Compare Lakeshore, FL Car Insurance Rates (2021)

Car insurance in Lakeshore, FL averages $367 a month. Lakeshore, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Lakeshore car insurance rates, compare quotes from the top car insurance companies in Lakeshore, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lakeshore, FL after a DUI are $5,282/year
  • The cheapest car insurance company in Lakeshore for teen drivers is GEICO
  • Average car insurance rates in Lakeshore, FL are $4,408/year

If you need to buy Lakeshore, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Lakeshore, FL is right here.

You’ll find Lakeshore car insurance rates, the cheapest Lakeshore, FL car insurance companies, and information on Florida car insurance laws. You can also compare Lakeshore, Florida car insurance rates to Fort Lauderdale car insurance rates, St. Petersburg car insurance rates, and Orlando car insurance rates.

Ready to find affordable Lakeshore, FL car insurance today? Enter your ZIP code for fast, free Lakeshore car insurance quotes.

Cheapest Lakeshore, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lakeshore, FL car insurance rates? Every Lakeshore, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lakeshore, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,265 $4,070 $3,711 $3,769 $14,859 $16,069 $4,245 $4,305
GEICO $2,728 $2,738 $2,556 $2,556 $4,877 $6,109 $3,003 $3,042
Liberty Mutual $3,404 $3,404 $3,119 $3,119 $7,172 $11,039 $3,404 $4,607
Nationwide $2,856 $2,816 $2,548 $2,635 $6,918 $8,512 $3,145 $3,269
Progressive $3,610 $3,406 $3,102 $3,321 $10,224 $11,169 $4,358 $4,169
State Farm $2,023 $2,023 $1,836 $1,836 $5,912 $7,530 $2,249 $2,405
USAA $1,645 $1,617 $1,539 $1,524 $5,660 $6,561 $2,055 $2,217

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Minimum Car Insurance in Lakeshore, FL

Every driver must carry the minimum car insurance in Lakeshore, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Lakeshore, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lakeshore, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lakeshore, FL. Compare credit history car insurance rates in Lakeshore from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lakeshore, Florida

Insurance Company Poor Fair Good
Allstate $9,649 $6,119 $4,967
GEICO $5,030 $3,041 $2,282
Liberty Mutual $6,319 $4,641 $3,765
Nationwide $5,119 $3,752 $3,391
Progressive $7,054 $5,019 $4,187
State Farm $4,418 $2,893 $2,370
USAA $4,648 $2,267 $1,642

Cheapest Lakeshore, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lakeshore, FL to rates for a clean record with top companies.

Annual Lakeshore, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,945 $7,142 $7,947 $6,613
GEICO $2,402 $3,072 $4,576 $3,755
Liberty Mutual $3,552 $4,599 $6,649 $4,834
Nationwide $3,484 $3,826 $5,166 $3,874
Progressive $4,275 $6,333 $5,328 $5,743
State Farm $2,949 $3,505 $3,227 $3,227
USAA $2,231 $2,757 $4,080 $2,340

Cheapest Lakeshore, FL Car Insurance for Teen Drivers

Teen car insurance in Lakeshore, FL can be expensive. Take a look at rates from the top car insurance companies in Lakeshore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lakeshore, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,859 $16,069
GEICO $4,877 $6,109
Liberty Mutual $7,172 $11,039
Nationwide $6,918 $8,512
Progressive $10,224 $11,169
State Farm $5,912 $7,530
USAA $5,660 $6,561

Cheapest Lakeshore, FL Car Insurance for Seniors

Take a look at Lakeshore, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lakeshore, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,711 $3,769
GEICO $2,556 $2,556
Liberty Mutual $3,119 $3,119
Nationwide $2,548 $2,635
Progressive $3,102 $3,321
State Farm $1,836 $1,836
USAA $1,539 $1,524

Cheapest Lakeshore, FL Car Insurance Rates After a DUI

A DUI in Lakeshore, FL increases car insurance rates. Compare Lakeshore, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lakeshore, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,947
GEICO $4,576
Liberty Mutual $6,649
Nationwide $5,166
Progressive $5,328
State Farm $3,227
USAA $4,080

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Cheapest Lakeshore, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lakeshore, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lakeshore, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,717 $7,106
GEICO $3,435 $3,468
Liberty Mutual $4,750 $5,067
Nationwide $4,088 $4,088
Progressive $5,420 $5,420
State Farm $3,116 $3,338
USAA $2,820 $2,885

The Best Cheap Car Insurance Companies in Lakeshore, FL

Take a look at a side-by-side comparison of the top car insurance companies in Lakeshore, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lakeshore, Florida

Insurance Company Average Annual Rates
Allstate $6,912
GEICO $3,451
Liberty Mutual $4,908
Nationwide $4,088
Progressive $5,420
State Farm $3,227
USAA $2,852

Category Winners: Cheapest Car Insurance in Lakeshore, Florida

Find the cheapest car insurance companies in Lakeshore, FL for each category right here.

Best Annual Car Insurance Rates by Company in Lakeshore, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lakeshore, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lakeshore car insurance rates. Find the cheapest Lakeshore, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lakeshore, Florida

Insurance Company Low Medium High
Allstate $5,399 $7,255 $8,081
GEICO $2,844 $3,568 $3,941
Liberty Mutual $4,517 $4,982 $5,226
Nationwide $3,250 $4,245 $4,768
Progressive $4,515 $5,548 $6,196
State Farm $2,747 $3,307 $3,626
USAA $2,452 $2,956 $3,148

Compare Car Insurance Quotes in Lakeshore, FL

Ready to find affordable Lakeshore, Florida car insurance today? Enter your ZIP code for fast, free Lakeshore, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State