Compare Lamy, NM Car Insurance Rates (2021)

Car insurance in Lamy, NM averages $300 a month. Lamy, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Lamy car insurance rates, compare quotes from the top car insurance companies in Lamy, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lamy is State Farm
  • The cheapest car insurance company in Lamy for teen drivers is USAA
  • Average car insurance rates in Lamy, NM are $3,605/year

If you need to buy Lamy, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Lamy, NM is right here.

You’ll find Lamy car insurance rates, the cheapest Lamy, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Lamy, New Mexico car insurance rates to Albuquerque car insurance rates, Gallup car insurance rates, and Carlsbad car insurance rates.

Ready to find affordable Lamy, NM car insurance today? Enter your ZIP code for fast, free Lamy car insurance quotes.

Cheapest Lamy, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lamy, NM car insurance rates? Every Lamy, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lamy, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,569 $2,558 $2,370 $2,490 $8,987 $10,453 $2,817 $2,968
Farmers $2,386 $2,373 $2,135 $2,285 $9,852 $10,109 $2,679 $2,752
GEICO $2,893 $2,967 $2,716 $2,716 $8,574 $11,673 $3,043 $3,007
Nationwide $2,450 $2,484 $2,231 $2,332 $6,029 $7,570 $2,777 $2,967
Progressive $1,616 $1,553 $1,482 $1,480 $6,912 $7,774 $1,947 $1,999
State Farm $1,613 $1,613 $1,476 $1,476 $4,459 $5,587 $1,806 $1,993
USAA $1,705 $1,689 $1,625 $1,613 $4,637 $5,241 $2,119 $2,265

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Minimum Car Insurance in Lamy, NM

Every driver must carry the minimum car insurance in Lamy, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Lamy, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lamy, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lamy, NM. Compare credit history car insurance rates in Lamy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lamy, New Mexico

Insurance Company Poor Fair Good
Allstate $5,125 $4,222 $3,857
Farmers $4,955 $4,106 $3,903
GEICO $5,261 $4,587 $4,247
Nationwide $4,402 $3,436 $2,978
Progressive $3,377 $3,031 $2,878
State Farm $3,563 $2,201 $1,745
USAA $3,274 $2,445 $2,116

Cheapest Lamy, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lamy, NM to rates for a clean record with top companies.

Annual Lamy, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,589 $4,796 $5,152 $4,070
Farmers $3,648 $4,707 $4,598 $4,333
GEICO $2,790 $4,448 $8,767 $2,790
Nationwide $2,706 $3,784 $4,870 $3,060
Progressive $2,673 $3,679 $2,878 $3,151
State Farm $2,346 $2,556 $2,556 $2,556
USAA $1,936 $2,707 $3,542 $2,260

Cheapest Lamy, NM Car Insurance for Teen Drivers

Teen car insurance in Lamy, NM can be expensive. Take a look at rates from the top car insurance companies in Lamy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lamy, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,987 $10,453
Farmers $9,852 $10,109
GEICO $8,574 $11,673
Nationwide $6,029 $7,570
Progressive $6,912 $7,774
State Farm $4,459 $5,587
USAA $4,637 $5,241

Cheapest Lamy, NM Car Insurance for Seniors

Take a look at Lamy, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lamy, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,370 $2,490
Farmers $2,135 $2,285
GEICO $2,716 $2,716
Nationwide $2,231 $2,332
Progressive $1,482 $1,480
State Farm $1,476 $1,476
USAA $1,625 $1,613

Cheapest Lamy, NM Car Insurance Rates After a DUI

A DUI in Lamy, NM increases car insurance rates. Compare Lamy, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lamy, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,152
Farmers $4,598
GEICO $8,767
Nationwide $4,870
Progressive $2,878
State Farm $2,556
USAA $3,542

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Cheapest Lamy, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lamy, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lamy, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,402 $4,402
Farmers $4,321 $4,321
GEICO $4,626 $4,771
Nationwide $3,605 $3,605
Progressive $3,095 $3,095
State Farm $2,440 $2,566
USAA $2,534 $2,689

The Best Cheap Car Insurance Companies in Lamy, NM

Take a look at a side-by-side comparison of the top car insurance companies in Lamy, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lamy, New Mexico

Insurance Company Average Annual Rates
Allstate $4,402
Farmers $4,321
GEICO $4,699
Nationwide $3,605
Progressive $3,095
State Farm $2,503
USAA $2,612

Category Winners: Cheapest Car Insurance in Lamy, New Mexico

Find the cheapest car insurance companies in Lamy, NM for each category right here.

Best Annual Car Insurance Rates by Company in Lamy, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lamy, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lamy car insurance rates. Find the cheapest Lamy, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lamy, New Mexico

Insurance Company Low Medium High
Allstate $4,155 $4,390 $4,660
Farmers $3,920 $4,281 $4,763
GEICO $4,341 $4,685 $5,069
Nationwide $3,517 $3,579 $3,719
Progressive $2,925 $3,096 $3,265
State Farm $2,267 $2,511 $2,731
USAA $2,438 $2,624 $2,773

Compare Car Insurance Quotes in Lamy, NM

Ready to find affordable Lamy, New Mexico car insurance today? Enter your ZIP code for fast, free Lamy, NM car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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