Compare Lakewood, PA Car Insurance Rates (2021)

Car insurance in Lakewood, PA averages $366 a month. Lakewood, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lakewood car insurance rates, compare quotes from the top car insurance companies in Lakewood, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lakewood for teen drivers is USAA
  • Average car insurance rates in Lakewood, PA after a DUI are $4,788/year
  • The cheapest car insurance company in Lakewood is USAA

If you need to buy Lakewood, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Lakewood, PA is right here.

You’ll find Lakewood car insurance rates, the cheapest Lakewood, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Lakewood, Pennsylvania car insurance rates to Bethlehem car insurance rates, Lancaster car insurance rates, and Altoona car insurance rates.

Ready to find affordable Lakewood, PA car insurance today? Enter your ZIP code for fast, free Lakewood car insurance quotes.

Cheapest Lakewood, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lakewood, PA car insurance rates? Every Lakewood, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lakewood, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,537 $2,537 $2,323 $2,323 $8,172 $8,172 $2,806 $2,806
GEICO $2,348 $2,029 $2,181 $1,886 $5,861 $5,080 $2,386 $2,062
Liberty Mutual $4,690 $4,690 $4,293 $4,293 $13,779 $13,779 $5,965 $5,965
Nationwide $2,105 $2,105 $1,984 $1,984 $5,859 $5,859 $2,355 $2,355
Progressive $3,111 $3,111 $2,770 $2,770 $9,876 $9,876 $3,995 $3,995
State Farm $1,852 $1,852 $1,623 $1,623 $6,467 $6,467 $2,034 $2,034
Travelers $1,838 $1,838 $1,944 $1,944 $25,902 $25,902 $2,251 $2,251
USAA $1,297 $1,297 $1,166 $1,166 $3,889 $3,889 $1,730 $1,730

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Minimum Car Insurance in Lakewood, PA

Every driver must carry the minimum car insurance in Lakewood, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Lakewood, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lakewood, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lakewood, PA. Compare credit history car insurance rates in Lakewood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lakewood, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,069 $3,770 $3,040
GEICO $4,481 $2,516 $1,940
Liberty Mutual $9,175 $6,571 $5,799
Nationwide $3,615 $2,962 $2,650
Progressive $6,551 $4,583 $3,680
State Farm $4,263 $2,638 $2,081
Travelers $8,717 $7,842 $7,392
USAA $2,528 $1,875 $1,659

Cheapest Lakewood, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lakewood, PA to rates for a clean record with top companies.

Annual Lakewood, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,793 $4,458 $3,793 $3,793
GEICO $2,186 $3,744 $2,945 $3,041
Liberty Mutual $6,566 $7,492 $7,334 $7,334
Nationwide $2,206 $2,955 $4,158 $2,984
Progressive $4,479 $6,165 $4,611 $4,497
State Farm $2,757 $3,231 $2,994 $2,994
Travelers $5,735 $8,060 $10,079 $8,060
USAA $1,627 $2,243 $2,393 $1,819

Cheapest Lakewood, PA Car Insurance for Teen Drivers

Teen car insurance in Lakewood, PA can be expensive. Take a look at rates from the top car insurance companies in Lakewood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lakewood, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,172 $8,172
GEICO $5,861 $5,080
Liberty Mutual $13,779 $13,779
Nationwide $5,859 $5,859
Progressive $9,876 $9,876
State Farm $6,467 $6,467
Travelers $25,902 $25,902
USAA $3,889 $3,889

Cheapest Lakewood, PA Car Insurance for Seniors

Take a look at Lakewood, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lakewood, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,323 $2,323
GEICO $2,181 $1,886
Liberty Mutual $4,293 $4,293
Nationwide $1,984 $1,984
Progressive $2,770 $2,770
State Farm $1,623 $1,623
Travelers $1,944 $1,944
USAA $1,166 $1,166

Cheapest Lakewood, PA Car Insurance Rates After a DUI

A DUI in Lakewood, PA increases car insurance rates. Compare Lakewood, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lakewood, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,793
GEICO $2,945
Liberty Mutual $7,334
Nationwide $4,158
Progressive $4,611
State Farm $2,994
Travelers $10,079
USAA $2,393

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Cheapest Lakewood, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lakewood, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lakewood, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,884 $4,035
GEICO $2,927 $3,031
Liberty Mutual $6,997 $7,367
Nationwide $3,076 $3,076
Progressive $4,938 $4,938
State Farm $2,906 $3,082
Travelers $7,984 $7,984
USAA $1,962 $2,079

The Best Cheap Car Insurance Companies in Lakewood, PA

Take a look at a side-by-side comparison of the top car insurance companies in Lakewood, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lakewood, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,960
GEICO $2,979
Liberty Mutual $7,182
Nationwide $3,076
Progressive $4,938
State Farm $2,994
Travelers $7,984
USAA $2,021

Category Winners: Cheapest Car Insurance in Lakewood, Pennsylvania

Find the cheapest car insurance companies in Lakewood, PA for each category right here.

Best Annual Car Insurance Rates by Company in Lakewood, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lakewood, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lakewood car insurance rates. Find the cheapest Lakewood, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lakewood, Pennsylvania

Insurance Company Low Medium High
Allstate $3,784 $3,984 $4,112
GEICO $2,739 $3,007 $3,191
Liberty Mutual $6,879 $7,227 $7,439
Nationwide $3,119 $3,108 $2,999
Progressive $4,540 $4,966 $5,308
State Farm $2,830 $3,027 $3,124
Travelers $8,184 $7,956 $7,810
USAA $1,895 $2,036 $2,131

Compare Car Insurance Quotes in Lakewood, PA

Ready to find affordable Lakewood, Pennsylvania car insurance today? Enter your ZIP code for fast, free Lakewood, PA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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