Compare Lakeland, GA Car Insurance Rates (2021)

Car insurance in Lakeland, GA averages $370 a month. Lakeland, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lakeland car insurance rates, compare quotes from the top car insurance companies in Lakeland, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lakeland, GA after a DUI are $5,466/year
  • The cheapest car insurance company in Lakeland is GEICO
  • Average car insurance rates in Lakeland, GA are $4,436/year

If you need to buy Lakeland, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Lakeland, GA is right here.

You’ll find Lakeland car insurance rates, the cheapest Lakeland, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Lakeland, Georgia car insurance rates to Smyrna car insurance rates, Savannah car insurance rates, and Warner Robins car insurance rates.

Ready to find affordable Lakeland, GA car insurance today? Enter your ZIP code for fast, free Lakeland car insurance quotes.

Cheapest Lakeland, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lakeland, GA car insurance rates? Every Lakeland, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lakeland, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,355 $2,355 $2,255 $2,255 $5,433 $6,994 $2,632 $2,873
GEICO $1,425 $1,406 $1,379 $1,379 $4,224 $5,060 $1,834 $2,034
Liberty Mutual $5,019 $5,468 $4,115 $4,669 $20,684 $23,096 $5,325 $5,681
Nationwide $4,160 $4,303 $4,100 $4,516 $13,009 $16,786 $5,079 $5,520
Progressive $1,985 $1,830 $1,702 $1,789 $6,154 $6,823 $2,293 $2,403
State Farm $2,149 $2,149 $1,918 $1,918 $5,553 $7,319 $2,353 $2,533
USAA $1,423 $1,422 $1,325 $1,330 $4,994 $5,902 $1,761 $1,941

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Minimum Car Insurance in Lakeland, GA

Every driver must carry the minimum car insurance in Lakeland, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Lakeland, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lakeland, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lakeland, GA. Compare credit history car insurance rates in Lakeland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lakeland, Georgia

Insurance Company Poor Fair Good
Allstate $4,399 $3,055 $2,727
GEICO $2,946 $2,071 $2,011
Liberty Mutual $13,286 $8,119 $6,367
Nationwide $8,567 $6,929 $6,056
Progressive $3,530 $3,036 $2,802
State Farm $4,589 $2,857 $2,264
USAA $3,267 $2,302 $1,968

Cheapest Lakeland, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lakeland, GA to rates for a clean record with top companies.

Annual Lakeland, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,807 $4,318 $3,501 $2,950
GEICO $1,577 $1,977 $4,049 $1,768
Liberty Mutual $7,035 $9,591 $11,032 $9,370
Nationwide $5,518 $6,483 $10,034 $6,701
Progressive $2,452 $4,302 $2,882 $2,854
State Farm $2,962 $3,511 $3,237 $3,237
USAA $1,933 $2,437 $3,529 $2,150

Cheapest Lakeland, GA Car Insurance for Teen Drivers

Teen car insurance in Lakeland, GA can be expensive. Take a look at rates from the top car insurance companies in Lakeland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lakeland, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,433 $6,994
GEICO $4,224 $5,060
Liberty Mutual $20,684 $23,096
Nationwide $13,009 $16,786
Progressive $6,154 $6,823
State Farm $5,553 $7,319
USAA $4,994 $5,902

Cheapest Lakeland, GA Car Insurance for Seniors

Take a look at Lakeland, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lakeland, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,255 $2,255
GEICO $1,379 $1,379
Liberty Mutual $4,115 $4,669
Nationwide $4,100 $4,516
Progressive $1,702 $1,789
State Farm $1,918 $1,918
USAA $1,325 $1,330

Cheapest Lakeland, GA Car Insurance Rates After a DUI

A DUI in Lakeland, GA increases car insurance rates. Compare Lakeland, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lakeland, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,501
GEICO $4,049
Liberty Mutual $11,032
Nationwide $10,034
Progressive $2,882
State Farm $3,237
USAA $3,529

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Cheapest Lakeland, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lakeland, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lakeland, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,317 $3,470
GEICO $2,302 $2,383
Liberty Mutual $9,257 $9,257
Nationwide $7,184 $7,184
Progressive $3,122 $3,122
State Farm $3,237 $3,237
USAA $2,399 $2,626

The Best Cheap Car Insurance Companies in Lakeland, GA

Take a look at a side-by-side comparison of the top car insurance companies in Lakeland, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lakeland, Georgia

Insurance Company Average Annual Rates
Allstate $3,394
GEICO $2,343
Liberty Mutual $9,257
Nationwide $7,184
Progressive $3,122
State Farm $3,237
USAA $2,512

Category Winners: Cheapest Car Insurance in Lakeland, Georgia

Find the cheapest car insurance companies in Lakeland, GA for each category right here.

Best Annual Car Insurance Rates by Company in Lakeland, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Lakeland, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lakeland car insurance rates. Find the cheapest Lakeland, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lakeland, Georgia

Insurance Company Low Medium High
Allstate $3,109 $3,431 $3,642
GEICO $2,179 $2,353 $2,495
Liberty Mutual $8,883 $9,207 $9,682
Nationwide $7,051 $7,313 $7,188
Progressive $2,860 $3,072 $3,435
State Farm $3,041 $3,238 $3,430
USAA $2,393 $2,498 $2,645

What affects car insurance rates in Lakeland, Georgia?

What factors can have an impact on Lakeland, GA car insurance? There are several reasons why Lakeland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lakeland, Georgia.

Commute Time in Lakeland

The more time you spend in your car the higher the risk of an accident. The average commute length in Lakeland, GA is 22.8 minutes according to City-Data.

Traffic in Lakeland

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Lakeland, GA traffic data from INRIX ranks Lakeland as the 497th-most congested in the world.

Compare Car Insurance Quotes in Lakeland, GA

Ready to find affordable Lakeland, Georgia car insurance today? Enter your ZIP code for fast, free Lakeland, GA car insurance quotes.

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