Compare Lamar, OK Car Insurance Rates (2021)

Car insurance in Lamar, OK averages $335 a month. Lamar, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lamar car insurance rates, compare quotes from the top car insurance companies in Lamar, OK.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lamar for teen drivers is State Farm
  • Average car insurance rates in Lamar, OK after a DUI are $4,560/year
  • Average car insurance rates in Lamar, OK are $4,016/year

If you need to buy Lamar, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Lamar, OK is right here.

You’ll find Lamar car insurance rates, the cheapest Lamar, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Lamar, Oklahoma car insurance rates to Midwest City car insurance rates, Lawton car insurance rates, and Norman car insurance rates.

Ready to find affordable Lamar, OK car insurance today? Enter your ZIP code for fast, free Lamar car insurance quotes.

Cheapest Lamar, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lamar, OK car insurance rates? Every Lamar, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lamar, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,211 $2,224 $2,029 $2,131 $6,773 $7,954 $2,395 $2,541
Farmers $2,359 $2,340 $2,122 $2,236 $8,794 $9,009 $2,681 $2,815
GEICO $2,263 $2,475 $2,409 $2,699 $6,596 $7,054 $1,981 $2,014
Liberty Mutual $4,688 $4,956 $4,111 $4,481 $12,916 $14,188 $4,882 $5,068
Progressive $2,418 $2,301 $1,989 $2,106 $9,592 $10,756 $2,830 $2,970
State Farm $1,901 $1,901 $1,667 $1,667 $4,687 $5,927 $1,992 $2,231
USAA $1,817 $1,821 $1,743 $1,761 $5,922 $6,605 $2,342 $2,571

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Minimum Car Insurance in Lamar, OK

Every driver must carry the minimum car insurance in Lamar, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Lamar, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lamar, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lamar, OK. Compare credit history car insurance rates in Lamar from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lamar, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,363 $3,311 $2,922
Farmers $4,657 $3,832 $3,645
GEICO $4,141 $3,436 $2,732
Liberty Mutual $9,935 $6,051 $4,747
Progressive $4,964 $4,222 $3,924
State Farm $3,820 $2,448 $1,972
USAA $4,553 $2,595 $2,070

Cheapest Lamar, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lamar, OK to rates for a clean record with top companies.

Annual Lamar, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,035 $3,558 $4,118 $3,418
Farmers $3,414 $4,380 $4,273 $4,111
GEICO $2,507 $3,833 $4,242 $3,163
Liberty Mutual $4,657 $7,777 $8,802 $6,408
Progressive $3,404 $6,320 $3,758 $3,999
State Farm $2,559 $2,934 $2,747 $2,747
USAA $2,266 $3,254 $3,983 $2,788

Cheapest Lamar, OK Car Insurance for Teen Drivers

Teen car insurance in Lamar, OK can be expensive. Take a look at rates from the top car insurance companies in Lamar for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lamar, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,773 $7,954
Farmers $8,794 $9,009
GEICO $6,596 $7,054
Liberty Mutual $12,916 $14,188
Progressive $9,592 $10,756
State Farm $4,687 $5,927
USAA $5,922 $6,605

Cheapest Lamar, OK Car Insurance for Seniors

Take a look at Lamar, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lamar, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,029 $2,131
Farmers $2,122 $2,236
GEICO $2,409 $2,699
Liberty Mutual $4,111 $4,481
Progressive $1,989 $2,106
State Farm $1,667 $1,667
USAA $1,743 $1,761

Cheapest Lamar, OK Car Insurance Rates After a DUI

A DUI in Lamar, OK increases car insurance rates. Compare Lamar, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lamar, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,118
Farmers $4,273
GEICO $4,242
Liberty Mutual $8,802
Progressive $3,758
State Farm $2,747
USAA $3,983

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Cheapest Lamar, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lamar, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lamar, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,532 $3,532
Farmers $4,044 $4,044
GEICO $3,370 $3,503
Liberty Mutual $6,911 $6,911
Progressive $4,370 $4,370
State Farm $2,699 $2,794
USAA $3,036 $3,110

The Best Cheap Car Insurance Companies in Lamar, OK

Take a look at a side-by-side comparison of the top car insurance companies in Lamar, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lamar, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,532
Farmers $4,044
GEICO $3,436
Liberty Mutual $6,911
Progressive $4,370
State Farm $2,747
USAA $3,073

Category Winners: Cheapest Car Insurance in Lamar, Oklahoma

Find the cheapest car insurance companies in Lamar, OK for each category right here.

Best Annual Car Insurance Rates by Company in Lamar, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Lamar, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lamar car insurance rates. Find the cheapest Lamar, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lamar, Oklahoma

Insurance Company Low Medium High
Allstate $3,340 $3,520 $3,737
Farmers $3,888 $4,004 $4,241
GEICO $3,204 $3,441 $3,665
Liberty Mutual $6,566 $6,887 $7,281
Progressive $4,054 $4,342 $4,714
State Farm $2,586 $2,726 $2,928
USAA $2,956 $3,065 $3,197

What affects car insurance rates in Lamar, Oklahoma?

What factors can have an impact on Lamar, OK car insurance? There are several reasons why Lamar car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lamar, Oklahoma.

Commute Time in Lamar

The more time you spend in your car the higher the risk of an accident. The average commute length in Lamar, OK is 36.5 minutes according to City-Data.

Compare Car Insurance Quotes in Lamar, OK

Ready to find affordable Lamar, Oklahoma car insurance today? Enter your ZIP code for fast, free Lamar, OK car insurance quotes.

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