Compare Lamar, MS Car Insurance Rates (2021)

Car insurance in Lamar, MS averages $303 a month. Lamar, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lamar car insurance rates, compare quotes from the top car insurance companies in Lamar, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lamar is USAA
  • Average car insurance rates in Lamar, MS are $3,639/year
  • Average car insurance rates in Lamar, MS after a DUI are $4,370/year

If you need to buy Lamar, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Lamar, MS is right here.

You’ll find Lamar car insurance rates, the cheapest Lamar, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Lamar, Mississippi car insurance rates to Hattiesburg car insurance rates, Oxford car insurance rates, and Meridian car insurance rates.

Ready to find affordable Lamar, MS car insurance today? Enter your ZIP code for fast, free Lamar car insurance quotes.

Cheapest Lamar, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lamar, MS car insurance rates? Every Lamar, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lamar, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,895 $2,764 $2,591 $2,649 $11,620 $12,425 $3,276 $3,358
GEICO $2,643 $2,498 $2,396 $2,227 $6,655 $6,275 $4,454 $2,139
Liberty Mutual $2,555 $2,766 $2,056 $2,304 $9,137 $10,153 $2,717 $2,861
Nationwide $2,144 $2,208 $1,919 $2,038 $4,295 $5,476 $2,430 $2,634
Progressive $2,691 $2,538 $2,196 $2,140 $9,551 $10,725 $2,774 $2,896
State Farm $1,753 $1,753 $1,567 $1,567 $5,049 $6,344 $1,952 $2,224
Travelers $1,684 $1,714 $1,600 $1,602 $7,523 $11,918 $1,764 $2,050
USAA $1,412 $1,398 $1,315 $1,332 $3,505 $4,165 $1,723 $1,901

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Minimum Car Insurance in Lamar, MS

Every driver must carry the minimum car insurance in Lamar, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Lamar, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lamar, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lamar, MS. Compare credit history car insurance rates in Lamar from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lamar, Mississippi

Insurance Company Poor Fair Good
Allstate $6,021 $5,326 $4,244
GEICO $5,520 $3,128 $2,335
Liberty Mutual $6,193 $3,786 $2,976
Nationwide $3,407 $2,762 $2,510
Progressive $5,049 $4,288 $3,979
State Farm $4,002 $2,427 $1,900
Travelers $4,236 $3,455 $3,505
USAA $2,869 $1,862 $1,551

Cheapest Lamar, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lamar, MS to rates for a clean record with top companies.

Annual Lamar, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,379 $5,160 $6,280 $4,969
GEICO $2,288 $3,459 $5,244 $3,652
Liberty Mutual $3,068 $4,888 $5,010 $4,309
Nationwide $2,306 $2,949 $3,761 $2,556
Progressive $3,807 $5,085 $4,389 $4,474
State Farm $2,524 $3,084 $2,748 $2,748
Travelers $3,262 $3,415 $4,689 $3,561
USAA $1,635 $2,086 $2,836 $1,819

Cheapest Lamar, MS Car Insurance for Teen Drivers

Teen car insurance in Lamar, MS can be expensive. Take a look at rates from the top car insurance companies in Lamar for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lamar, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,620 $12,425
GEICO $6,655 $6,275
Liberty Mutual $9,137 $10,153
Nationwide $4,295 $5,476
Progressive $9,551 $10,725
State Farm $5,049 $6,344
Travelers $7,523 $11,918
USAA $3,505 $4,165

Cheapest Lamar, MS Car Insurance for Seniors

Take a look at Lamar, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lamar, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,591 $2,649
GEICO $2,396 $2,227
Liberty Mutual $2,056 $2,304
Nationwide $1,919 $2,038
Progressive $2,196 $2,140
State Farm $1,567 $1,567
Travelers $1,600 $1,602
USAA $1,315 $1,332

Cheapest Lamar, MS Car Insurance Rates After a DUI

A DUI in Lamar, MS increases car insurance rates. Compare Lamar, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lamar, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,280
GEICO $5,244
Liberty Mutual $5,010
Nationwide $3,761
Progressive $4,389
State Farm $2,748
Travelers $4,689
USAA $2,836

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Cheapest Lamar, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lamar, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lamar, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,197 $5,197
GEICO $3,649 $3,673
Liberty Mutual $4,319 $4,319
Nationwide $2,893 $2,893
Progressive $4,439 $4,439
State Farm $2,710 $2,842
Travelers $3,732 $3,732
USAA $2,030 $2,158

The Best Cheap Car Insurance Companies in Lamar, MS

Take a look at a side-by-side comparison of the top car insurance companies in Lamar, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lamar, Mississippi

Insurance Company Average Annual Rates
Allstate $5,197
GEICO $3,661
Liberty Mutual $4,319
Nationwide $2,893
Progressive $4,439
State Farm $2,776
Travelers $3,732
USAA $2,094

Category Winners: Cheapest Car Insurance in Lamar, Mississippi

Find the cheapest car insurance companies in Lamar, MS for each category right here.

Best Annual Car Insurance Rates by Company in Lamar, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lamar, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lamar car insurance rates. Find the cheapest Lamar, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lamar, Mississippi

Insurance Company Low Medium High
Allstate $4,970 $5,190 $5,431
GEICO $3,453 $3,686 $3,843
Liberty Mutual $4,059 $4,300 $4,597
Nationwide $2,757 $2,885 $3,037
Progressive $3,981 $4,498 $4,837
State Farm $2,621 $2,764 $2,943
Travelers $3,540 $3,755 $3,901
USAA $1,966 $2,083 $2,233

What affects car insurance rates in Lamar, Mississippi?

What factors can have an impact on Lamar, MS car insurance? There are several reasons why Lamar car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lamar, Mississippi.

Car Theft in Lamar

High levels of vehicle theft can make car insurance more expensive. Lamar, MS car theft statistics from the FBI indicate 1 vehicle thefts a year.

Compare Car Insurance Quotes in Lamar, MS

Ready to find affordable Lamar, Mississippi car insurance today? Enter your ZIP code for fast, free Lamar, MS car insurance quotes.

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