Compare Lakeville, MI Car Insurance Rates (2021)

Car insurance in Lakeville, MI averages $889 a month. Lakeville, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Lakeville car insurance rates, compare quotes from the top car insurance companies in Lakeville, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lakeville is USAA
  • Average car insurance rates in Lakeville, MI are $10,668/year
  • The cheapest car insurance company in Lakeville for teen drivers is USAA

If you need to buy Lakeville, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Lakeville, MI is right here.

You’ll find Lakeville car insurance rates, the cheapest Lakeville, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Lakeville, Michigan car insurance rates to Livonia car insurance rates, Dearborn car insurance rates, and Lansing car insurance rates.

Ready to find affordable Lakeville, MI car insurance today? Enter your ZIP code for fast, free Lakeville car insurance quotes.

Cheapest Lakeville, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lakeville, MI car insurance rates? Every Lakeville, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lakeville, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,307 $17,307 $16,039 $16,039 $43,800 $43,800 $18,248 $18,248
Farmers $4,685 $4,685 $4,375 $4,375 $10,436 $10,436 $5,276 $5,276
GEICO $6,500 $6,500 $6,658 $6,658 $17,267 $17,267 $6,175 $6,175
Liberty Mutual $14,993 $14,993 $14,847 $14,847 $34,903 $34,903 $14,993 $14,993
Nationwide $4,828 $4,828 $4,288 $4,288 $13,055 $13,055 $5,313 $5,313
Progressive $3,541 $3,263 $3,123 $3,515 $13,125 $13,923 $4,124 $3,760
State Farm $7,226 $7,226 $6,710 $6,710 $25,614 $25,614 $8,501 $8,501
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,865 $2,697 $2,696 $2,530 $7,167 $6,782 $3,494 $3,330

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Minimum Car Insurance in Lakeville, MI

Every driver must carry the minimum car insurance in Lakeville, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Lakeville, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lakeville, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lakeville, MI. Compare credit history car insurance rates in Lakeville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lakeville, Michigan

Insurance Company Poor Fair Good
Allstate $36,100 $20,028 $15,418
Farmers $8,208 $5,397 $4,974
GEICO $11,799 $8,642 $7,009
Liberty Mutual $31,535 $18,213 $10,055
Nationwide $8,615 $6,491 $5,506
Progressive $6,992 $5,874 $5,274
State Farm $19,483 $9,859 $6,696
Travelers $8,206 $7,958 $7,858
USAA $5,917 $3,367 $2,552

Cheapest Lakeville, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lakeville, MI to rates for a clean record with top companies.

Annual Lakeville, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,540 $15,415 $52,217 $16,223
Farmers $5,196 $6,630 $6,548 $6,398
GEICO $3,161 $6,782 $20,759 $5,899
Liberty Mutual $13,654 $16,711 $31,697 $17,675
Nationwide $5,868 $7,875 $7,128 $6,613
Progressive $5,100 $6,755 $6,058 $6,275
State Farm $7,566 $9,113 $19,939 $11,433
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,165 $3,969 $5,193 $3,453

Cheapest Lakeville, MI Car Insurance for Teen Drivers

Teen car insurance in Lakeville, MI can be expensive. Take a look at rates from the top car insurance companies in Lakeville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lakeville, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,800 $43,800
Farmers $10,436 $10,436
GEICO $17,267 $17,267
Liberty Mutual $34,903 $34,903
Nationwide $13,055 $13,055
Progressive $13,125 $13,923
State Farm $25,614 $25,614
Travelers $16,180 $16,180
USAA $7,167 $6,782

Cheapest Lakeville, MI Car Insurance for Seniors

Take a look at Lakeville, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lakeville, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,039 $16,039
Farmers $4,375 $4,375
GEICO $6,658 $6,658
Liberty Mutual $14,847 $14,847
Nationwide $4,288 $4,288
Progressive $3,123 $3,515
State Farm $6,710 $6,710
Travelers $4,626 $4,626
USAA $2,696 $2,530

Cheapest Lakeville, MI Car Insurance Rates After a DUI

A DUI in Lakeville, MI increases car insurance rates. Compare Lakeville, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lakeville, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $52,217
Farmers $6,548
GEICO $20,759
Liberty Mutual $31,697
Nationwide $7,128
Progressive $6,058
State Farm $19,939
Travelers $12,473
USAA $5,193

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Cheapest Lakeville, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lakeville, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lakeville, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $23,849 $23,849
Farmers $6,193 $6,193
GEICO $8,941 $9,359
Liberty Mutual $19,257 $20,611
Nationwide $6,871 $6,871
Progressive $6,047 $6,047
State Farm $11,697 $12,329
Travelers $7,961 $8,053
USAA $3,900 $3,990

The Best Cheap Car Insurance Companies in Lakeville, MI

Take a look at a side-by-side comparison of the top car insurance companies in Lakeville, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lakeville, Michigan

Insurance Company Average Annual Rates
Allstate $23,849
Farmers $6,193
GEICO $9,150
Liberty Mutual $19,934
Nationwide $6,871
Progressive $6,047
State Farm $12,013
Travelers $8,007
USAA $3,945

Category Winners: Cheapest Car Insurance in Lakeville, Michigan

Find the cheapest car insurance companies in Lakeville, MI for each category right here.

Best Annual Car Insurance Rates by Company in Lakeville, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lakeville, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lakeville car insurance rates. Find the cheapest Lakeville, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lakeville, Michigan

Insurance Company Low Medium High
Allstate $23,178 $23,908 $24,460
Farmers $6,051 $6,181 $6,348
GEICO $8,579 $9,065 $9,808
Liberty Mutual $19,475 $19,890 $20,437
Nationwide $7,180 $6,758 $6,675
Progressive $5,854 $6,054 $6,232
State Farm $11,440 $12,083 $12,515
Travelers $7,920 $8,016 $8,086
USAA $3,831 $3,955 $4,049

What affects car insurance rates in Lakeville, Michigan?

What factors can have an impact on Lakeville, MI car insurance? There are several reasons why Lakeville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lakeville, Michigan.

Car Theft in Lakeville

High levels of vehicle theft can make car insurance more expensive. Lakeville, MI car theft statistics from the FBI indicate 28 vehicle thefts a year.

Compare Car Insurance Quotes in Lakeville, MI

Ready to find affordable Lakeville, Michigan car insurance today? Enter your ZIP code for fast, free Lakeville, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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