Compare Land O Lakes, WI Car Insurance Rates (2021)

Car insurance in Land O Lakes, WI averages $260 a month. Land O Lakes, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Land O Lakes car insurance rates, compare quotes from the top car insurance companies in Land O Lakes, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Land O Lakes is American Family
  • The cheapest car insurance company in Land O Lakes for teen drivers is American Family
  • Average car insurance rates in Land O Lakes, WI are $3,117/year

If you need to buy Land O Lakes, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Land O Lakes, WI is right here.

You’ll find Land O Lakes car insurance rates, the cheapest Land O Lakes, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Land O Lakes, Wisconsin car insurance rates to Appleton car insurance rates, Eau Claire car insurance rates, and Milwaukee car insurance rates.

Ready to find affordable Land O Lakes, WI car insurance today? Enter your ZIP code for fast, free Land O Lakes car insurance quotes.

Cheapest Land O Lakes, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Land O Lakes, WI car insurance rates? Every Land O Lakes, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Land O Lakes, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,402 $2,538 $2,209 $2,445 $7,643 $9,782 $2,451 $2,671
American Family $985 $1,033 $914 $926 $2,609 $2,891 $1,153 $1,229
Farmers $1,928 $1,930 $1,713 $1,805 $8,851 $9,174 $2,198 $2,320
GEICO $1,346 $1,485 $1,385 $1,583 $4,448 $4,798 $1,246 $1,290
Liberty Mutual $1,866 $2,043 $1,511 $1,719 $5,928 $6,655 $1,987 $2,165
Nationwide $4,277 $4,511 $3,514 $3,713 $8,462 $12,896 $5,179 $6,212
Progressive $1,862 $1,783 $1,522 $1,583 $6,917 $7,822 $2,241 $2,439
State Farm $1,434 $1,434 $1,258 $1,258 $3,886 $4,925 $1,612 $1,839
USAA $1,389 $1,392 $1,250 $1,282 $3,451 $4,024 $1,812 $2,000

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Minimum Car Insurance in Land O Lakes, WI

Every driver must carry the minimum car insurance in Land O Lakes, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Land O Lakes, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Land O Lakes, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Land O Lakes, WI. Compare credit history car insurance rates in Land O Lakes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Land O Lakes, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,282 $3,630 $3,141
American Family $1,963 $1,295 $1,145
Farmers $4,237 $3,569 $3,414
GEICO $2,886 $2,057 $1,651
Liberty Mutual $4,322 $2,588 $2,042
Nationwide $6,854 $5,717 $5,717
Progressive $3,736 $3,153 $2,925
State Farm $3,291 $1,889 $1,438
USAA $3,212 $1,678 $1,336

Cheapest Land O Lakes, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Land O Lakes, WI to rates for a clean record with top companies.

Annual Land O Lakes, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,287 $4,512 $4,206 $4,065
American Family $1,405 $1,489 $1,489 $1,489
Farmers $3,267 $4,111 $3,883 $3,699
GEICO $1,527 $2,465 $2,806 $1,992
Liberty Mutual $2,290 $3,227 $3,369 $3,052
Nationwide $5,153 $5,961 $7,307 $5,961
Progressive $2,998 $3,620 $3,107 $3,359
State Farm $2,042 $2,370 $2,206 $2,206
USAA $1,631 $2,045 $2,767 $1,857

Cheapest Land O Lakes, WI Car Insurance for Teen Drivers

Teen car insurance in Land O Lakes, WI can be expensive. Take a look at rates from the top car insurance companies in Land O Lakes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Land O Lakes, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,643 $9,782
American Family $2,609 $2,891
Farmers $8,851 $9,174
GEICO $4,448 $4,798
Liberty Mutual $5,928 $6,655
Nationwide $8,462 $12,896
Progressive $6,917 $7,822
State Farm $3,886 $4,925
USAA $3,451 $4,024

Cheapest Land O Lakes, WI Car Insurance for Seniors

Take a look at Land O Lakes, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Land O Lakes, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,209 $2,445
American Family $914 $926
Farmers $1,713 $1,805
GEICO $1,385 $1,583
Liberty Mutual $1,511 $1,719
Nationwide $3,514 $3,713
Progressive $1,522 $1,583
State Farm $1,258 $1,258
USAA $1,250 $1,282

Cheapest Land O Lakes, WI Car Insurance Rates After a DUI

A DUI in Land O Lakes, WI increases car insurance rates. Compare Land O Lakes, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Land O Lakes, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,206
American Family $1,489
Farmers $3,883
GEICO $2,806
Liberty Mutual $3,369
Nationwide $7,307
Progressive $3,107
State Farm $2,206
USAA $2,767

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Cheapest Land O Lakes, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Land O Lakes, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Land O Lakes, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,921 $4,115
American Family $1,443 $1,492
Farmers $3,740 $3,740
GEICO $2,151 $2,244
Liberty Mutual $2,984 $2,984
Nationwide $6,096 $6,096
Progressive $3,271 $3,271
State Farm $2,153 $2,259
USAA $2,048 $2,102

The Best Cheap Car Insurance Companies in Land O Lakes, WI

Take a look at a side-by-side comparison of the top car insurance companies in Land O Lakes, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Land O Lakes, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,018
American Family $1,468
Farmers $3,740
GEICO $2,198
Liberty Mutual $2,984
Nationwide $6,096
Progressive $3,271
State Farm $2,206
USAA $2,075

Category Winners: Cheapest Car Insurance in Land O Lakes, Wisconsin

Find the cheapest car insurance companies in Land O Lakes, WI for each category right here.

Best Annual Car Insurance Rates by Company in Land O Lakes, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Land O Lakes, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Land O Lakes car insurance rates. Find the cheapest Land O Lakes, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Land O Lakes, Wisconsin

Insurance Company Low Medium High
Allstate $3,856 $4,009 $4,189
American Family $1,456 $1,480 $1,467
Farmers $3,490 $3,714 $4,015
GEICO $2,061 $2,196 $2,336
Liberty Mutual $2,769 $3,009 $3,175
Nationwide $5,950 $6,094 $6,243
Progressive $3,107 $3,292 $3,414
State Farm $2,108 $2,211 $2,299
USAA $2,006 $2,076 $2,142

Compare Car Insurance Quotes in Land O Lakes, WI

Ready to find affordable Land O Lakes, Wisconsin car insurance today? Enter your ZIP code for fast, free Land O Lakes, WI car insurance quotes.

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