Compare Lake Waccamaw, NC Car Insurance Rates (2021)

Car insurance in Lake Waccamaw, NC averages $299 a month. Lake Waccamaw, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Lake Waccamaw car insurance rates, compare quotes from the top car insurance companies in Lake Waccamaw, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lake Waccamaw, NC after a DUI are $6,803/year
  • The cheapest car insurance company in Lake Waccamaw is Liberty Mutual
  • The cheapest car insurance company in Lake Waccamaw for teen drivers is Liberty Mutual

If you need to buy Lake Waccamaw, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Waccamaw, NC is right here.

You’ll find Lake Waccamaw car insurance rates, the cheapest Lake Waccamaw, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Lake Waccamaw, North Carolina car insurance rates to Charlotte car insurance rates, Wilmington car insurance rates, and Greensboro car insurance rates.

Ready to find affordable Lake Waccamaw, NC car insurance today? Enter your ZIP code for fast, free Lake Waccamaw car insurance quotes.

Cheapest Lake Waccamaw, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Waccamaw, NC car insurance rates? Every Lake Waccamaw, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Waccamaw, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,867 $5,867 $4,827 $4,827 $13,777 $13,777 $5,983 $5,983
GEICO $2,584 $2,538 $2,546 $2,501 $4,649 $4,609 $2,278 $2,265
Liberty Mutual $1,929 $1,929 $1,996 $1,996 $3,338 $3,338 $1,929 $1,929
Nationwide $2,654 $2,654 $2,654 $2,654 $4,402 $4,402 $2,654 $2,654
Progressive $1,999 $1,999 $1,807 $1,807 $4,368 $4,368 $2,204 $2,204
State Farm $2,818 $2,818 $2,436 $2,436 $4,148 $4,148 $3,485 $3,485
Travelers $2,836 $2,836 $2,813 $2,813 $4,706 $4,706 $2,911 $2,911

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Minimum Car Insurance in Lake Waccamaw, NC

Every driver must carry the minimum car insurance in Lake Waccamaw, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Waccamaw, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lake Waccamaw, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Waccamaw, NC. Compare credit history car insurance rates in Lake Waccamaw from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Waccamaw, North Carolina

Insurance Company Poor Fair Good
Allstate $10,325 $6,674 $5,843
GEICO $3,235 $2,982 $2,772
Liberty Mutual $2,298 $2,298 $2,298
Nationwide $3,091 $3,091 $3,091
Progressive $2,913 $2,540 $2,331
State Farm $4,530 $2,892 $2,243
Travelers $3,549 $3,222 $3,179

Cheapest Lake Waccamaw, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Waccamaw, NC to rates for a clean record with top companies.

Annual Lake Waccamaw, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,093 $7,268 $13,535 $5,558
GEICO $1,567 $2,351 $5,884 $2,184
Liberty Mutual $1,362 $1,754 $4,322 $1,754
Nationwide $1,806 $2,344 $5,870 $2,344
Progressive $1,221 $1,789 $5,632 $1,736
State Farm $1,736 $2,482 $6,187 $2,482
Travelers $1,951 $2,587 $6,188 $2,539

Cheapest Lake Waccamaw, NC Car Insurance for Teen Drivers

Teen car insurance in Lake Waccamaw, NC can be expensive. Take a look at rates from the top car insurance companies in Lake Waccamaw for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Waccamaw, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,777 $13,777
GEICO $4,649 $4,609
Liberty Mutual $3,338 $3,338
Nationwide $4,402 $4,402
Progressive $4,368 $4,368
State Farm $4,148 $4,148
Travelers $4,706 $4,706

Cheapest Lake Waccamaw, NC Car Insurance for Seniors

Take a look at Lake Waccamaw, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Waccamaw, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,827 $4,827
GEICO $2,546 $2,501
Liberty Mutual $1,996 $1,996
Nationwide $2,654 $2,654
Progressive $1,807 $1,807
State Farm $2,436 $2,436
Travelers $2,813 $2,813

Cheapest Lake Waccamaw, NC Car Insurance Rates After a DUI

A DUI in Lake Waccamaw, NC increases car insurance rates. Compare Lake Waccamaw, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Waccamaw, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,535
GEICO $5,884
Liberty Mutual $4,322
Nationwide $5,870
Progressive $5,632
State Farm $6,187
Travelers $6,188

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Cheapest Lake Waccamaw, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Waccamaw, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Waccamaw, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,614 $7,614
GEICO $2,996 $2,996
Liberty Mutual $2,298 $2,298
Nationwide $3,091 $3,091
Progressive $2,594 $2,594
State Farm $3,200 $3,244
Travelers $3,316 $3,316

The Best Cheap Car Insurance Companies in Lake Waccamaw, NC

Take a look at a side-by-side comparison of the top car insurance companies in Lake Waccamaw, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Waccamaw, North Carolina

Insurance Company Average Annual Rates
Allstate $7,614
GEICO $2,996
Liberty Mutual $2,298
Nationwide $3,091
Progressive $2,594
State Farm $3,222
Travelers $3,316

Category Winners: Cheapest Car Insurance in Lake Waccamaw, North Carolina

Find the cheapest car insurance companies in Lake Waccamaw, NC for each category right here.

Best Annual Car Insurance Rates by Company in Lake Waccamaw, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Lake Waccamaw, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Waccamaw car insurance rates. Find the cheapest Lake Waccamaw, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Waccamaw, North Carolina

Insurance Company Low Medium High
Allstate $7,341 $7,587 $7,913
GEICO $2,855 $2,986 $3,148
Liberty Mutual $2,187 $2,284 $2,423
Nationwide $2,962 $3,077 $3,234
Progressive $2,465 $2,580 $2,738
State Farm $3,075 $3,206 $3,385
Travelers $3,176 $3,300 $3,473

What affects car insurance rates in Lake Waccamaw, North Carolina?

What factors can have an impact on Lake Waccamaw, NC car insurance? There are several reasons why Lake Waccamaw car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Waccamaw, North Carolina.

Commute Time in Lake Waccamaw

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Waccamaw, NC is 30.3 minutes according to City-Data.

Compare Car Insurance Quotes in Lake Waccamaw, NC

Ready to find affordable Lake Waccamaw, North Carolina car insurance today? Enter your ZIP code for fast, free Lake Waccamaw, NC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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