Compare Lake Worth, FL Car Insurance Rates (2021)

Car insurance in Lake Worth, FL averages $516 a month. Lake Worth, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Lake Worth car insurance rates, compare quotes from the top car insurance companies in Lake Worth, FL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Lake Worth for teen drivers is USAA
  • Average car insurance rates in Lake Worth, FL are $6,194/year
  • The cheapest ZIP code in Lake Worth is 33449

If you need to buy Lake Worth, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Worth, FL is right here.

You’ll find Lake Worth car insurance rates, the cheapest Lake Worth, FL car insurance companies, and information on Florida car insurance laws. You can also compare Lake Worth, Florida car insurance rates to Port St. Lucie car insurance rates, Hialeah car insurance rates, and Jacksonville car insurance rates.

Ready to find affordable Lake Worth, FL car insurance today? Enter your ZIP code for fast, free Lake Worth car insurance quotes.

Cheapest Lake Worth, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Worth, FL car insurance rates? Every Lake Worth, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Worth, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,579 $5,316 $4,883 $4,946 $19,470 $21,165 $5,451 $5,494
GEICO $4,389 $4,400 $4,114 $4,114 $7,920 $9,913 $4,833 $4,883
Liberty Mutual $4,755 $4,755 $4,343 $4,343 $10,217 $15,827 $4,755 $6,509
Nationwide $4,221 $4,149 $3,764 $3,890 $10,120 $12,388 $4,639 $4,800
Progressive $5,127 $4,756 $4,330 $4,666 $14,438 $15,575 $6,126 $5,698
State Farm $3,016 $3,016 $2,739 $2,739 $8,312 $10,511 $3,362 $3,529
USAA $2,038 $2,000 $1,915 $1,892 $7,169 $8,281 $2,549 $2,747

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Lake Worth, FL

Every driver must carry the minimum car insurance in Lake Worth, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Worth, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lake Worth, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Worth, FL. Compare credit history car insurance rates in Lake Worth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Worth, Florida

Insurance Company Poor Fair Good
Allstate $12,705 $7,983 $6,427
GEICO $8,172 $4,895 $3,644
Liberty Mutual $8,984 $6,550 $5,279
Nationwide $7,558 $5,492 $4,938
Progressive $9,884 $7,051 $5,833
State Farm $6,408 $4,160 $3,390
USAA $5,801 $2,851 $2,070

Cheapest Lake Worth, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Worth, FL to rates for a clean record with top companies.

Annual Lake Worth, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,769 $9,360 $10,383 $8,640
GEICO $3,841 $4,945 $7,424 $6,072
Liberty Mutual $4,897 $6,467 $9,562 $6,824
Nationwide $5,097 $5,615 $7,598 $5,674
Progressive $6,017 $8,836 $7,479 $8,025
State Farm $4,243 $5,062 $4,653 $4,653
USAA $2,781 $3,453 $5,141 $2,920

Cheapest Lake Worth, FL Car Insurance for Teen Drivers

Teen car insurance in Lake Worth, FL can be expensive. Take a look at rates from the top car insurance companies in Lake Worth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Worth, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,470 $21,165
GEICO $7,920 $9,913
Liberty Mutual $10,217 $15,827
Nationwide $10,120 $12,388
Progressive $14,438 $15,575
State Farm $8,312 $10,511
USAA $7,169 $8,281

Cheapest Lake Worth, FL Car Insurance for Seniors

Take a look at Lake Worth, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Worth, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,883 $4,946
GEICO $4,114 $4,114
Liberty Mutual $4,343 $4,343
Nationwide $3,764 $3,890
Progressive $4,330 $4,666
State Farm $2,739 $2,739
USAA $1,915 $1,892

Cheapest Lake Worth, FL Car Insurance Rates After a DUI

A DUI in Lake Worth, FL increases car insurance rates. Compare Lake Worth, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Worth, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,383
GEICO $7,424
Liberty Mutual $9,562
Nationwide $7,598
Progressive $7,479
State Farm $4,653
USAA $5,141

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lake Worth, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Worth, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Worth, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,781 $9,296
GEICO $5,544 $5,597
Liberty Mutual $6,708 $7,168
Nationwide $5,996 $5,996
Progressive $7,589 $7,589
State Farm $4,482 $4,824
USAA $3,533 $3,614

Cheapest Lake Worth, FL Car Insurance Rates by ZIP Code

Lake Worth car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Lake Worth, FL.

Annual Car Insurance Rates by ZIP Code in Lake Worth, Florida

ZIP Code Average Annual Rates
33449 $4,680
33460 $4,816
33461 $4,820
33462 $4,818
33463 $4,853
33467 $4,716

The Best Cheap Car Insurance Companies in Lake Worth, FL

Take a look at a side-by-side comparison of the top car insurance companies in Lake Worth, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Worth, Florida

Insurance Company Average Annual Rates
Allstate $9,038
GEICO $5,570
Liberty Mutual $6,938
Nationwide $5,996
Progressive $7,589
State Farm $4,653
USAA $3,574

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Lake Worth, Florida

Find the cheapest car insurance companies in Lake Worth, FL for each category right here.

Best Annual Car Insurance Rates by Company in Lake Worth, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Lake Worth, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Worth car insurance rates. Find the cheapest Lake Worth, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Worth, Florida

Insurance Company Low Medium High
Allstate $6,667 $9,573 $10,874
GEICO $4,327 $5,800 $6,584
Liberty Mutual $6,315 $7,062 $7,436
Nationwide $4,562 $6,266 $7,162
Progressive $5,985 $7,812 $8,971
State Farm $3,944 $4,767 $5,247
USAA $3,009 $3,722 $3,990

What affects car insurance rates in Lake Worth, Florida?

What factors can have an impact on Lake Worth, FL car insurance? There are several reasons why Lake Worth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Worth, Florida.

Car Theft in Lake Worth

High levels of vehicle theft can make car insurance more expensive. Lake Worth, FL car theft statistics from the FBI indicate 127 vehicle thefts a year.

Commute Time in Lake Worth

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Worth, FL is 28.1 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Lake Worth, FL

Ready to find affordable Lake Worth, Florida car insurance today? Enter your ZIP code for fast, free Lake Worth, FL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State