Compare Lakeshore, LA Car Insurance Rates (2021)

Car insurance in Lakeshore, LA averages $488 a month. Lakeshore, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Lakeshore car insurance rates, compare quotes from the top car insurance companies in Lakeshore, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lakeshore for teen drivers is USAA
  • Average car insurance rates in Lakeshore, LA after a DUI are $6,729/year
  • The cheapest car insurance company in Lakeshore is State Farm

If you need to buy Lakeshore, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Lakeshore, LA is right here.

You’ll find Lakeshore car insurance rates, the cheapest Lakeshore, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Lakeshore, Louisiana car insurance rates to Lafayette car insurance rates, Baton Rouge car insurance rates, and Monroe car insurance rates.

Ready to find affordable Lakeshore, LA car insurance today? Enter your ZIP code for fast, free Lakeshore car insurance quotes.

Cheapest Lakeshore, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lakeshore, LA car insurance rates? Every Lakeshore, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lakeshore, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,321 $4,321 $4,468 $4,468 $9,324 $11,717 $4,762 $5,152
GEICO $3,279 $3,771 $3,927 $4,797 $12,102 $12,736 $3,158 $3,051
Progressive $4,261 $3,963 $3,572 $3,870 $17,135 $19,028 $4,852 $4,930
State Farm $2,887 $2,887 $2,655 $2,655 $8,784 $11,062 $3,232 $3,616
USAA $3,037 $2,985 $2,976 $2,945 $9,102 $10,645 $3,714 $4,058

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Minimum Car Insurance in Lakeshore, LA

Every driver must carry the minimum car insurance in Lakeshore, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Lakeshore, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lakeshore, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lakeshore, LA. Compare credit history car insurance rates in Lakeshore from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lakeshore, Louisiana

Insurance Company Poor Fair Good
Allstate $7,943 $5,467 $4,790
GEICO $6,962 $6,042 $4,555
Progressive $8,690 $7,465 $6,949
State Farm $6,583 $4,205 $3,379
USAA $6,808 $4,354 $3,636

Cheapest Lakeshore, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lakeshore, LA to rates for a clean record with top companies.

Annual Lakeshore, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,812 $7,299 $6,516 $5,639
GEICO $3,978 $6,423 $7,901 $5,109
Progressive $6,409 $8,626 $8,272 $7,499
State Farm $4,316 $5,128 $4,722 $4,722
USAA $3,764 $5,233 $6,235 $4,499

Cheapest Lakeshore, LA Car Insurance for Teen Drivers

Teen car insurance in Lakeshore, LA can be expensive. Take a look at rates from the top car insurance companies in Lakeshore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lakeshore, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,324 $11,717
GEICO $12,102 $12,736
Progressive $17,135 $19,028
State Farm $8,784 $11,062
USAA $9,102 $10,645

Cheapest Lakeshore, LA Car Insurance for Seniors

Take a look at Lakeshore, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lakeshore, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,468 $4,468
GEICO $3,927 $4,797
Progressive $3,572 $3,870
State Farm $2,655 $2,655
USAA $2,976 $2,945

Cheapest Lakeshore, LA Car Insurance Rates After a DUI

A DUI in Lakeshore, LA increases car insurance rates. Compare Lakeshore, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lakeshore, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,516
GEICO $7,901
Progressive $8,272
State Farm $4,722
USAA $6,235

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Cheapest Lakeshore, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lakeshore, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lakeshore, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,067 $6,067
GEICO $5,738 $5,968
Progressive $7,702 $7,702
State Farm $4,595 $4,849
USAA $4,779 $5,086

The Best Cheap Car Insurance Companies in Lakeshore, LA

Take a look at a side-by-side comparison of the top car insurance companies in Lakeshore, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lakeshore, Louisiana

Insurance Company Average Annual Rates
Allstate $6,067
GEICO $5,853
Progressive $7,702
State Farm $4,722
USAA $4,933

Category Winners: Cheapest Car Insurance in Lakeshore, Louisiana

Find the cheapest car insurance companies in Lakeshore, LA for each category right here.

Best Annual Car Insurance Rates by Company in Lakeshore, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lakeshore, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lakeshore car insurance rates. Find the cheapest Lakeshore, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lakeshore, Louisiana

Insurance Company Low Medium High
Allstate $5,199 $6,184 $6,817
GEICO $4,811 $5,874 $6,873
Progressive $6,334 $7,632 $9,138
State Farm $4,066 $4,714 $5,387
USAA $4,255 $5,012 $5,531

What affects car insurance rates in Lakeshore, Louisiana?

What factors can have an impact on Lakeshore, LA car insurance? There are several reasons why Lakeshore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lakeshore, Louisiana.

Commute Time in Lakeshore

The more time you spend in your car the higher the risk of an accident. The average commute length in Lakeshore, LA is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Lakeshore, LA

Ready to find affordable Lakeshore, Louisiana car insurance today? Enter your ZIP code for fast, free Lakeshore, LA car insurance quotes.

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