Compare Lamar, SC Car Insurance Rates (2021)

Car insurance in Lamar, SC averages $327 a month. Lamar, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lamar car insurance rates, compare quotes from the top car insurance companies in Lamar, SC.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lamar, SC after a DUI are $4,498/year
  • Average car insurance rates in Lamar, SC are $3,926/year
  • The cheapest car insurance company in Lamar for teen drivers is GEICO

If you need to buy Lamar, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Lamar, SC is right here.

You’ll find Lamar car insurance rates, the cheapest Lamar, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Lamar, South Carolina car insurance rates to Charleston car insurance rates, Greenville car insurance rates, and Columbia car insurance rates.

Ready to find affordable Lamar, SC car insurance today? Enter your ZIP code for fast, free Lamar car insurance quotes.

Cheapest Lamar, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lamar, SC car insurance rates? Every Lamar, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lamar, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,658 $2,538 $2,538 $6,758 $8,625 $2,944 $3,204
Farmers $3,228 $3,244 $3,090 $3,342 $8,604 $9,438 $3,531 $3,538
GEICO $2,235 $2,235 $2,039 $2,039 $5,410 $5,541 $2,608 $2,672
Nationwide $2,654 $2,693 $2,384 $2,481 $6,393 $8,272 $3,001 $3,284
Progressive $2,589 $2,379 $2,221 $2,326 $10,688 $11,803 $2,963 $3,074
State Farm $1,988 $1,988 $1,799 $1,799 $5,674 $7,146 $2,231 $2,500
USAA $2,044 $2,052 $1,879 $1,884 $8,312 $9,101 $2,703 $2,853

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Minimum Car Insurance in Lamar, SC

Every driver must carry the minimum car insurance in Lamar, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Lamar, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lamar, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lamar, SC. Compare credit history car insurance rates in Lamar from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lamar, South Carolina

Insurance Company Poor Fair Good
Allstate $5,028 $3,765 $3,178
Farmers $5,459 $4,597 $4,200
GEICO $4,724 $2,541 $2,027
Nationwide $4,640 $3,752 $3,294
Progressive $5,297 $4,642 $4,327
State Farm $4,508 $2,752 $2,163
USAA $6,005 $2,963 $2,592

Cheapest Lamar, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lamar, SC to rates for a clean record with top companies.

Annual Lamar, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,026 $4,760 $4,203 $3,972
Farmers $3,971 $5,475 $4,562 $4,999
GEICO $2,364 $3,055 $4,606 $2,364
Nationwide $3,094 $4,007 $5,070 $3,410
Progressive $3,896 $5,666 $4,747 $4,712
State Farm $2,855 $3,490 $3,109 $3,109
USAA $3,043 $3,768 $5,190 $3,413

Cheapest Lamar, SC Car Insurance for Teen Drivers

Teen car insurance in Lamar, SC can be expensive. Take a look at rates from the top car insurance companies in Lamar for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lamar, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,758 $8,625
Farmers $8,604 $9,438
GEICO $5,410 $5,541
Nationwide $6,393 $8,272
Progressive $10,688 $11,803
State Farm $5,674 $7,146
USAA $8,312 $9,101

Cheapest Lamar, SC Car Insurance for Seniors

Take a look at Lamar, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lamar, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,538 $2,538
Farmers $3,090 $3,342
GEICO $2,039 $2,039
Nationwide $2,384 $2,481
Progressive $2,221 $2,326
State Farm $1,799 $1,799
USAA $1,879 $1,884

Cheapest Lamar, SC Car Insurance Rates After a DUI

A DUI in Lamar, SC increases car insurance rates. Compare Lamar, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lamar, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,203
Farmers $4,562
GEICO $4,606
Nationwide $5,070
Progressive $4,747
State Farm $3,109
USAA $5,190

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Cheapest Lamar, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lamar, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lamar, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,906 $4,074
Farmers $4,752 $4,752
GEICO $3,081 $3,114
Nationwide $3,895 $3,895
Progressive $4,755 $4,755
State Farm $3,062 $3,220
USAA $3,813 $3,894

The Best Cheap Car Insurance Companies in Lamar, SC

Take a look at a side-by-side comparison of the top car insurance companies in Lamar, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lamar, South Carolina

Insurance Company Average Annual Rates
Allstate $3,990
Farmers $4,752
GEICO $3,097
Nationwide $3,895
Progressive $4,755
State Farm $3,141
USAA $3,854

Category Winners: Cheapest Car Insurance in Lamar, South Carolina

Find the cheapest car insurance companies in Lamar, SC for each category right here.

Best Annual Car Insurance Rates by Company in Lamar, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Lamar, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lamar car insurance rates. Find the cheapest Lamar, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lamar, South Carolina

Insurance Company Low Medium High
Allstate $3,753 $3,971 $4,247
Farmers $4,186 $4,744 $5,326
GEICO $2,875 $3,064 $3,354
Nationwide $3,842 $3,897 $3,946
Progressive $4,358 $4,681 $5,227
State Farm $2,904 $3,140 $3,379
USAA $3,620 $3,849 $4,092

What affects car insurance rates in Lamar, South Carolina?

What factors can have an impact on Lamar, SC car insurance? There are several reasons why Lamar car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lamar, South Carolina.

Commute Time in Lamar

The more time you spend in your car the higher the risk of an accident. The average commute length in Lamar, SC is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Lamar, SC

Ready to find affordable Lamar, South Carolina car insurance today? Enter your ZIP code for fast, free Lamar, SC car insurance quotes.

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