Compare Lake Wildwood, CA Car Insurance Rates (2021)

Car insurance in Lake Wildwood, CA averages $257 a month. Lake Wildwood, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lake Wildwood car insurance rates, compare quotes from the top car insurance companies in Lake Wildwood, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lake Wildwood, CA after a DUI are $4,313/year
  • The cheapest car insurance company in Lake Wildwood is Progressive
  • Average car insurance rates in Lake Wildwood, CA are $3,079/year

If you need to buy Lake Wildwood, California car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Wildwood, CA is right here.

You’ll find Lake Wildwood car insurance rates, the cheapest Lake Wildwood, CA car insurance companies, and information on California car insurance laws. You can also compare Lake Wildwood, California car insurance rates to Bakersfield car insurance rates, Fresno car insurance rates, and San Francisco car insurance rates.

Ready to find affordable Lake Wildwood, CA car insurance today? Enter your ZIP code for fast, free Lake Wildwood car insurance quotes.

Cheapest Lake Wildwood, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Wildwood, CA car insurance rates? Every Lake Wildwood, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Wildwood, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,191 $2,200 $1,600 $1,621 $5,951 $7,486 $2,802 $3,095
Farmers $2,204 $2,204 $1,977 $1,977 $7,007 $11,517 $2,608 $2,899
GEICO $1,653 $1,656 $1,557 $1,557 $4,978 $5,078 $2,368 $2,433
Liberty Mutual $2,174 $2,065 $2,010 $1,949 $4,729 $5,007 $2,459 $2,476
Nationwide $2,701 $2,588 $2,349 $2,224 $6,683 $7,400 $3,209 $3,186
Progressive $1,341 $1,378 $1,144 $1,352 $3,511 $4,226 $1,924 $2,065
State Farm $2,873 $2,873 $2,564 $2,564 $5,230 $6,494 $3,175 $3,273
Travelers $2,111 $2,049 $1,863 $1,846 $4,258 $4,834 $2,708 $2,663
USAA $1,758 $1,667 $1,717 $1,725 $3,976 $3,995 $2,428 $2,297

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Minimum Car Insurance in Lake Wildwood, CA

Every driver must carry the minimum car insurance in Lake Wildwood, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Wildwood, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lake Wildwood, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Wildwood, CA to rates for a clean record with top companies.

Annual Lake Wildwood, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,041 $3,411 $5,351 $2,669
Farmers $2,993 $4,075 $5,080 $4,048
GEICO $1,866 $2,853 $3,607 $2,314
Liberty Mutual $2,480 $3,326 $3,000 $2,628
Nationwide $2,649 $3,393 $5,735 $3,393
Progressive $1,392 $2,352 $2,727 $2,000
State Farm $2,586 $3,087 $5,846 $3,004
Travelers $1,888 $3,028 $3,509 $2,741
USAA $1,627 $2,414 $3,959 $1,782

Cheapest Lake Wildwood, CA Car Insurance for Teen Drivers

Teen car insurance in Lake Wildwood, CA can be expensive. Take a look at rates from the top car insurance companies in Lake Wildwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Wildwood, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,951 $7,486
Farmers $7,007 $11,517
GEICO $4,978 $5,078
Liberty Mutual $4,729 $5,007
Nationwide $6,683 $7,400
Progressive $3,511 $4,226
State Farm $5,230 $6,494
Travelers $4,258 $4,834
USAA $3,976 $3,995

Cheapest Lake Wildwood, CA Car Insurance for Seniors

Take a look at Lake Wildwood, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Wildwood, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,600 $1,621
Farmers $1,977 $1,977
GEICO $1,557 $1,557
Liberty Mutual $2,010 $1,949
Nationwide $2,349 $2,224
Progressive $1,144 $1,352
State Farm $2,564 $2,564
Travelers $1,863 $1,846
USAA $1,717 $1,725

Cheapest Lake Wildwood, CA Car Insurance Rates After a DUI

A DUI in Lake Wildwood, CA increases car insurance rates. Compare Lake Wildwood, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Wildwood, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,351
Farmers $5,080
GEICO $3,607
Liberty Mutual $3,000
Nationwide $5,735
Progressive $2,727
State Farm $5,846
Travelers $3,509
USAA $3,959

Cheapest Lake Wildwood, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Wildwood, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Wildwood, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,037 $3,699
Farmers $3,675 $4,424
GEICO $2,417 $2,903
Liberty Mutual $2,622 $3,095
Nationwide $3,358 $4,227
Progressive $1,925 $2,311
State Farm $3,498 $3,764
Travelers $2,519 $3,064
USAA $2,254 $2,637

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The Best Cheap Car Insurance Companies in Lake Wildwood, CA

Take a look at a side-by-side comparison of the top car insurance companies in Lake Wildwood, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Wildwood, California

Insurance Company Average Annual Rates
Allstate $3,368
Farmers $4,049
GEICO $2,660
Liberty Mutual $2,859
Nationwide $3,792
Progressive $2,118
State Farm $3,631
Travelers $2,792
USAA $2,445

Category Winners: Cheapest Car Insurance in Lake Wildwood, California

Find the cheapest car insurance companies in Lake Wildwood, CA for each category right here.

Best Annual Car Insurance Rates by Company in Lake Wildwood, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Lake Wildwood, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Wildwood car insurance rates. Find the cheapest Lake Wildwood, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Wildwood, California

Insurance Company Low Medium High
Allstate $3,185 $3,398 $3,522
Farmers $3,784 $4,078 $4,285
GEICO $2,425 $2,688 $2,868
Liberty Mutual $2,683 $2,879 $3,014
Nationwide $3,431 $3,852 $4,094
Progressive $1,901 $2,179 $2,273
State Farm $3,301 $3,684 $3,907
Travelers $2,426 $2,865 $3,083
USAA $2,222 $2,492 $2,622

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What affects car insurance rates in Lake Wildwood, California?

What factors can have an impact on Lake Wildwood, CA car insurance? There are several reasons why Lake Wildwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Wildwood, California.

Commute Time in Lake Wildwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Wildwood, CA is 29.5 minutes according to City-Data.

Compare Car Insurance Quotes in Lake Wildwood, CA

Ready to find affordable Lake Wildwood, California car insurance today? Enter your ZIP code for fast, free Lake Wildwood, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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