Compare Lampasas, TX Car Insurance Rates (2021)

Car insurance in Lampasas, TX averages $293 a month. Lampasas, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Lampasas car insurance rates, compare quotes from the top car insurance companies in Lampasas, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Lampasas is USAA
  • Average car insurance rates in Lampasas, TX are $3,521/year
  • The cheapest car insurance company in Lampasas for teen drivers is USAA

If you need to buy Lampasas, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Lampasas, TX is right here.

You’ll find Lampasas car insurance rates, the cheapest Lampasas, TX car insurance companies, and information on Texas car insurance laws. You can also compare Lampasas, Texas car insurance rates to Plano car insurance rates, Corpus Christi car insurance rates, and Austin car insurance rates.

Ready to find affordable Lampasas, TX car insurance today? Enter your ZIP code for fast, free Lampasas car insurance quotes.

Cheapest Lampasas, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lampasas, TX car insurance rates? Every Lampasas, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lampasas, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,418 $3,454 $3,376 $3,376 $8,923 $10,784 $4,227 $4,413
American Family $2,311 $2,571 $2,168 $2,480 $6,070 $7,898 $3,303 $3,750
GEICO $2,014 $2,165 $1,937 $2,181 $4,356 $4,521 $2,175 $2,175
Nationwide $2,469 $2,514 $2,177 $2,309 $7,044 $9,062 $2,904 $3,146
Progressive $2,161 $2,072 $1,930 $1,966 $9,059 $10,098 $2,576 $2,631
State Farm $1,910 $1,910 $1,692 $1,692 $4,454 $5,656 $2,068 $2,135
USAA $1,407 $1,420 $1,339 $1,335 $3,874 $4,236 $1,873 $2,019

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Lampasas, TX

Every driver must carry the minimum car insurance in Lampasas, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Lampasas, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lampasas, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lampasas, TX. Compare credit history car insurance rates in Lampasas from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lampasas, Texas

Insurance Company Poor Fair Good
Allstate $6,673 $4,887 $4,180
American Family $5,230 $3,321 $2,905
GEICO $4,131 $2,356 $1,584
Nationwide $4,747 $3,807 $3,306
Progressive $4,561 $3,954 $3,670
State Farm $3,812 $2,370 $1,887
USAA $3,225 $1,852 $1,487

Cheapest Lampasas, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lampasas, TX to rates for a clean record with top companies.

Annual Lampasas, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,100 $6,257 $6,528 $4,100
American Family $3,491 $4,411 $3,883 $3,491
GEICO $2,289 $3,011 $2,526 $2,936
Nationwide $3,424 $3,424 $5,094 $3,872
Progressive $3,548 $4,572 $4,131 $3,995
State Farm $2,403 $2,739 $3,214 $2,403
USAA $1,639 $2,402 $2,831 $1,879

Cheapest Lampasas, TX Car Insurance for Teen Drivers

Teen car insurance in Lampasas, TX can be expensive. Take a look at rates from the top car insurance companies in Lampasas for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lampasas, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,923 $10,784
American Family $6,070 $7,898
GEICO $4,356 $4,521
Nationwide $7,044 $9,062
Progressive $9,059 $10,098
State Farm $4,454 $5,656
USAA $3,874 $4,236

Cheapest Lampasas, TX Car Insurance for Seniors

Take a look at Lampasas, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lampasas, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,376 $3,376
American Family $2,168 $2,480
GEICO $1,937 $2,181
Nationwide $2,177 $2,309
Progressive $1,930 $1,966
State Farm $1,692 $1,692
USAA $1,339 $1,335

Cheapest Lampasas, TX Car Insurance Rates After a DUI

A DUI in Lampasas, TX increases car insurance rates. Compare Lampasas, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lampasas, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,528
American Family $3,883
GEICO $2,526
Nationwide $5,094
Progressive $4,131
State Farm $3,214
USAA $2,831

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lampasas, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lampasas, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lampasas, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,125 $5,368
American Family $3,819 $3,819
GEICO $2,642 $2,739
Nationwide $3,953 $3,953
Progressive $4,061 $4,061
State Farm $2,690 $2,690
USAA $2,160 $2,216

The Best Cheap Car Insurance Companies in Lampasas, TX

Take a look at a side-by-side comparison of the top car insurance companies in Lampasas, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lampasas, Texas

Insurance Company Average Annual Rates
Allstate $5,246
American Family $3,819
GEICO $2,690
Nationwide $3,953
Progressive $4,061
State Farm $2,690
USAA $2,188

Category Winners: Cheapest Car Insurance in Lampasas, Texas

Find the cheapest car insurance companies in Lampasas, TX for each category right here.

Best Annual Car Insurance Rates by Company in Lampasas, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lampasas, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lampasas car insurance rates. Find the cheapest Lampasas, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lampasas, Texas

Insurance Company Low Medium High
Allstate $5,124 $5,201 $5,414
American Family $3,549 $3,683 $4,225
GEICO $2,559 $2,663 $2,849
Nationwide $4,286 $3,784 $3,790
Progressive $3,913 $4,048 $4,223
State Farm $2,561 $2,683 $2,826
USAA $2,122 $2,181 $2,261

What affects car insurance rates in Lampasas, Texas?

What factors can have an impact on Lampasas, TX car insurance? There are several reasons why Lampasas car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lampasas, Texas.

Car Theft in Lampasas

High levels of vehicle theft can make car insurance more expensive. Lampasas, TX car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Lampasas

The more time you spend in your car the higher the risk of an accident. The average commute length in Lampasas, TX is 22.8 minutes according to City-Data.

Compare Car Insurance Quotes in Lampasas, TX

Ready to find affordable Lampasas, Texas car insurance today? Enter your ZIP code for fast, free Lampasas, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption