Compare Lamar, AR Car Insurance Rates (2021)

Car insurance in Lamar, AR averages $324 a month. Lamar, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lamar car insurance rates, compare quotes from the top car insurance companies in Lamar, AR.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Lamar for teen drivers is USAA
  • Average car insurance rates in Lamar, AR are $3,893/year
  • The cheapest car insurance company in Lamar is USAA

If you need to buy Lamar, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Lamar, AR is right here.

You’ll find Lamar car insurance rates, the cheapest Lamar, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Lamar, Arkansas car insurance rates to Little Rock car insurance rates, Jonesboro car insurance rates, and Conway car insurance rates.

Ready to find affordable Lamar, AR car insurance today? Enter your ZIP code for fast, free Lamar car insurance quotes.

Cheapest Lamar, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lamar, AR car insurance rates? Every Lamar, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lamar, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,874 $2,900 $2,554 $2,733 $10,299 $12,333 $3,186 $3,471
Farmers $2,267 $2,259 $2,027 $2,128 $9,406 $9,756 $2,600 $2,748
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,743 $2,604 $2,249 $2,354 $11,526 $12,991 $3,284 $3,560
State Farm $1,501 $1,501 $1,339 $1,339 $4,261 $5,354 $1,689 $1,940
Travelers $2,102 $2,143 $2,069 $2,077 $12,144 $19,500 $2,246 $2,602
USAA $1,256 $1,270 $1,164 $1,175 $3,881 $4,069 $1,615 $1,744

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Lamar, AR

Every driver must carry the minimum car insurance in Lamar, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Lamar, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lamar, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lamar, AR. Compare credit history car insurance rates in Lamar from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lamar, Arkansas

Insurance Company Poor Fair Good
Allstate $6,342 $4,850 $3,938
Farmers $4,726 $3,954 $3,767
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,863 $4,991 $4,638
State Farm $3,423 $2,064 $1,609
Travelers $6,438 $5,372 $5,021
USAA $2,680 $1,828 $1,558

Cheapest Lamar, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lamar, AR to rates for a clean record with top companies.

Annual Lamar, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,169 $5,233 $5,803 $4,970
Farmers $3,508 $4,491 $4,385 $4,211
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,451 $6,182 $4,676 $5,346
State Farm $2,175 $2,556 $2,366 $2,366
Travelers $4,704 $4,860 $7,106 $5,771
USAA $1,558 $1,969 $2,834 $1,727

Cheapest Lamar, AR Car Insurance for Teen Drivers

Teen car insurance in Lamar, AR can be expensive. Take a look at rates from the top car insurance companies in Lamar for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lamar, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,299 $12,333
Farmers $9,406 $9,756
GEICO $6,083 $6,098
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $11,526 $12,991
State Farm $4,261 $5,354
Travelers $12,144 $19,500
USAA $3,881 $4,069

Cheapest Lamar, AR Car Insurance for Seniors

Take a look at Lamar, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lamar, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,554 $2,733
Farmers $2,027 $2,128
GEICO $2,150 $2,090
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,249 $2,354
State Farm $1,339 $1,339
Travelers $2,069 $2,077
USAA $1,164 $1,175

Cheapest Lamar, AR Car Insurance Rates After a DUI

A DUI in Lamar, AR increases car insurance rates. Compare Lamar, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lamar, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,803
Farmers $4,385
GEICO $4,978
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,676
State Farm $2,366
Travelers $7,106
USAA $2,834

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lamar, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lamar, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lamar, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,044 $5,044
Farmers $4,149 $4,149
GEICO $3,187 $3,232
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $5,164 $5,164
State Farm $2,310 $2,421
Travelers $5,610 $5,610
USAA $1,964 $2,080

The Best Cheap Car Insurance Companies in Lamar, AR

Take a look at a side-by-side comparison of the top car insurance companies in Lamar, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lamar, Arkansas

Insurance Company Average Annual Rates
Allstate $5,044
Farmers $4,149
GEICO $3,209
Liberty Mutual $3,892
Nationwide $3,583
Progressive $5,164
State Farm $2,366
Travelers $5,610
USAA $2,022

Category Winners: Cheapest Car Insurance in Lamar, Arkansas

Find the cheapest car insurance companies in Lamar, AR for each category right here.

Best Annual Car Insurance Rates by Company in Lamar, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lamar, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lamar car insurance rates. Find the cheapest Lamar, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lamar, Arkansas

Insurance Company Low Medium High
Allstate $4,913 $5,041 $5,177
Farmers $3,950 $4,107 $4,389
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,788 $5,084 $5,620
State Farm $2,257 $2,362 $2,477
Travelers $5,355 $5,626 $5,850
USAA $1,939 $2,014 $2,112

What affects car insurance rates in Lamar, Arkansas?

What factors can have an impact on Lamar, AR car insurance? There are several reasons why Lamar car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lamar, Arkansas.

Commute Time in Lamar

The more time you spend in your car the higher the risk of an accident. The average commute length in Lamar, AR is 21.3 minutes according to City-Data.

Compare Car Insurance Quotes in Lamar, AR

Ready to find affordable Lamar, Arkansas car insurance today? Enter your ZIP code for fast, free Lamar, AR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State