Compare Laketon, IN Car Insurance Rates (2021)

Car insurance in Laketon, IN averages $263 a month. Laketon, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Laketon car insurance rates, compare quotes from the top car insurance companies in Laketon, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Laketon is USAA
  • Average car insurance rates in Laketon, IN after a DUI are $3,737/year
  • Average car insurance rates in Laketon, IN are $3,156/year

If you need to buy Laketon, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Laketon, IN is right here.

You’ll find Laketon car insurance rates, the cheapest Laketon, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Laketon, Indiana car insurance rates to Evansville car insurance rates, Bloomington car insurance rates, and Carmel car insurance rates.

Ready to find affordable Laketon, IN car insurance today? Enter your ZIP code for fast, free Laketon car insurance quotes.

Cheapest Laketon, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Laketon, IN car insurance rates? Every Laketon, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Laketon, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,588 $2,662 $2,259 $2,477 $7,711 $9,716 $2,652 $2,882
American Family $2,109 $2,109 $1,897 $1,897 $5,778 $8,378 $2,109 $2,606
Farmers $1,615 $1,594 $1,381 $1,550 $8,630 $9,191 $2,124 $2,300
GEICO $1,369 $1,360 $1,284 $1,329 $3,993 $3,708 $1,563 $1,378
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,630 $1,668 $1,428 $1,526 $4,739 $6,162 $1,910 $2,091
Progressive $1,587 $1,505 $1,435 $1,448 $9,138 $10,273 $1,983 $2,023
State Farm $1,320 $1,320 $1,175 $1,175 $3,972 $5,095 $1,460 $1,622
Travelers $1,074 $1,094 $1,004 $1,005 $6,561 $10,415 $1,132 $1,313
USAA $978 $966 $905 $917 $2,675 $3,003 $1,324 $1,424

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Minimum Car Insurance in Laketon, IN

Every driver must carry the minimum car insurance in Laketon, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Laketon, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Laketon, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Laketon, IN. Compare credit history car insurance rates in Laketon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Laketon, Indiana

Insurance Company Poor Fair Good
Allstate $5,125 $3,788 $3,442
American Family $4,594 $2,986 $2,501
Farmers $4,142 $3,375 $3,127
GEICO $2,401 $1,998 $1,595
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $3,010 $2,544 $2,379
Progressive $4,060 $3,585 $3,376
State Farm $3,121 $1,862 $1,444
Travelers $3,284 $2,783 $2,781
USAA $2,058 $1,355 $1,160

Cheapest Laketon, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Laketon, IN to rates for a clean record with top companies.

Annual Laketon, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,304 $4,827 $4,434 $3,908
American Family $2,315 $3,701 $4,670 $2,757
Farmers $3,174 $3,702 $3,811 $3,505
GEICO $1,314 $2,066 $2,791 $1,820
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,273 $2,932 $2,811 $2,561
Progressive $2,759 $4,812 $3,290 $3,834
State Farm $2,093 $2,293 $2,093 $2,093
Travelers $2,508 $3,095 $3,506 $2,691
USAA $1,154 $1,637 $1,877 $1,429

Cheapest Laketon, IN Car Insurance for Teen Drivers

Teen car insurance in Laketon, IN can be expensive. Take a look at rates from the top car insurance companies in Laketon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Laketon, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,711 $9,716
American Family $5,778 $8,378
Farmers $8,630 $9,191
GEICO $3,993 $3,708
Liberty Mutual $8,383 $12,656
Nationwide $4,739 $6,162
Progressive $9,138 $10,273
State Farm $3,972 $5,095
Travelers $6,561 $10,415
USAA $2,675 $3,003

Cheapest Laketon, IN Car Insurance for Seniors

Take a look at Laketon, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Laketon, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,259 $2,477
American Family $1,897 $1,897
Farmers $1,381 $1,550
GEICO $1,284 $1,329
Liberty Mutual $3,522 $3,522
Nationwide $1,428 $1,526
Progressive $1,435 $1,448
State Farm $1,175 $1,175
Travelers $1,004 $1,005
USAA $905 $917

Cheapest Laketon, IN Car Insurance Rates After a DUI

A DUI in Laketon, IN increases car insurance rates. Compare Laketon, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Laketon, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,434
American Family $4,670
Farmers $3,811
GEICO $2,791
Liberty Mutual $8,085
Nationwide $2,811
Progressive $3,290
State Farm $2,093
Travelers $3,506
USAA $1,877

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Cheapest Laketon, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Laketon, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Laketon, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,118 $4,118
American Family $3,320 $3,401
Farmers $3,548 $3,548
GEICO $1,963 $2,033
Liberty Mutual $5,455 $5,752
Nationwide $2,644 $2,644
Progressive $3,674 $3,674
State Farm $2,082 $2,204
Travelers $2,950 $2,950
USAA $1,504 $1,545

The Best Cheap Car Insurance Companies in Laketon, IN

Take a look at a side-by-side comparison of the top car insurance companies in Laketon, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Laketon, Indiana

Insurance Company Average Annual Rates
Allstate $4,118
American Family $3,361
Farmers $3,548
GEICO $1,998
Liberty Mutual $5,604
Nationwide $2,644
Progressive $3,674
State Farm $2,143
Travelers $2,950
USAA $1,524

Category Winners: Cheapest Car Insurance in Laketon, Indiana

Find the cheapest car insurance companies in Laketon, IN for each category right here.

Best Annual Car Insurance Rates by Company in Laketon, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Laketon, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Laketon car insurance rates. Find the cheapest Laketon, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Laketon, Indiana

Insurance Company Low Medium High
Allstate $3,925 $4,104 $4,326
American Family $3,333 $3,473 $3,277
Farmers $3,424 $3,541 $3,679
GEICO $1,869 $1,992 $2,132
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,690 $2,623 $2,619
Progressive $3,468 $3,616 $3,938
State Farm $2,040 $2,142 $2,246
Travelers $2,883 $2,978 $2,989
USAA $1,472 $1,520 $1,580

What affects car insurance rates in Laketon, Indiana?

What factors can have an impact on Laketon, IN car insurance? There are several reasons why Laketon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Laketon, Indiana.

Commute Time in Laketon

The more time you spend in your car the higher the risk of an accident. The average commute length in Laketon, IN is 16.9 minutes according to City-Data.

Compare Car Insurance Quotes in Laketon, IN

Ready to find affordable Laketon, Indiana car insurance today? Enter your ZIP code for fast, free Laketon, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State