Compare Lakeport, CA Car Insurance Rates (2021)

Car insurance in Lakeport, CA averages $260 a month. Lakeport, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lakeport car insurance rates, compare quotes from the top car insurance companies in Lakeport, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lakeport, CA are $3,123/year
  • The cheapest car insurance company in Lakeport for teen drivers is USAA
  • Average car insurance rates in Lakeport, CA after a DUI are $4,379/year

If you need to buy Lakeport, California car insurance, the options can be confusing. Everything you need to know about car insurance in Lakeport, CA is right here.

You’ll find Lakeport car insurance rates, the cheapest Lakeport, CA car insurance companies, and information on California car insurance laws. You can also compare Lakeport, California car insurance rates to Sacramento car insurance rates, Los Angeles car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Lakeport, CA car insurance today? Enter your ZIP code for fast, free Lakeport car insurance quotes.

Cheapest Lakeport, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lakeport, CA car insurance rates? Every Lakeport, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lakeport, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,511 $2,518 $1,822 $1,854 $6,898 $8,680 $3,252 $3,605
Farmers $2,156 $2,156 $1,926 $1,926 $6,921 $11,489 $2,557 $2,848
GEICO $1,609 $1,611 $1,514 $1,514 $4,890 $4,984 $2,311 $2,369
Liberty Mutual $2,094 $1,991 $1,938 $1,882 $4,597 $4,862 $2,372 $2,379
Nationwide $2,668 $2,552 $2,332 $2,203 $6,686 $7,389 $3,173 $3,142
Progressive $1,577 $1,624 $1,329 $1,581 $4,151 $5,018 $2,258 $2,429
State Farm $2,636 $2,636 $2,352 $2,352 $4,812 $5,971 $2,915 $3,005
Travelers $2,120 $2,059 $1,874 $1,854 $4,260 $4,891 $2,734 $2,686
USAA $1,755 $1,664 $1,712 $1,721 $3,986 $4,002 $2,423 $2,292

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Minimum Car Insurance in Lakeport, CA

Every driver must carry the minimum car insurance in Lakeport, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Lakeport, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lakeport, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lakeport, CA to rates for a clean record with top companies.

Annual Lakeport, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,339 $3,968 $6,192 $3,071
Farmers $2,947 $4,019 $5,025 $3,999
GEICO $1,820 $2,802 $3,522 $2,258
Liberty Mutual $2,399 $3,216 $2,900 $2,542
Nationwide $2,633 $3,372 $5,694 $3,372
Progressive $1,641 $2,772 $3,211 $2,359
State Farm $2,376 $2,836 $5,367 $2,760
Travelers $1,903 $3,038 $3,541 $2,756
USAA $1,626 $2,414 $3,957 $1,780

Cheapest Lakeport, CA Car Insurance for Teen Drivers

Teen car insurance in Lakeport, CA can be expensive. Take a look at rates from the top car insurance companies in Lakeport for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lakeport, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,898 $8,680
Farmers $6,921 $11,489
GEICO $4,890 $4,984
Liberty Mutual $4,597 $4,862
Nationwide $6,686 $7,389
Progressive $4,151 $5,018
State Farm $4,812 $5,971
Travelers $4,260 $4,891
USAA $3,986 $4,002

Cheapest Lakeport, CA Car Insurance for Seniors

Take a look at Lakeport, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lakeport, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,822 $1,854
Farmers $1,926 $1,926
GEICO $1,514 $1,514
Liberty Mutual $1,938 $1,882
Nationwide $2,332 $2,203
Progressive $1,329 $1,581
State Farm $2,352 $2,352
Travelers $1,874 $1,854
USAA $1,712 $1,721

Cheapest Lakeport, CA Car Insurance Rates After a DUI

A DUI in Lakeport, CA increases car insurance rates. Compare Lakeport, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lakeport, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,192
Farmers $5,025
GEICO $3,522
Liberty Mutual $2,900
Nationwide $5,694
Progressive $3,211
State Farm $5,367
Travelers $3,541
USAA $3,957

Cheapest Lakeport, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lakeport, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lakeport, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,517 $4,268
Farmers $3,629 $4,366
GEICO $2,363 $2,838
Liberty Mutual $2,540 $2,989
Nationwide $3,333 $4,203
Progressive $2,265 $2,726
State Farm $3,213 $3,456
Travelers $2,532 $3,087
USAA $2,252 $2,637

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The Best Cheap Car Insurance Companies in Lakeport, CA

Take a look at a side-by-side comparison of the top car insurance companies in Lakeport, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lakeport, California

Insurance Company Average Annual Rates
Allstate $3,893
Farmers $3,997
GEICO $2,600
Liberty Mutual $2,764
Nationwide $3,768
Progressive $2,496
State Farm $3,335
Travelers $2,810
USAA $2,444

Category Winners: Cheapest Car Insurance in Lakeport, California

Find the cheapest car insurance companies in Lakeport, CA for each category right here.

Best Annual Car Insurance Rates by Company in Lakeport, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Lakeport, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lakeport car insurance rates. Find the cheapest Lakeport, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lakeport, California

Insurance Company Low Medium High
Allstate $3,706 $3,923 $4,049
Farmers $3,780 $4,022 $4,191
GEICO $2,373 $2,627 $2,801
Liberty Mutual $2,599 $2,787 $2,906
Nationwide $3,397 $3,831 $4,076
Progressive $2,269 $2,565 $2,653
State Farm $3,030 $3,386 $3,589
Travelers $2,482 $2,879 $3,068
USAA $2,218 $2,491 $2,624

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What affects car insurance rates in Lakeport, California?

What factors can have an impact on Lakeport, CA car insurance? There are several reasons why Lakeport car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lakeport, California.

Car Theft in Lakeport

High levels of vehicle theft can make car insurance more expensive. Lakeport, CA car theft statistics from the FBI indicate 13 vehicle thefts a year.

Commute Time in Lakeport

The more time you spend in your car the higher the risk of an accident. The average commute length in Lakeport, CA is 21.4 minutes according to City-Data.

Compare Car Insurance Quotes in Lakeport, CA

Ready to find affordable Lakeport, California car insurance today? Enter your ZIP code for fast, free Lakeport, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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