Compare Lakeville, IN Car Insurance Rates (2021)

Car insurance in Lakeville, IN averages $270 a month. Lakeville, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lakeville car insurance rates, compare quotes from the top car insurance companies in Lakeville, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lakeville, IN are $3,243/year
  • The cheapest car insurance company in Lakeville is USAA
  • Average car insurance rates in Lakeville, IN after a DUI are $3,861/year

If you need to buy Lakeville, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Lakeville, IN is right here.

You’ll find Lakeville car insurance rates, the cheapest Lakeville, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Lakeville, Indiana car insurance rates to Hammond car insurance rates, South Bend car insurance rates, and Evansville car insurance rates.

Ready to find affordable Lakeville, IN car insurance today? Enter your ZIP code for fast, free Lakeville car insurance quotes.

Cheapest Lakeville, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lakeville, IN car insurance rates? Every Lakeville, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lakeville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,596 $2,664 $2,271 $2,484 $7,929 $9,965 $2,649 $2,886
American Family $2,285 $2,285 $2,057 $2,057 $6,352 $9,181 $2,285 $2,806
Farmers $1,444 $1,423 $1,234 $1,389 $7,875 $8,408 $1,910 $2,061
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $3,828 $3,828 $3,520 $3,520 $8,348 $12,592 $3,828 $5,238
Nationwide $1,577 $1,616 $1,383 $1,480 $4,523 $5,889 $1,843 $2,018
Progressive $1,560 $1,479 $1,413 $1,422 $9,106 $10,253 $1,954 $1,997
State Farm $1,371 $1,371 $1,223 $1,223 $4,158 $5,332 $1,518 $1,686
Travelers $1,226 $1,247 $1,148 $1,148 $7,619 $12,063 $1,297 $1,500
USAA $1,091 $1,073 $1,018 $1,023 $3,070 $3,422 $1,474 $1,573

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Minimum Car Insurance in Lakeville, IN

Every driver must carry the minimum car insurance in Lakeville, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Lakeville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lakeville, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lakeville, IN. Compare credit history car insurance rates in Lakeville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lakeville, Indiana

Insurance Company Poor Fair Good
Allstate $5,189 $3,855 $3,497
American Family $5,016 $3,252 $2,722
Farmers $3,752 $3,063 $2,839
GEICO $2,688 $2,234 $1,780
Liberty Mutual $7,441 $4,843 $4,479
Nationwide $2,892 $2,446 $2,285
Progressive $4,026 $3,561 $3,357
State Farm $3,257 $1,943 $1,506
Travelers $3,791 $3,214 $3,213
USAA $2,309 $1,531 $1,314

Cheapest Lakeville, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lakeville, IN to rates for a clean record with top companies.

Annual Lakeville, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,334 $4,895 $4,519 $3,973
American Family $2,524 $4,025 $5,097 $3,008
Farmers $2,880 $3,353 $3,460 $3,179
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,336 $5,129 $8,100 $4,786
Nationwide $2,185 $2,817 $2,701 $2,461
Progressive $2,736 $4,790 $3,262 $3,804
State Farm $2,183 $2,394 $2,183 $2,183
Travelers $2,895 $3,575 $4,050 $3,105
USAA $1,295 $1,849 $2,121 $1,606

Cheapest Lakeville, IN Car Insurance for Teen Drivers

Teen car insurance in Lakeville, IN can be expensive. Take a look at rates from the top car insurance companies in Lakeville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lakeville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,929 $9,965
American Family $6,352 $9,181
Farmers $7,875 $8,408
GEICO $4,461 $4,147
Liberty Mutual $8,348 $12,592
Nationwide $4,523 $5,889
Progressive $9,106 $10,253
State Farm $4,158 $5,332
Travelers $7,619 $12,063
USAA $3,070 $3,422

Cheapest Lakeville, IN Car Insurance for Seniors

Take a look at Lakeville, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lakeville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,271 $2,484
American Family $2,057 $2,057
Farmers $1,234 $1,389
GEICO $1,431 $1,480
Liberty Mutual $3,520 $3,520
Nationwide $1,383 $1,480
Progressive $1,413 $1,422
State Farm $1,223 $1,223
Travelers $1,148 $1,148
USAA $1,018 $1,023

Cheapest Lakeville, IN Car Insurance Rates After a DUI

A DUI in Lakeville, IN increases car insurance rates. Compare Lakeville, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lakeville, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,519
American Family $5,097
Farmers $3,460
GEICO $3,115
Liberty Mutual $8,100
Nationwide $2,701
Progressive $3,262
State Farm $2,183
Travelers $4,050
USAA $2,121

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Cheapest Lakeville, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lakeville, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lakeville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,180 $4,180
American Family $3,619 $3,708
Farmers $3,218 $3,218
GEICO $2,193 $2,275
Liberty Mutual $5,440 $5,736
Nationwide $2,541 $2,541
Progressive $3,648 $3,648
State Farm $2,171 $2,299
Travelers $3,406 $3,406
USAA $1,695 $1,741

The Best Cheap Car Insurance Companies in Lakeville, IN

Take a look at a side-by-side comparison of the top car insurance companies in Lakeville, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lakeville, Indiana

Insurance Company Average Annual Rates
Allstate $4,180
American Family $3,663
Farmers $3,218
GEICO $2,234
Liberty Mutual $5,588
Nationwide $2,541
Progressive $3,648
State Farm $2,235
Travelers $3,406
USAA $1,718

Category Winners: Cheapest Car Insurance in Lakeville, Indiana

Find the cheapest car insurance companies in Lakeville, IN for each category right here.

Best Annual Car Insurance Rates by Company in Lakeville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lakeville, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lakeville car insurance rates. Find the cheapest Lakeville, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lakeville, Indiana

Insurance Company Low Medium High
Allstate $4,002 $4,166 $4,373
American Family $3,622 $3,784 $3,584
Farmers $3,096 $3,211 $3,347
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,393 $5,573 $5,798
Nationwide $2,587 $2,520 $2,516
Progressive $3,439 $3,589 $3,916
State Farm $2,125 $2,234 $2,346
Travelers $3,341 $3,438 $3,440
USAA $1,652 $1,714 $1,789

What affects car insurance rates in Lakeville, Indiana?

What factors can have an impact on Lakeville, IN car insurance? There are several reasons why Lakeville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lakeville, Indiana.

Commute Time in Lakeville

The more time you spend in your car the higher the risk of an accident. The average commute length in Lakeville, IN is 21.8 minutes according to City-Data.

Compare Car Insurance Quotes in Lakeville, IN

Ready to find affordable Lakeville, Indiana car insurance today? Enter your ZIP code for fast, free Lakeville, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State