Lake Shore car insurance quotes.

Cheapest Lake Shore, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Shore, MD car insurance rates? Every Lake Shore, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Shore, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,753 $3,606 $3,587 $3,681 $11,132 $13,061 $3,384 $3,436
GEICO $2,299 $2,521 $2,628 $3,045 $7,051 $8,053 $1,971 $2,079
Liberty Mutual $5,953 $5,953 $5,885 $5,885 $11,550 $17,115 $5,953 $8,016
Nationwide $1,954 $1,959 $1,771 $1,820 $4,601 $6,021 $2,263 $2,434
Progressive $2,346 $2,112 $2,048 $2,092 $8,429 $9,202 $2,730 $2,662
State Farm $2,473 $2,473 $2,284 $2,284 $7,911 $10,141 $2,767 $3,117
USAA $1,974 $1,938 $1,848 $1,841 $4,391 $5,174 $2,271 $2,532

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Minimum Car Insurance in Lake Shore, MD

Every driver must carry the minimum car insurance in Lake Shore, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Shore, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Lake Shore, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Shore, MD. Compare credit history car insurance rates in Lake Shore from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Shore, Maryland

Insurance Company Poor Fair Good
Allstate $7,401 $5,155 $4,559
GEICO $4,200 $3,480 $3,438
Liberty Mutual $11,848 $7,635 $5,385
Nationwide $3,644 $2,581 $2,334
Progressive $4,975 $3,743 $3,139
State Farm $6,113 $3,630 $2,801
USAA $3,659 $2,512 $2,067

Cheapest Lake Shore, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Shore, MD to rates for a clean record with top companies.

Annual Lake Shore, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,039 $6,723 $5,039 $6,020
GEICO $2,620 $4,091 $5,011 $3,102
Liberty Mutual $5,975 $7,859 $11,781 $7,541
Nationwide $2,513 $3,365 $2,687 $2,846
Progressive $3,375 $4,475 $4,081 $3,879
State Farm $3,743 $4,717 $4,133 $4,133
USAA $2,159 $2,649 $3,852 $2,325

Cheapest Lake Shore, MD Car Insurance for Teen Drivers

Teen car insurance in Lake Shore, MD can be expensive. Take a look at rates from the top car insurance companies in Lake Shore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Shore, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,132 $13,061
GEICO $7,051 $8,053
Liberty Mutual $11,550 $17,115
Nationwide $4,601 $6,021
Progressive $8,429 $9,202
State Farm $7,911 $10,141
USAA $4,391 $5,174

Cheapest Lake Shore, MD Car Insurance for Seniors

Take a look at Lake Shore, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Shore, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,587 $3,681
GEICO $2,628 $3,045
Liberty Mutual $5,885 $5,885
Nationwide $1,771 $1,820
Progressive $2,048 $2,092
State Farm $2,284 $2,284
USAA $1,848 $1,841

Cheapest Lake Shore, MD Car Insurance Rates After a DUI

A DUI in Lake Shore, MD increases car insurance rates. Compare Lake Shore, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Shore, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,039
GEICO $5,011
Liberty Mutual $11,781
Nationwide $2,687
Progressive $4,081
State Farm $4,133
USAA $3,852

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Cheapest Lake Shore, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Shore, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Shore, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,624 $5,786
GEICO $3,645 $3,767
Liberty Mutual $8,068 $8,511
Nationwide $2,853 $2,853
Progressive $3,952 $3,952
State Farm $4,075 $4,288
USAA $2,661 $2,831

The Best Cheap Car Insurance Companies in Lake Shore, MD

Take a look at a side-by-side comparison of the top car insurance companies in Lake Shore, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Shore, Maryland

Insurance Company Average Annual Rates
Allstate $5,705
GEICO $3,706
Liberty Mutual $8,289
Nationwide $2,853
Progressive $3,952
State Farm $4,181
USAA $2,746

Category Winners: Cheapest Car Insurance in Lake Shore, Maryland

Find the cheapest car insurance companies in Lake Shore, MD for each category right here.

Best Annual Car Insurance Rates by Company in Lake Shore, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Lake Shore, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Shore car insurance rates. Find the cheapest Lake Shore, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Shore, Maryland

Insurance Company Low Medium High
Allstate $5,572 $5,672 $5,871
GEICO $3,575 $3,685 $3,858
Liberty Mutual $8,050 $8,269 $8,548
Nationwide $2,734 $2,860 $2,965
Progressive $3,773 $3,955 $4,129
State Farm $3,945 $4,194 $4,406
USAA $2,600 $2,755 $2,883

What affects car insurance rates in Lake Shore, Maryland?

What factors can have an impact on Lake Shore, MD car insurance? There are several reasons why Lake Shore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Shore, Maryland.

Commute Time in Lake Shore

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Shore, MD is 34.5 minutes according to City-Data.

Compare Car Insurance Quotes in Lake Shore, MD

Ready to find affordable Lake Shore, Maryland car insurance today? Enter your ZIP code for fast, free Lake Shore, MD car insurance quotes.

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