Compare Lakewood, WI Car Insurance Rates (2021)

Car insurance in Lakewood, WI averages $250 a month. Lakewood, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Lakewood car insurance rates, compare quotes from the top car insurance companies in Lakewood, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lakewood, WI are $2,996/year
  • The cheapest car insurance company in Lakewood for teen drivers is American Family
  • The cheapest car insurance company in Lakewood is American Family

If you need to buy Lakewood, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Lakewood, WI is right here.

You’ll find Lakewood car insurance rates, the cheapest Lakewood, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Lakewood, Wisconsin car insurance rates to La Crosse car insurance rates, Madison car insurance rates, and Kenosha car insurance rates.

Ready to find affordable Lakewood, WI car insurance today? Enter your ZIP code for fast, free Lakewood car insurance quotes.

Cheapest Lakewood, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lakewood, WI car insurance rates? Every Lakewood, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lakewood, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,316 $2,447 $2,131 $2,359 $7,320 $9,386 $2,361 $2,569
American Family $999 $1,047 $928 $940 $2,686 $2,977 $1,170 $1,248
Farmers $2,100 $2,102 $1,866 $1,965 $9,617 $9,968 $2,397 $2,535
GEICO $1,346 $1,485 $1,385 $1,583 $4,448 $4,798 $1,246 $1,290
Liberty Mutual $1,873 $2,048 $1,514 $1,723 $6,228 $6,993 $1,991 $2,162
Nationwide $3,437 $3,621 $2,847 $3,002 $7,027 $10,773 $4,183 $4,970
Progressive $1,837 $1,760 $1,501 $1,561 $6,810 $7,702 $2,211 $2,406
State Farm $1,352 $1,352 $1,189 $1,189 $3,687 $4,673 $1,521 $1,734
USAA $1,310 $1,307 $1,186 $1,206 $3,343 $3,879 $1,699 $1,863

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Minimum Car Insurance in Lakewood, WI

Every driver must carry the minimum car insurance in Lakewood, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Lakewood, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lakewood, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lakewood, WI. Compare credit history car insurance rates in Lakewood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lakewood, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,074 $3,488 $3,021
American Family $2,007 $1,323 $1,169
Farmers $4,611 $3,881 $3,713
GEICO $2,886 $2,057 $1,651
Liberty Mutual $4,433 $2,666 $2,100
Nationwide $5,601 $4,673 $4,673
Progressive $3,682 $3,107 $2,881
State Farm $3,113 $1,787 $1,361
USAA $3,041 $1,602 $1,279

Cheapest Lakewood, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lakewood, WI to rates for a clean record with top companies.

Annual Lakewood, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,166 $4,336 $4,039 $3,903
American Family $1,435 $1,521 $1,521 $1,521
Farmers $3,556 $4,473 $4,221 $4,025
GEICO $1,527 $2,465 $2,806 $1,992
Liberty Mutual $2,346 $3,328 $3,459 $3,132
Nationwide $4,212 $4,873 $5,972 $4,873
Progressive $2,955 $3,566 $3,062 $3,311
State Farm $1,930 $2,244 $2,087 $2,087
USAA $1,547 $1,949 $2,637 $1,764

Cheapest Lakewood, WI Car Insurance for Teen Drivers

Teen car insurance in Lakewood, WI can be expensive. Take a look at rates from the top car insurance companies in Lakewood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lakewood, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,320 $9,386
American Family $2,686 $2,977
Farmers $9,617 $9,968
GEICO $4,448 $4,798
Liberty Mutual $6,228 $6,993
Nationwide $7,027 $10,773
Progressive $6,810 $7,702
State Farm $3,687 $4,673
USAA $3,343 $3,879

Cheapest Lakewood, WI Car Insurance for Seniors

Take a look at Lakewood, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lakewood, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,131 $2,359
American Family $928 $940
Farmers $1,866 $1,965
GEICO $1,385 $1,583
Liberty Mutual $1,514 $1,723
Nationwide $2,847 $3,002
Progressive $1,501 $1,561
State Farm $1,189 $1,189
USAA $1,186 $1,206

Cheapest Lakewood, WI Car Insurance Rates After a DUI

A DUI in Lakewood, WI increases car insurance rates. Compare Lakewood, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lakewood, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,039
American Family $1,521
Farmers $4,221
GEICO $2,806
Liberty Mutual $3,459
Nationwide $5,972
Progressive $3,062
State Farm $2,087
USAA $2,637

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Cheapest Lakewood, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lakewood, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lakewood, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,768 $3,954
American Family $1,474 $1,525
Farmers $4,069 $4,069
GEICO $2,151 $2,244
Liberty Mutual $3,067 $3,067
Nationwide $4,982 $4,982
Progressive $3,223 $3,223
State Farm $2,037 $2,137
USAA $1,949 $2,000

The Best Cheap Car Insurance Companies in Lakewood, WI

Take a look at a side-by-side comparison of the top car insurance companies in Lakewood, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lakewood, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,861
American Family $1,500
Farmers $4,069
GEICO $2,198
Liberty Mutual $3,067
Nationwide $4,983
Progressive $3,223
State Farm $2,087
USAA $1,974

Category Winners: Cheapest Car Insurance in Lakewood, Wisconsin

Find the cheapest car insurance companies in Lakewood, WI for each category right here.

Best Annual Car Insurance Rates by Company in Lakewood, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Lakewood, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lakewood car insurance rates. Find the cheapest Lakewood, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lakewood, Wisconsin

Insurance Company Low Medium High
Allstate $3,698 $3,851 $4,033
American Family $1,486 $1,512 $1,500
Farmers $3,805 $4,041 $4,360
GEICO $2,061 $2,196 $2,336
Liberty Mutual $2,818 $3,093 $3,288
Nationwide $4,831 $4,979 $5,137
Progressive $3,063 $3,244 $3,363
State Farm $1,990 $2,092 $2,179
USAA $1,905 $1,976 $2,042

What affects car insurance rates in Lakewood, Wisconsin?

What factors can have an impact on Lakewood, WI car insurance? There are several reasons why Lakewood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lakewood, Wisconsin.

Commute Time in Lakewood

The more time you spend in your car the higher the risk of an accident. The average commute length in Lakewood, WI is 15.8 minutes according to City-Data.

Compare Car Insurance Quotes in Lakewood, WI

Ready to find affordable Lakewood, Wisconsin car insurance today? Enter your ZIP code for fast, free Lakewood, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State