Compare Lake Station, IN Car Insurance Rates (2021)

Car insurance in Lake Station, IN averages $369 a month. Lake Station, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lake Station car insurance rates, compare quotes from the top car insurance companies in Lake Station, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lake Station, IN after a DUI are $5,312/year
  • Average car insurance rates in Lake Station, IN are $4,430/year
  • The cheapest car insurance company in Lake Station for teen drivers is USAA

If you need to buy Lake Station, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Station, IN is right here.

You’ll find Lake Station car insurance rates, the cheapest Lake Station, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Lake Station, Indiana car insurance rates to Gary car insurance rates, Evansville car insurance rates, and South Bend car insurance rates.

Ready to find affordable Lake Station, IN car insurance today? Enter your ZIP code for fast, free Lake Station car insurance quotes.

Cheapest Lake Station, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Station, IN car insurance rates? Every Lake Station, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Station, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,524 $2,577 $2,227 $2,437 $7,946 $10,058 $2,545 $2,762
American Family $2,674 $2,674 $2,409 $2,409 $7,485 $10,799 $2,674 $3,274
Farmers $2,208 $2,174 $1,891 $2,135 $12,118 $12,960 $2,920 $3,138
GEICO $1,828 $1,824 $1,725 $1,804 $5,458 $5,044 $2,097 $1,831
Liberty Mutual $6,579 $6,579 $6,047 $6,047 $14,412 $21,764 $6,579 $9,022
Nationwide $2,552 $2,618 $2,225 $2,389 $7,455 $9,747 $2,994 $3,290
Progressive $1,830 $1,731 $1,660 $1,670 $10,810 $12,175 $2,294 $2,334
State Farm $1,838 $1,838 $1,651 $1,651 $5,524 $7,056 $2,031 $2,252
Travelers $1,726 $1,761 $1,600 $1,609 $10,878 $17,461 $1,816 $2,123
USAA $1,436 $1,411 $1,346 $1,350 $4,072 $4,523 $1,944 $2,069

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Minimum Car Insurance in Lake Station, IN

Every driver must carry the minimum car insurance in Lake Station, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Station, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lake Station, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Station, IN. Compare credit history car insurance rates in Lake Station from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Station, Indiana

Insurance Company Poor Fair Good
Allstate $5,122 $3,814 $3,467
American Family $5,891 $3,816 $3,192
Farmers $5,767 $4,702 $4,360
GEICO $3,254 $2,701 $2,149
Liberty Mutual $12,801 $8,354 $7,730
Nationwide $4,751 $3,997 $3,728
Progressive $4,753 $4,212 $3,973
State Farm $4,314 $2,598 $2,028
Travelers $5,426 $4,595 $4,595
USAA $3,028 $2,029 $1,749

Cheapest Lake Station, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Station, IN to rates for a clean record with top companies.

Annual Lake Station, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,288 $4,854 $4,476 $3,919
American Family $2,969 $4,705 $5,988 $3,537
Farmers $4,430 $5,140 $5,315 $4,887
GEICO $1,757 $2,789 $3,818 $2,442
Liberty Mutual $7,571 $8,880 $13,744 $8,319
Nationwide $3,560 $4,623 $4,427 $4,025
Progressive $3,211 $5,707 $3,838 $4,495
State Farm $2,910 $3,191 $2,910 $2,910
Travelers $4,136 $5,110 $5,797 $4,444
USAA $1,707 $2,450 $2,802 $2,116

Cheapest Lake Station, IN Car Insurance for Teen Drivers

Teen car insurance in Lake Station, IN can be expensive. Take a look at rates from the top car insurance companies in Lake Station for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Station, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,946 $10,058
American Family $7,485 $10,799
Farmers $12,118 $12,960
GEICO $5,458 $5,044
Liberty Mutual $14,412 $21,764
Nationwide $7,455 $9,747
Progressive $10,810 $12,175
State Farm $5,524 $7,056
Travelers $10,878 $17,461
USAA $4,072 $4,523

Cheapest Lake Station, IN Car Insurance for Seniors

Take a look at Lake Station, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Station, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,227 $2,437
American Family $2,409 $2,409
Farmers $1,891 $2,135
GEICO $1,725 $1,804
Liberty Mutual $6,047 $6,047
Nationwide $2,225 $2,389
Progressive $1,660 $1,670
State Farm $1,651 $1,651
Travelers $1,600 $1,609
USAA $1,346 $1,350

Cheapest Lake Station, IN Car Insurance Rates After a DUI

A DUI in Lake Station, IN increases car insurance rates. Compare Lake Station, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Station, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,476
American Family $5,988
Farmers $5,315
GEICO $3,818
Liberty Mutual $13,744
Nationwide $4,427
Progressive $3,838
State Farm $2,910
Travelers $5,797
USAA $2,802

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Cheapest Lake Station, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Station, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Station, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,134 $4,134
American Family $4,248 $4,352
Farmers $4,943 $4,943
GEICO $2,654 $2,749
Liberty Mutual $9,373 $9,885
Nationwide $4,159 $4,159
Progressive $4,313 $4,313
State Farm $2,897 $3,063
Travelers $4,872 $4,872
USAA $2,239 $2,299

The Best Cheap Car Insurance Companies in Lake Station, IN

Take a look at a side-by-side comparison of the top car insurance companies in Lake Station, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Station, Indiana

Insurance Company Average Annual Rates
Allstate $4,134
American Family $4,300
Farmers $4,943
GEICO $2,701
Liberty Mutual $9,629
Nationwide $4,159
Progressive $4,313
State Farm $2,980
Travelers $4,872
USAA $2,269

Category Winners: Cheapest Car Insurance in Lake Station, Indiana

Find the cheapest car insurance companies in Lake Station, IN for each category right here.

Best Annual Car Insurance Rates by Company in Lake Station, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lake Station, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Station car insurance rates. Find the cheapest Lake Station, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Station, Indiana

Insurance Company Low Medium High
Allstate $3,913 $4,114 $4,376
American Family $4,250 $4,440 $4,209
Farmers $4,734 $4,930 $5,165
GEICO $2,510 $2,695 $2,899
Liberty Mutual $9,343 $9,607 $9,936
Nationwide $4,211 $4,122 $4,143
Progressive $4,018 $4,230 $4,690
State Farm $2,827 $2,980 $3,133
Travelers $4,735 $4,919 $4,961
USAA $2,160 $2,261 $2,386

What affects car insurance rates in Lake Station, Indiana?

What factors can have an impact on Lake Station, IN car insurance? There are several reasons why Lake Station car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Station, Indiana.

Car Theft in Lake Station

High levels of vehicle theft can make car insurance more expensive. Lake Station, IN car theft statistics from the FBI indicate 33 vehicle thefts a year.

Commute Time in Lake Station

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Station, IN is 26.3 minutes according to City-Data.

Compare Car Insurance Quotes in Lake Station, IN

Ready to find affordable Lake Station, Indiana car insurance today? Enter your ZIP code for fast, free Lake Station, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State