Compare Lakewood, SC Car Insurance Rates (2021)

Car insurance in Lakewood, SC averages $322 a month. Lakewood, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lakewood car insurance rates, compare quotes from the top car insurance companies in Lakewood, SC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lakewood for teen drivers is GEICO
  • Average car insurance rates in Lakewood, SC after a DUI are $4,411/year
  • Average car insurance rates in Lakewood, SC are $3,866/year

If you need to buy Lakewood, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Lakewood, SC is right here.

You’ll find Lakewood car insurance rates, the cheapest Lakewood, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Lakewood, South Carolina car insurance rates to Mount Pleasant car insurance rates, Greenville car insurance rates, and Goose Creek car insurance rates.

Ready to find affordable Lakewood, SC car insurance today? Enter your ZIP code for fast, free Lakewood car insurance quotes.

Cheapest Lakewood, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lakewood, SC car insurance rates? Every Lakewood, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lakewood, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,658 $2,538 $2,538 $6,758 $8,625 $2,944 $3,204
Farmers $3,461 $3,490 $3,320 $3,587 $9,214 $10,040 $3,786 $3,781
GEICO $2,300 $2,300 $2,101 $2,101 $5,625 $5,752 $2,686 $2,757
Nationwide $2,530 $2,564 $2,277 $2,365 $6,122 $7,895 $2,863 $3,124
Progressive $2,378 $2,177 $2,041 $2,134 $9,769 $10,752 $2,710 $2,796
State Farm $2,074 $2,074 $1,879 $1,879 $5,988 $7,538 $2,329 $2,614
USAA $1,835 $1,842 $1,687 $1,689 $7,351 $8,054 $2,411 $2,542

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Minimum Car Insurance in Lakewood, SC

Every driver must carry the minimum car insurance in Lakewood, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Lakewood, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lakewood, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lakewood, SC. Compare credit history car insurance rates in Lakewood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lakewood, South Carolina

Insurance Company Poor Fair Good
Allstate $5,028 $3,765 $3,178
Farmers $5,853 $4,908 $4,494
GEICO $4,885 $2,627 $2,096
Nationwide $4,418 $3,586 $3,148
Progressive $4,841 $4,240 $3,953
State Farm $4,736 $2,887 $2,268
USAA $5,357 $2,625 $2,296

Cheapest Lakewood, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lakewood, SC to rates for a clean record with top companies.

Annual Lakewood, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,026 $4,760 $4,203 $3,972
Farmers $4,248 $5,865 $4,886 $5,340
GEICO $2,456 $3,160 $4,740 $2,456
Nationwide $2,962 $3,823 $4,826 $3,260
Progressive $3,564 $5,175 $4,334 $4,305
State Farm $2,992 $3,670 $3,263 $3,263
USAA $2,707 $3,342 $4,624 $3,032

Cheapest Lakewood, SC Car Insurance for Teen Drivers

Teen car insurance in Lakewood, SC can be expensive. Take a look at rates from the top car insurance companies in Lakewood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lakewood, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,758 $8,625
Farmers $9,214 $10,040
GEICO $5,625 $5,752
Nationwide $6,122 $7,895
Progressive $9,769 $10,752
State Farm $5,988 $7,538
USAA $7,351 $8,054

Cheapest Lakewood, SC Car Insurance for Seniors

Take a look at Lakewood, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lakewood, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,538 $2,538
Farmers $3,320 $3,587
GEICO $2,101 $2,101
Nationwide $2,277 $2,365
Progressive $2,041 $2,134
State Farm $1,879 $1,879
USAA $1,687 $1,689

Cheapest Lakewood, SC Car Insurance Rates After a DUI

A DUI in Lakewood, SC increases car insurance rates. Compare Lakewood, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lakewood, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,203
Farmers $4,886
GEICO $4,740
Nationwide $4,826
Progressive $4,334
State Farm $3,263
USAA $4,624

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Cheapest Lakewood, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lakewood, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lakewood, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,906 $4,074
Farmers $5,085 $5,085
GEICO $3,185 $3,221
Nationwide $3,717 $3,717
Progressive $4,345 $4,345
State Farm $3,214 $3,380
USAA $3,390 $3,462

The Best Cheap Car Insurance Companies in Lakewood, SC

Take a look at a side-by-side comparison of the top car insurance companies in Lakewood, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lakewood, South Carolina

Insurance Company Average Annual Rates
Allstate $3,990
Farmers $5,085
GEICO $3,203
Nationwide $3,717
Progressive $4,345
State Farm $3,297
USAA $3,426

Category Winners: Cheapest Car Insurance in Lakewood, South Carolina

Find the cheapest car insurance companies in Lakewood, SC for each category right here.

Best Annual Car Insurance Rates by Company in Lakewood, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Lakewood, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lakewood car insurance rates. Find the cheapest Lakewood, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lakewood, South Carolina

Insurance Company Low Medium High
Allstate $3,753 $3,971 $4,247
Farmers $4,462 $5,078 $5,714
GEICO $2,962 $3,167 $3,479
Nationwide $3,652 $3,721 $3,780
Progressive $3,990 $4,280 $4,763
State Farm $3,048 $3,296 $3,547
USAA $3,232 $3,421 $3,625

What affects car insurance rates in Lakewood, South Carolina?

What factors can have an impact on Lakewood, SC car insurance? There are several reasons why Lakewood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lakewood, South Carolina.

Commute Time in Lakewood

The more time you spend in your car the higher the risk of an accident. The average commute length in Lakewood, SC is 23.4 minutes according to City-Data.

Compare Car Insurance Quotes in Lakewood, SC

Ready to find affordable Lakewood, South Carolina car insurance today? Enter your ZIP code for fast, free Lakewood, SC car insurance quotes.

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