Compare Lakeside, OH Car Insurance Rates (2021)

Car insurance in Lakeside, OH averages $210 a month. Lakeside, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lakeside car insurance rates, compare quotes from the top car insurance companies in Lakeside, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lakeside, OH after a DUI are $2,938/year
  • Average car insurance rates in Lakeside, OH are $2,516/year
  • The cheapest car insurance company in Lakeside for teen drivers is USAA

If you need to buy Lakeside, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Lakeside, OH is right here.

You’ll find Lakeside car insurance rates, the cheapest Lakeside, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Lakeside, Ohio car insurance rates to Cleveland car insurance rates, Columbus car insurance rates, and Lorain car insurance rates.

Ready to find affordable Lakeside, OH car insurance today? Enter your ZIP code for fast, free Lakeside car insurance quotes.

Cheapest Lakeside, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lakeside, OH car insurance rates? Every Lakeside, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lakeside, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,859 $1,850 $1,683 $1,796 $5,120 $5,851 $1,947 $2,074
American Family $861 $891 $790 $793 $2,666 $2,881 $1,062 $1,115
Farmers $1,532 $1,529 $1,349 $1,426 $6,851 $7,118 $1,714 $1,785
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,929 $2,106 $1,481 $1,806 $10,236 $11,562 $2,040 $2,225
Nationwide $1,953 $1,961 $1,767 $1,777 $5,036 $6,471 $2,089 $2,423
Progressive $1,463 $1,378 $1,220 $1,258 $6,476 $7,286 $1,749 $1,806
State Farm $1,282 $1,282 $1,153 $1,153 $4,084 $5,121 $1,492 $1,715
Travelers $1,431 $1,452 $1,424 $1,416 $6,198 $9,798 $1,491 $1,699
USAA $779 $786 $741 $741 $2,371 $2,640 $1,037 $1,121

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Minimum Car Insurance in Lakeside, OH

Every driver must carry the minimum car insurance in Lakeside, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Lakeside, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lakeside, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lakeside, OH. Compare credit history car insurance rates in Lakeside from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lakeside, Ohio

Insurance Company Poor Fair Good
Allstate $3,556 $2,594 $2,168
American Family $1,833 $1,253 $1,061
Farmers $3,295 $2,789 $2,655
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,972 $3,670 $2,877
Nationwide $3,538 $2,854 $2,413
Progressive $3,178 $2,746 $2,564
State Farm $3,077 $1,903 $1,500
Travelers $3,482 $3,029 $2,830
USAA $1,656 $1,174 $1,001

Cheapest Lakeside, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lakeside, OH to rates for a clean record with top companies.

Annual Lakeside, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,332 $2,817 $3,304 $2,637
American Family $1,326 $1,401 $1,401 $1,401
Farmers $2,403 $3,096 $3,019 $3,134
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,501 $4,507 $4,596 $4,089
Nationwide $2,360 $2,991 $3,783 $2,605
Progressive $2,442 $3,315 $2,600 $2,962
State Farm $1,963 $2,357 $2,160 $2,160
Travelers $2,290 $2,987 $4,512 $2,666
USAA $985 $1,316 $1,718 $1,089

Cheapest Lakeside, OH Car Insurance for Teen Drivers

Teen car insurance in Lakeside, OH can be expensive. Take a look at rates from the top car insurance companies in Lakeside for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lakeside, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,120 $5,851
American Family $2,666 $2,881
Farmers $6,851 $7,118
GEICO $3,091 $2,874
Liberty Mutual $10,236 $11,562
Nationwide $5,036 $6,471
Progressive $6,476 $7,286
State Farm $4,084 $5,121
Travelers $6,198 $9,798
USAA $2,371 $2,640

Cheapest Lakeside, OH Car Insurance for Seniors

Take a look at Lakeside, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lakeside, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,683 $1,796
American Family $790 $793
Farmers $1,349 $1,426
GEICO $1,096 $1,110
Liberty Mutual $1,481 $1,806
Nationwide $1,767 $1,777
Progressive $1,220 $1,258
State Farm $1,153 $1,153
Travelers $1,424 $1,416
USAA $741 $741

Cheapest Lakeside, OH Car Insurance Rates After a DUI

A DUI in Lakeside, OH increases car insurance rates. Compare Lakeside, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lakeside, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,304
American Family $1,401
Farmers $3,019
GEICO $2,282
Liberty Mutual $4,596
Nationwide $3,783
Progressive $2,600
State Farm $2,160
Travelers $4,512
USAA $1,718

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Cheapest Lakeside, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lakeside, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lakeside, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,773 $2,773
American Family $1,366 $1,399
Farmers $2,913 $2,913
GEICO $1,575 $1,629
Liberty Mutual $4,173 $4,173
Nationwide $2,935 $2,935
Progressive $2,829 $2,829
State Farm $2,107 $2,214
Travelers $3,114 $3,114
USAA $1,229 $1,325

The Best Cheap Car Insurance Companies in Lakeside, OH

Take a look at a side-by-side comparison of the top car insurance companies in Lakeside, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lakeside, Ohio

Insurance Company Average Annual Rates
Allstate $2,773
American Family $1,382
Farmers $2,913
GEICO $1,602
Liberty Mutual $4,173
Nationwide $2,935
Progressive $2,829
State Farm $2,160
Travelers $3,114
USAA $1,277

Category Winners: Cheapest Car Insurance in Lakeside, Ohio

Find the cheapest car insurance companies in Lakeside, OH for each category right here.

Best Annual Car Insurance Rates by Company in Lakeside, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Lakeside, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lakeside car insurance rates. Find the cheapest Lakeside, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lakeside, Ohio

Insurance Company Low Medium High
Allstate $2,677 $2,766 $2,875
American Family $1,355 $1,392 $1,399
Farmers $2,751 $2,866 $3,121
GEICO $1,548 $1,595 $1,665
Liberty Mutual $3,999 $4,197 $4,325
Nationwide $3,226 $2,846 $2,732
Progressive $2,722 $2,806 $2,960
State Farm $2,050 $2,167 $2,264
Travelers $3,023 $3,157 $3,162
USAA $1,223 $1,276 $1,333

What affects car insurance rates in Lakeside, Ohio?

What factors can have an impact on Lakeside, OH car insurance? There are several reasons why Lakeside car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lakeside, Ohio.

Commute Time in Lakeside

The more time you spend in your car the higher the risk of an accident. The average commute length in Lakeside, OH is 24.1 minutes according to City-Data.

Compare Car Insurance Quotes in Lakeside, OH

Ready to find affordable Lakeside, Ohio car insurance today? Enter your ZIP code for fast, free Lakeside, OH car insurance quotes.

Free Car Insurance Comparison

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